USDA Vs. FHA Pro and Con comparison in Naples, Collier County, FL
In 2025, the USDA loan limit for Naples, in the county of Collier, FL, is set at $441,600. For a single-family home, the FHA limit is $672,750.
Use the Lendersa® USDA loan calculator to compare the best USDA and FHA rates available today. This calculator helps determine the income, credit, reserves, and documents needed to qualify. Our advanced mortgage tool allows you to view USDA, FHA, Conforming, and VA loans side by side, assisting in deciding which program in best suits your financial situation.
2025 Loan Limits and Downpayment Requirements in Naples, Collier County, FL
Possible Loan Types
Maximum Loan
Required Down Payment
USDA
$441,600
0%
FHA
$672,750
3.5%
Conventional Conforming
$726,200
3%
Options for USDA and FHA Loans in Naples, FL
The aim of Lendersa® is to provide you with the most suitable USDA or FHA loan quickly and without hassle. Choose one of three starting points to connect with matching lenders and USDA loan programs.
A USDA home loan is backed by the government Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, and is specifically for rural areas. Unlike FHA loans that require a minimum 3.5% down payment, USDA mortgages require no down payment.
The resourceful & skilled team at SEFS, LLC is eager to help you reach your dreams. Adolfo Ruiz joined the mortgage industry in 1995 through a residential correspondent lender, a subsidiary to a residential builder.Adolfo quickly adapted to meet projected quarterly earnings through, processing, origination,secondary markets,closings & compliance.
2101 W State Rd 434, Suite #102, Longwood, FL, 32779
Sorci Home Solutions has access to multiple investors through our wholesale channels. We do the shopping for you! This saves you time and money by providing you with solid information on your loan options and the lowest rates in the industry. Typically consumers think their only choice is to go to their local retail bank or retail lender.
Mortgage Financial Group, Inc. operated in Mount Dora, FL out of a rented space for approximately 5 years before purchasing what is now its main headquarters in Tavares located in the center of FL respectively. Though a local lender, the company is currently licensed in four states
Addition Financial is a member-owned, not-for-profit financial cooperative, offering comprehensive financial solutions that help members achieve their financial goals. We exist solely for the benefit of our members, and we return our profits to them in the form of lower loan rates, higher dividends on savings, and lower fees.
Oceans Lending Mortgage Lender in Lake Mary Orange County Sanford Oviedo
3098 W Lake Mary Blvd, 2nd Floor, Lake Mary, FL, 32746
Ocean’s mission is to become the mortgage industry standard by elevating customer relationships and service. Oceans’ corporate platform is built on high morals and ethics, honor and integrity. These are the reasons clients will be able to trust the information and service they receive is unsurpassed.
801 International Parkway, Suite 500, Lake Mary, FL, 32746
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
1540 International Parkway, Suite 2000, Lake Mary, FL, 32746
Assure Home Funding gives you access to a large group of lenders, providing a variety of business capital advance options that can be tailored to fit your particular needs. We offer unique opportunities to secure the funding you need for your business, often when traditional lenders are not an option.
Emerald Mortgage Partners was established with one mission in mind: Making the tedious and complicated process of mortgage and lending simpler, easy to understand and straightforward. EFP also not only provides the knowledge and expertise during, but also after the sale, to ensure your loved ones and valuables are protected and secure.
