USDA Vs. FHA your options comparison in Winter-Park, Orange County, FL
In the year 2026, the USDA loan limit in Winter-Park, county of Orange, FL, is set at $285,000, whereas the limit for an FHA loan is $356,362 for a single-family house.
Utilize the Lendersa® USDA loan calculator to compare today's top USDA versus FHA rates and determine the necessary income, credit score, reserves, and documentation to qualify. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA loans side by side, facilitating your decision on the most suitable program in Alabama for your financial needs.
2026 Loan Limits and Down Payment Requirements in Winter-Park, Orange, FL
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
USDA and FHA Loan Opportunities in Winter-Park, FL
The objective of Lendersa® is to secure for you the most favorable USDA or FHA loan swiftly and with minimal hassle. Choose one of the three outlined steps to match with lenders and USDA loan programs.
A USDA home loan is guaranteed by the Department of Agriculture and is intended for rural areas only, also known as a USDA rural development loan. Unlike FHA loans, which require a 3.5% down payment minimum, USDA loans do not require a down payment.
Layton Mortgage
We work hard to give you a great mortgage experience. Whether you’re a first-time homebuyer, investor, ready to refinance or exploring your mortgage options, we’re here to provide you our 100% support, two-way communication and a partnership built on trust. Every home is a milestone, and every mortgage is a cornerstone. With a numb
11500 State Highway 121, Suite 410, Frisco, TX, 75035
Greatwall, Inc’s mission is to provide all clients with the perfect mortgage programs and real estate deals that are tailored to fit your unique situation at some of the most competitive rates in the nation.
After receiving your information, Greatwall, Inc will be able to get a complete look at your financial situation to determine.
"Loan Star Mortgage Buying a home is about more than interest rates.
You need knowledgeable, mortgage professionals who give you their best-consistently. Whether you’re a first-time home buyer or looking to refinance an existing loan, our professionally trained staff of Mortgage Advisors is ready to help"
Rama attributes his success to excellent customer service skills and always keeping the needs of his client first. Offering a diverse group of funding sources enables Rama to custom tailor the mortgage solution which best fit’s his client’s profile and long term financial objectives.
9300 John Hickman Pkwy, Suite 303, Frisco, TX, 75035
The Prime Choice Lending Inc., team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
First Rate Financial is a Mortgage Broker located in Frisco, Texas. Our goal is to achieve such a high level of satisfaction for our clients that we will receive repeat and referral business. We do NOT charge fees of any kind to handle your mortgage financing. When looking for a home loan or beginning the process of refinancing a home
At New Inception Mortgage, you can expect friendly, professional advice and clear explanations of all of our available mortgage products, including our ARMs. We will walk you through the advantages and risks associated with each loan option and provide the guidance you need to help you make the right decision.
Our ultimate goal is to create lasting relationships with each and every client and to continue providing excellent service for many years to come. Unlike many of the larger nationwide mortgage companies that are out there, all your information will be kept secure and private. The Dividend Mortgage name is trusted throughout the community.
