USDA VS FHA in Country-Club, Miami-Dade County, FL

For 2025, the USDA loan ceiling is $0 in Country-Club, a part of Miami-Dade county, FL. For a single-family home, the FHA sets the limit at $402,500.

With Lendersa®'s USDA loan calculator, you can assess the best financial options between USDA and FHA rates. Discover the income, requirements, and documents necessary for eligibility. Our advanced mortgage calculator allows side-by-side comparisons of USDA, FHA, Conforming, and VA loans, making it easier for you to choose the ideal loan plan for your financial needs in .

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Loan Caps and Down Payment Standards for 2025 in Country-Club, Miami-Dade County, FL

Loan Variety Maximum Loan Initial Payment
USDA $0 0%
FHA $402,500 3.5%
Conventional Conforming $548,250 3%

Available USDA and FHA Loan Plans in Country-Club, FL

The aim of Lendersa® is to secure the most suitable USDA or FHA loans swiftly and without any hassle. Choose one of three starting options to match with lenders and discover USDA loan programs.

Lendersa USDA loan request and matching results

An Overview of USDA Loans in FL

The USDA home loan is a government-guaranteed loan provided by the Department of Agriculture, often called the USDA rural development loan or mortgage. It's available specifically in rural areas. Unlike FHA loans, which necessitate a 3.5% down payment, the USDA mortgage requires no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • 1st Mortgage Solution
  • 420 FL-7 #174, Wellington, FL, 33414
  • 1st Mortgage Solution group, Inc is a mortgage Broker Company. we are licensed in Florida . we work to help you find the best refinance options for your individual needs We have partnered with some of the best Home Loan providers in the country to ensure that you receive the best refinance options available
  • Gold Star Mortgage Financial Group
  • 13889 Wellington Trace, Suite A2, Wellington, FL, 33414
  • Founded in 2000 and headquartered in Ann Arbor, MI, Gold Star Mortgage Financial Group, Corporation is a direct lender and one of the nation’s premier mortgage companies, originating billions in home loans across the United States. Named one of the fastest growing companies by Inc.
  • JSS Funding Corp
  • 1012 South Dixie Highway, Lake Worth, FL, 33460
  • We are motivated to assist you through the process of obtaining your loan.Whether you are purchasing a home or refinancing your existing home loan, our highly experienced professionals will give you the personal attention you deserve.We are committed to shop through many lenders for the lowest possible rates & best program that fits your situation.
  • Ulysse Mortgage LLC
  • 723 South Federal Highway, Lake Worth, FL, 33460
  • At Ulysse Mortgage, LLC, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
  • Clear Sky Lending, INC.
  • 99353 Overseas Highway, Suite 12, Key Largo, FL, 33037
  • Clear Sky Lending, Inc. is a full-service mortgage company based in Key Largo, Florida. We specialize in FHA & VA Loans, Conventional Home Loans, Jumbo Home Loans, in all of Florida. Whether you are buying a home or refinancing, we can help you realize your dream of homeownership or save you money when getting your new lower monthly payment.
  • Beauchamp Mortgage LLC
  • 115 South C Street, unit 101, Lake Worth Beach, FL, 33406
  • Beauchamp Mortgages your Cross Border loan originator for Investments! We are also licensed in the state of Florida and Texas for residential mortgages and help many clients with purchases, re-finances , single family, multi-family and fix and flip. Our team of loan officers and processors have extensive experience helping you with your goals of o
  • FLAGLER BANK
  • 1801 Forest Hill Boulevard, West Palm Beach, FL, 33406
  • Our mission at Flagler Bank is to be the premier community bank in our service area by providing quality service for the financial needs of our customers. We strive daily to build long-lasting relationships with new customers and exceed the expectations of our existing customers. We want your experience with Flagler Bank to be exceptional!
  • Gold Coast Federal Credit Union
  • 2226 S Congress Ave, West Palm Beach, FL, 33406
  • Gold Coast FCU was formed on January 11, 1936, as the Palm Beach County Teachers Federal Credit Union. The new credit union was located at Twin Lakes High School in West Palm Beach and volunteers ran the credit union on a part-time basis. The only services offered were payroll-deducted savings accounts and small loans.
  • First Choice Credit Union
  • 1055 S. Congress Avenue, West Palm Beach, FL, 33406
  • First Choice Credit Union was organized in 1929 as a non-profit financial cooperative. The philosophy of "people helping people" has guided us throughout the years.It is our goal and commitment to provide the best possible service to our membership. We do this by offering a wide array of services designed to meet the financial needs of our members
  • Guardians Credit Union
  • 3469 Summit Blvd, West Palm Beach, FL, 33406
  • Guardians Credit Union is a full service financial institution headquartered in West Palm Beach, Florida with convenient full service locations throughout Palm Beach County. We are protectors of our members' financial future and we're "on duty for you!"Credit Union is a full service financial institution headquartered in West Palm Beach.
  • Buena Vista Lending Group LLC
  • 2537 Forest Hill Bouelvard West, West Palm Beach, FL, 33406
  • We are committed to earning your trust and loyalty by providing you with the highest quality home loans at the best possible terms. Our team of mortgage professionals has built a reputation of uncompromising integrity and unwavering commitment to doing what is best for our customers.
  • SouthWind Mortgage Inc
  • 1975 Sansburys Way, Suite 103, West Palm Beach, FL, 33411
  • Our Mortgage Professionals have combined financial experience helping Realtors, their clients, homeowners & business owners for over 35 years.President Donald Cahill, has established a professional reputation of honesty, integrity, & competence within the Morgagre Brokerage industry.Southwind Mortgage the practices can be summed up in one sentence.