USDA Vs. FHA Pro and Con comparison in Island-Walk, Collier County, FL
For the year 2025, the USDA loan limit within Island-Walk, in the county of Collier, FL is set at $368,000, whereas the limit for FHA loans for a single-family home is $460,000.
Utilize the Lendersa® USDA loan calculator to compare today's optimal USDA versus FHA rates and identify the income, credit, reserves, and documentation needed for qualification. Our sophisticated mortgage calculator allows you to view USDA, FHA, Conforming, and VA loan options side by side, aiding in your decision on which program in aligns best with your financial situation.
Loan limits and down payment requirements for 2025 in Island-Walk, Collier, FL
Loan Type
Loan Limit
Down Payment
USDA
$368,000
0%
FHA
$460,000
3.5%
Conventional Conforming
$548,250
3%
Available USDA and FHA loan options in Island-Walk, FL
The mission of Lendersa® is to provide you with the best USDA or FHA loan efficiently and without undue complications. Opt from one of three starting paths to find matching lenders and explore USDA loan options.
The USDA home loan is a government-guaranteed financing product by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, open only to rural communities. In contrast to FHA loans requiring a minimum 3.5% down payment, USDA loans do not necessitate any down payment.
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