USDA VS FHA in Pelican-Bay, Collier County, FL

In 2025, the USDA loan limit for Pelican-Bay, county of Collier, FL, is $368,000, while the FHA limit for a single-family home is $460,000.

Utilize the Lendersa® USDA loan calculator to compare today's competitive USDA and FHA rates, assessing the necessary income, credit, reserves, and documentation to qualify. With this advanced mortgage calculator, you can view USDA, FHA, Conforming, and VA programs side by side, helping you select the ideal option in for your financial needs.

Explore loan offers from a pool of 100 lenders

2025 Loan Limits and Down Payment Requirements in Pelican-Bay, Collier, FL

Loan Type Loan Limit Down Payment
USDA $368,000 0%
FHA $460,000 3.5%
Conventional Conforming $548,250 3%

Options for USDA and FHA Loans in Pelican-Bay, FL

Lendersa® aims to provide the best USDA or FHA loan efficiently, without hassle. Start from one of three paths to engage with lending programs tailored to USDA loans.

Lendersa USDA loan request and matching results

Understanding USDA Loans in FL

The USDA home loan, also called a USDA rural development loan, is secured by the Department of Agriculture and available only in rural areas. Unlike FHA loans that require a minimum 3.5% down payment, USDA loans require none.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • LendLink Financial Inc
  • 5901 North Milwaukee Avenue, Suite F, Chicago, IL, 60646
  • At LendLink Financial our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Smooth Mortgage Company LLC
  • 4001 West Devon Avenue, Suite 321, Chicago, IL, 60646
  • Smooth Mortgage is built upon 18 years of mortgage and finance excellence in Chicago and surrounding areas. We work hard to get you the lowest possible rate, beating banks and retail lenders. With Smooth, you have one point of contact who works with you all the way through from beginning to end. We only partner with the best lenders.
  • Brickyard Bank
  • 6676 North Lincoln Avenue, Lincolnwood, IL, 60712
  • Brickyard Bank was chartered in 1979 as a state chartered bank located in the Brickyard Mall at Diversey & Narragansett on the northwest side of Chicago, Illinois. The bank served the newly created mall & the surrounding area. Brickyard Bank has proudly served the Lincolnwood & surrounding community with full service banking now for over 35 years.
  • A 2 Z Mortgage Solutions LLC
  • 6600 N Lincoln Ave, Suite 420, Lincolnwood, IL, 60712
  • A 2 Z Mortgage Ashour Zaia Mortgage broker in Lincolnwood, Illinois of company NMLS # 2103383 We are working hard to make the loan process smooth and hassle free. We are working day and night to make our services live. Meanwhile you can contact us and come back to this page for updates
  • Lamb Financial
  • 6825 North Lincoln Avenue, Lincolnwood, IL, 60712
  • We are a full-service residential financing provider delivering funding solutions to Chicagoland and northern Illinois. We are also recognized as the industry leader in renovation and construction financing with 25+ years of expertise and unique offerings that provide excellent terms and financial flexibility.
  • Co/LAB Lending
  • 1666 Av. Juan Ponce de León, San Juan, PR, 00909
  • Co/LAB Lending is a mortgage broker that’s committed to superior customer service and ultimate client satisfaction. Whether you’re a first-time home buyer or refinancing your fourth investment property, our job is to guide our clients through the entire mortgage process from application to closing and beyond.
  • Walden Savings Bank
  • 15 Scott's Corners Drive, Montgomery, NY, 12549
  • Walden Savings Bank is the 11th oldest federally chartered mutual savings bank in the United States and while some banks may come and go, Walden Savings Bank has been here for nearly 150 years. With 11 convenient branch locations throughout the Hudson Valley, including our Dutchess County Lending office
  • COMMUNITY BANK OF OKLAHOMA
  • 101 West Highway 62, Verden, OK, 73092
  • Our goal is to provide each of our customers with exceptional service, competitive rates and a personalized banking experience. Community Bank of Oklahoma offers a full range of services to suit your banking needs. We're here to serve you! On behalf of the officers & employees of Community Bank of Oklahoma.