USDA Vs. FHA your options comparison in Vineyards, Collier County, FL
For the year 2025, the USDA loan limit in Vineyards of Collier county, FL amounts to $441,600, whereas the FHA limit for a single-family home reaches $672,750.
Utilize the Lendersa® USDA loan calculator to contrast the best current USDA and FHA rates. Identify the necessary income, credit score, reserves, and documents for qualification. Our advanced mortgage calculator presents USDA, FHA, Conforming, and VA options side by side, assisting you in choosing the best program for your specific financial needs in .
2025 Loan Limits and Down Payment Requirements in Vineyards, Collier, FL
Loan Type
Loan Limit
Down Payment
USDA
$441,600
0%
FHA
$672,750
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Options in Vineyards, FL
At Lendersa®, our mission is to facilitate securing the best possible USDA or FHA loan promptly and with ease. Choose one of three initial options that align you with suitable lenders and USDA loan programs.
A USDA home loan, also known as a USDA rural development loan or USDA mortgage, is backed by the Department of Agriculture and available only in rural areas. Unlike FHA loans requiring a 3.5% minimum down payment, USDA mortgages require none.
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1936 Arlington Boulevard, Charlottesville, VA, 22903
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