USDA Vs. FHA Pro and Con comparison in Hialeah, Miami-Dade County, FL

In 2025, the USDA loan cap for Hialeah in the county of Miami-Dade, FL, is $0. Meanwhile, for a single-family home, the FHA limit is $557,750.

Utilize Lendersa® USDA loan calculator to evaluate the current USDA versus FHA rates, identifying the required income, credit, reserves, and necessary documentation to qualify. Through our advanced mortgage calculator, you can compare USDA, FHA, Conforming, and VA options side by side to find the best fit for your financial scenario in .

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2025 Loan Limits and Downpayment Requirements in Hialeah, County of Miami-Dade, FL

Loan Type Loan Limit Down Payment
USDA $0 0%
FHA $557,750 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Options in Hialeah, FL

Lendersa® works to quickly and easily connect you with ideal USDA or FHA loan options. Begin with one of these three approaches to match with lenders and access USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in FL

The USDA home loan is a government-backed mortgage offered by the Department of Agriculture. Known as the USDA rural development loan or USDA mortgage, it is specifically for rural areas. Unlike FHA loans, which require at least a 3.5% down payment, USDA loans require none.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • McBride Mortgage Group LLC
  • 340 Burchington Drive, Debary, FL, 32713
  • At McBride Mortgage Group, LLC, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
  • Chissell Mortgage Group
  • 1817 Cypress Brook Drive, Suite 104, Trinity, FL, 34655
  • Mike is a Certified Mortgage Planner with over 30 years of experience who has helped over 3, 000 families finance the American Dream here in the Tampa Bay area. He is a proven performer who has built an excellent reputation as an honest, knowledgeable and dedicated professional who always takes care of his clients by offering great rates.
  • CPF Mortgage
  • 10710 State Road 54, Suite C101, Trinity, FL, 34655
  • CPF Mortgage (Christopher Paul Financial, LLC) was established for the purposes of creating a dependable home financing company in which people can comfortably and confidently trust their most precious asset: their home. We've been helping customers afford the home of their dreams for many years and we love what we do.
  • Castle Rock Funding LLC
  • 94 S Highland Avenue, Suite 2901, Tarpon Springs, FL, 34689
  • At Castle Rock Funding we strive to be the best lender that understands client’s diverse mortgage needs conveys traditional fiscal responsibility & provide loans based on today’s ever changing banking climate. We strive to provide value added benefit thru our streamlined processes to clients looking for loans that are needed thru different stages.
  • SUNSHINE STATE HOME LOANS, LLC
  • 110 Athens Street, Suite K, Tarpon Springs, FL, 34689
  • Sunshine State Home Loans, LLC is perfect for any mortgage needs, you may have. If you'd like to know the rate which you qualify for, apply online, and we will give you an accurate assessment. Our mission is to help you with all your mortgage needs. We will use our expertise to find the right program for you.
  • DIGII, LLC
  • 2980 Gibraltar Blvd, New Smyrna Beach, FL, 32168
  • Portfolio lender with multiple options to fund commercial bridge loans for fix and flip and other investment strategies. Residential properties are ok. Direct access to decision makers provides the ability to move fast to help you secure more deals and execute more efficiently. Call me to today to discuss your loan scenario. Thanks.
  • Mortgage Financial Group, Inc
  • 1100 E. Alfred Street, Tavares, FL, 32778
  • Mortgage Financial Group, Inc. operated in Mount Dora, FL out of a rented space for approximately 5 years before purchasing what is now its main headquarters in Tavares located in the center of FL respectively. Though a local lender, the company is currently licensed in four states
  • Approved Mortgage Source
  • 1039 Harley Strickland Blvd Suite 700, Orange City, FL, 32763
  • Approved Mortgage LLC is Central Florida's premier mortgage lender. Our diverse team of lenders is experienced in all types of mortgages and mortgage loans and is committed to helping you get approved for the financing you need. We are proud to say that most of our business comes from the referrals of our satisfied clients.
  • Sovereign Mortgage Investments Inc
  • 1495 S Volusia Ave #102, Orange City, FL, 32763
  • Sovereign Mortgage Investments, Inc. has expertise and knowledge needed to explore the many financing options available and has been originating and processing mortgage loans for over 17 years. We enable clients to purchase and refinance their homes while offering a wide range of mortgage products such as FHA, USDA, VA.
  • Commercial Mortgage Advisors
  • 1230 Gray Court, Eustis, FL, 32726
  • Commercial Mortgage Advisors originates loans with Life Insurance Companies, CMBS Lenders, Multi-Family DUS Lenders, Commercial Banks, Structured Finance Lenders, SBA lenders, and Industrial Development Bond lenders. The company primarily places long-term, fixed-rate financing on income producing.