USDA Vs. FHA Pro and Con comparison in Hialeah, Miami-Dade County, FL
In 2026, the USDA loan cap for Hialeah in the county of Miami-Dade, FL, is $0. Meanwhile, for a single-family home, the FHA limit is $557,750.
Utilize Lendersa® USDA loan calculator to evaluate the current USDA versus FHA rates, identifying the required income, credit, reserves, and necessary documentation to qualify. Through our advanced mortgage calculator, you can compare USDA, FHA, Conforming, and VA options side by side to find the best fit for your financial scenario in .
2026 Loan Limits and Downpayment Requirements in Hialeah, County of Miami-Dade, FL
Loan Type
Loan Limit
Down Payment
USDA
$0
0%
FHA
$557,750
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Options in Hialeah, FL
Lendersa® works to quickly and easily connect you with ideal USDA or FHA loan options. Begin with one of these three approaches to match with lenders and access USDA loan programs.
The USDA home loan is a government-backed mortgage offered by the Department of Agriculture. Known as the USDA rural development loan or USDA mortgage, it is specifically for rural areas. Unlike FHA loans, which require at least a 3.5% down payment, USDA loans require none.
The American Bank & Trust Company opened in Opelousas, Louisiana on September 22, 1958. The Bank was founded by Frank J. Diesi, who was determined to implement his vision of what banking should be. That vision became a tradition that is still alive and flourishing today at American Bank & Trust Company.
St. Landry Homestead Federal Savings Bank is a community bank that’s proud to offer good, ol’ fashioned service combined with the technology tools you expect from a cutting-edge financial partner. At The Homestead, we are focused on fueling business and improving lives across our region.
Salem VA Credit Union is a member-owned cooperative that operates on a not-for-profit basis. As a federal credit union, we are chartered, supervised and insured by the federal government through the National Credit Union Administration (NCUA). The NCUA insures member share accounts up to $250, 000 per member.
KEMBA has been providing families financial security for well over seventy-five years. Since we're a non-profit financial institution, we return our profits back to our members in the form of better rates, lower fees, and free or low-cost services. We are run by a volunteer board of directors elected by members like you.
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Personal and Business Banking Available Checking Accounts, Savings Accounts, Loans, Mortgages, etc. The types of personal information we collect and share depend on the product
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