USDA Vs. FHA your options comparison in Country-Club, Miami-Dade County, FL

For 2025, the USDA loan ceiling is $0 in Country-Club, a part of Miami-Dade county, FL. For a single-family home, the FHA sets the limit at $402,500.

With Lendersa®'s USDA loan calculator, you can assess the best financial options between USDA and FHA rates. Discover the income, requirements, and documents necessary for eligibility. Our advanced mortgage calculator allows side-by-side comparisons of USDA, FHA, Conforming, and VA loans, making it easier for you to choose the ideal loan plan for your financial needs in .

Explore loan offerings from 100 different lenders

Loan Caps and Down Payment Standards for 2025 in Country-Club, Miami-Dade County, FL

Loan Variety Maximum Loan Initial Payment
USDA $0 0%
FHA $402,500 3.5%
Conventional Conforming $548,250 3%

Available USDA and FHA Loan Plans in Country-Club, FL

The aim of Lendersa® is to secure the most suitable USDA or FHA loans swiftly and without any hassle. Choose one of three starting options to match with lenders and discover USDA loan programs.

Lendersa USDA loan request and matching results

An Overview of USDA Loans in FL

The USDA home loan is a government-guaranteed loan provided by the Department of Agriculture, often called the USDA rural development loan or mortgage. It's available specifically in rural areas. Unlike FHA loans, which necessitate a 3.5% down payment, the USDA mortgage requires no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Summit Funding Solutions
  • 1377 Motor Parkway, Suite 100, Hauppauge, NY, 11749
  • Summit Funding Solutions Offers the Financing That You Need, Summit Funding Solutions in a national name in commercial finance and business loans. Whether you are starting a new business or have an established company that needs capital, we offer a wide range of products and services to meet your needs.
  • People's Alliance Federal Credit Union
  • 125 Wireless Boulevard, Hauppauge, NY, 11788
  • Founded in 1940 as the Pan American World Airways Credit Union, PAFCU currently serves 40, 000 employees of over 400 different companies throughout the United States. At PAFCU, there are no customers—everyone is a member and owner of the credit union and receives friendly, respectful service from the staff
  • Long Island Alliance Federal Credit Union
  • 250 Veterans Memorial Highway, Suite 5A9, Hauppauge, NY, 11788
  • The Long Island Alliance Federal Credit Union has been in existence since 1938. We started out as the New York Highway Engineers Federal Credit Union and in the early sixties expanded our field of membership to include all New York State Employees who live and work on Long Island.
  • Lighthouse Mortgage Corporation
  • 527 Townline Road, Suite 305, Hauppauge, NY, 11788
  • Lighthouse Mortgage Founder/President. Brokered in excess of $600 million in real estate loans, commercial and residential. Hired and trained a staff of 20 sales people and 5 support staff. Developed program to expedite loan process from initial borrower contact through appraisal, underwriting and closing ensuring quick turnaround time.
  • Island Federal Credit Union
  • 120 Motor Parkway, Hauppauge, NY, 11788
  • Island Federal Credit Union, headquartered in Hauppauge, N.Y., is a not-for-profit, full-service financial institution, providing affordable banking products and services to Long Islanders. Founded in 1955, Island has grown to be among the top-performing credit unions in New York State with over $1 billion in assets, serving more than 45, 000
  • Evolution Mortgage Inc
  • 140 Adams Avenue, Suite A5, Hauppauge, NY, 11788
  • Our team is local to Long Island, and as CPA’s we make sure we get you the loan product that makes the most financial sense for you. We curate a process that is tailored to you and explain where every cent of your money goes because we always do the right thing by our clients. Take advantage of our historically low rates, refinance.
  • Coltrain Funding Group LLC
  • 140 Fell Court, Suite 101, Hauppauge, NY, 11788
  • Coltrain Funding Group LLC, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
  • Home Reliance Capital
  • 145 Marcus Blvd Suite 4, Hauppauge, NY, 11788
  • Our mortgage rates have consistently been some of the most competitive in New York, if not the lowest. Our success is based upon our strong level of commitment to our clients. We take the time to get to know you through personal attention and communication.We remember that we work for YOU, not the other way around.
  • RCG Mortgage
  • 490 Wheeler Rd, Suite 252, Hauppauge, NY, 11788
  • Mortgage broker based in Long Island, New York who prides themselves on their transparency, accountability, and ability to provide a "Nordstrom" experience with the efficiency of a "Ford" assembly line. RCG works with all clients, no matter what their financial goals may be.RCG Mortgage is your online resource for personalized mortgage solutions.
  • Southwest Financial Federal Credit Union
  • 1750 Valley View Lane, Suite 110, Farmers Branch, TX, 75234
  • Southwest Financial is “Better Banking for Kroger Associates”. We were chartered in November 1962 as Kro-Dal (Kroger-Dallas) Federal Credit Union. Southwest Financial opened for business in the early months of 1963. At that time, only Kroger associates and their immediate family members were eligible to join
  • 360 Home Lending
  • 12005 Ford Road, Suite 405, Dallas, TX, 75234
  • 360 Home Lending is a minority-owned mortgage company with a focus on diverse markets throughout the DFW metroplex. Our unique customer-centric, technology-enhanced approach provides a seamless and consistently stress-free experience for customers, from 1st time homebuyers to sophisticated property investors
  • First Integra Funding Corp
  • 12100 Ford Road, Suite 195, Farmers Branch, TX, 75234
  • First Integra Funding Whether you’re looking to buy your dream home, or you’re hoping to explore your refinancing options, First Integra Funding Corp. has you covered. With us, you’ll have the chance to connect with a wide range of trustworthy lenders, offering top-quality mortgage products of all kinds.