USDA and FHA Pro and Con in Island-Walk, Collier County, FL
For the year 2025, the USDA loan limit within Island-Walk, in the county of Collier, FL is set at $368,000, whereas the limit for FHA loans for a single-family home is $460,000.
Utilize the Lendersa® USDA loan calculator to compare today's optimal USDA versus FHA rates and identify the income, credit, reserves, and documentation needed for qualification. Our sophisticated mortgage calculator allows you to view USDA, FHA, Conforming, and VA loan options side by side, aiding in your decision on which program in aligns best with your financial situation.
Loan limits and down payment requirements for 2025 in Island-Walk, Collier, FL
Loan Type
Loan Limit
Down Payment
USDA
$368,000
0%
FHA
$460,000
3.5%
Conventional Conforming
$548,250
3%
Available USDA and FHA loan options in Island-Walk, FL
The mission of Lendersa® is to provide you with the best USDA or FHA loan efficiently and without undue complications. Opt from one of three starting paths to find matching lenders and explore USDA loan options.
The USDA home loan is a government-guaranteed financing product by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, open only to rural communities. In contrast to FHA loans requiring a minimum 3.5% down payment, USDA loans do not necessitate any down payment.
We are a state-chartered 1.7 billion-dollar mutual savings bank with offices in central and western mass. We've gone above and beyond for our customers since 1850. We value respect, courtesy, and excellence in service above all. As a mutual bank, we answer our customers first, not to investors.
Capital Home are buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
646 Plank Road, Suite 102, Clifton Park, NY, 12065
At The Mortgage Place, we recognize that buying or refinancing a home is a huge commitment. At our initial consultation, we will work together to determine your goals, needs and financial strategies. We will patiently describe the different mortgage programs in detail. Together we will decide on the best program and lender for your situation.
One Community Bank is a $1.6 billion community bank in south central Wisconsin. The bank, which was founded in 1976, focuses on three core priorities: serving clients, supporting colleagues and investing in local communities. It has 10 offices in the communities of Oregon, McFarland, Stoughton, Waunakee, Sun Prairie, Middleton, Adams, Oxford
We want to hear from you and are available to help you find a lender as quickly as possible. No matter what your credit score is or don’t have one, contact us today. We want to help you find a lender who can offer you a loan for bad credit that fits your needs. You don’t have to pay us anything – our services are completely free.
Adams Community Bank is a responsive, community-focused, mutually owned savings bank providing premier banking services to the people and businesses of the Berkshires. Headquartered in Adams, MA, we have 8 full-service branch locations in Adams, North Adams, Williamstown, Cheshire, Lanesborough, Lenox, and Lee.
For over 100 years, Ixonia Bank has been a locally owned, independent community bank. Experience the benefits of community banking at its best - fast decision-making, customized solutions, local expertise, and responsive, and flexible service. And most importantly experience relationships built on trust and understanding.
Greenwoods is headquartered in Lake Mills, WI, founded in 1884 and is a FDIC state-chartered bank. We have locations in Jefferson, Green, Rock, Racine, Walworth and Waukesha Counties.
Greenwoods is a high touch, community focused bank centered on you, our customer. We have all of the most advanced technology products
