USDA and FHA Pro and Con in Pelican-Bay, Collier County, FL
In 2025, the USDA loan limit for Pelican-Bay, county of Collier, FL, is $368,000, while the FHA limit for a single-family home is $460,000.
Utilize the Lendersa® USDA loan calculator to compare today's competitive USDA and FHA rates, assessing the necessary income, credit, reserves, and documentation to qualify. With this advanced mortgage calculator, you can view USDA, FHA, Conforming, and VA programs side by side, helping you select the ideal option in for your financial needs.
2025 Loan Limits and Down Payment Requirements in Pelican-Bay, Collier, FL
Loan Type
Loan Limit
Down Payment
USDA
$368,000
0%
FHA
$460,000
3.5%
Conventional Conforming
$548,250
3%
Options for USDA and FHA Loans in Pelican-Bay, FL
Lendersa® aims to provide the best USDA or FHA loan efficiently, without hassle. Start from one of three paths to engage with lending programs tailored to USDA loans.
The USDA home loan, also called a USDA rural development loan, is secured by the Department of Agriculture and available only in rural areas. Unlike FHA loans that require a minimum 3.5% down payment, USDA loans require none.
At HomeKey Mortgage, LLC. We are a full-service mortgage company, conveniently located in Hammond & Denham Springs, with mobile services available throughout the state of Louisiana. We specialize in conventional loans, USDA loans, FHA loans, VA loans & Reverse Loans. Whether you are buying a home or refinancing in any of these zip codes: 70403,
At Alan Efting, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options
1001 Military Cutoff Rd, Suite 350, Wilmington, NC, 28405
SeaTrust Mortgage Company is built on the foundation of our #1 core value, customer obsession. As a subsidiary of one of the fastest-growing banks in the southeast, Community First Bank, SeaTrust has the ability to tailor products for your needs and wants. Our "New Wave" technology will provide speed, quality.
Pickens Federal Credit Union has a strong heritage with Pickens County, dating back to 1961 Our mission is to actively serve all members with respect and dignity, while providing a variety of beneficial services that are consistent with the Credit Union Philosophy of "People Helping People.
In February of 2018, a group of Union County business leaders announced plans to form a de novo bank. De novo refers to a newly chartered bank founded independently of any other financial institutions. Union County has always supported a locally owned, locally managed bank. The group chose the name “American Bank” with the name giving a nod
River Region Federal Credit Union has been open since 1960. The credit union has assets totaling $41.43 Million and provides banking services to more than 2, 000 members.
The credit union is a member-owned financial cooperative providing financial banking services to multiple member groups.
Umortgage Solutions LLC is located in Waxhaw, NC, United States and is part of the Activities Related to Credit Intermediation Industry. With over 25 years of combined experience in the mortgage industry, our Loan Officers have helped over 1600 families purchase or refinance their home.
Magee Financial, LLC has been a leader in the consumer finance industry since 1955. We pride ourselves on our personal customer relations and strive to offer the best financial solution to all our customers, regardless of their financial situation. We respect our customers and offer quick, convenient and personal service.
