USDA Vs. FHA your options comparison in Winter-Park, Orange County, FL
In the year 2025, the USDA loan limit in Winter-Park, county of Orange, FL, is set at $285,000, whereas the limit for an FHA loan is $356,362 for a single-family house.
Utilize the Lendersa® USDA loan calculator to compare today's top USDA versus FHA rates and determine the necessary income, credit score, reserves, and documentation to qualify. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA loans side by side, facilitating your decision on the most suitable program in Alabama for your financial needs.
2025 Loan Limits and Down Payment Requirements in Winter-Park, Orange, FL
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
USDA and FHA Loan Opportunities in Winter-Park, FL
The objective of Lendersa® is to secure for you the most favorable USDA or FHA loan swiftly and with minimal hassle. Choose one of the three outlined steps to match with lenders and USDA loan programs.
A USDA home loan is guaranteed by the Department of Agriculture and is intended for rural areas only, also known as a USDA rural development loan. Unlike FHA loans, which require a 3.5% down payment minimum, USDA loans do not require a down payment.
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We strive to help our members Learn, Dream & Achieve all of their life goals.As an education-based credit union, we’re committed to providing members of all ages with the tools they need to meet their financial goals.ACHIEVE provides support to social service agencies.We are actively working to increase the accessibility & usability of our website.
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The credit union was founded on January 25, 1938 under the name B-W Employees Federal Credit Union by Bendix-Westinghouse Automotive Air Brake Company employees and executives. Based on their experiences with Westinghouse Credit Union, they were inspired to found a new credit union after the business merged with Bendix in 1937.
The Postal Employees’ Credit Union was established in 1928 as a state chartered credit union to serve the financial needs of federal employees. Our members are our owners, of which we have approximately 2, 400. The membership is represented by seven currently employed postal employees who direct the operation of the credit union for the benefit.
Creative Hard Money LLC is a trusted hard money rehab loan lender in New York and Pennsylvania. We aim to serve our customers and our clients and help them in dealing with their concerns on business, commercial land mortgages and hard money rehab loans; a lender with the best and most knowledgeable people to serve your mortgage and financing needs.
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