USDA VS FHA in Miami-Gardens, Miami-Dade County, FL
In 2026, the USDA loan limit for Miami-Gardens, in the county of Miami-Dade, FL, is $0, whereas the FHA limit for single-family homes is set at $402,500.
Take advantage of the Lendersa® USDA loan calculator to compare today's leading USDA and FHA rates. This tool will help gauge the income, credit, reserves, and documents needed for qualification. Our enhanced mortgage calculator displays USDA, FHA, Conforming, and VA loans side by side, aiding in deciding which program in is most suitable for your financial needs.
2026 Loan Limits and Down Payment Requirements in Miami-Gardens, County of Miami-Dade, FL
Loan Type
Loan Limit
Down Payment
USDA
$0
0%
FHA
$402,500
3.5%
Conventional Conforming
$548,250
3%
Exploring USDA and FHA Loan Options in Miami-Gardens, FL
Lendersa® strives to secure you the most favorable USDA or FHA loan swiftly and effortlessly. Choose from one of the three outlined starting points to connect with matching lenders and USDA loan programs.
A USDA home loan is secured by the government's Department of Agriculture, referred to also as the USDA rural development loan or USDA mortgage. It's exclusively available in rural areas. Unlike FHA loans, which necessitate a 3.5% down payment at minimum, USDA loans require no down payment.
We know that each customer has specific needs, so we strive to meet those specific needs with a wide array of products, financing tools & best of all quality service & individual attention.Capital Lending Corp. has committed itself to serve the underserved-from people in urban & ethnic minority communities that many financial institutions overlook.
Mesquite Credit Union is incorporated under the laws of the State of Texas and under state law is subject to regulatory oversight by the Texas Credit Union Department.
State chartered credit unions are regulated by their state credit union department. The NCUA administers the federal insurance fund, NCUSIF, which covers all federal credit unio
Everest Federal Credit Union (EFCU) is a first-ever autonomous financial institution formed by Nepali people outside of Nepal. It is our dream to establish our own financial institution in USA to help our community members financially. Keeping them in mind, following will be key mission, vision, principle and values of EFCU
West Forest Capital provides funds to real estate investors and others looking to finance non-owner occupied real estate. We lend on apartments, single family, multi-family, commercial, industrial, land, and other properties. We provide rehab funds, or full construction costs, as needed. FAST CLOSINGS, almost always less than 10 days.
Citizens State Bank was founded November 12, 1913 by Dr. Sidney J. Francis. In 1996, the Francis family sold majority ownership to a group headed by Dr. Morris Spector. Dr. Spector joined the Board of Directors in 1993 and currently serves as Board Chairman. Other Board members are Ruben Robledo, D. Wade Hayden, David Spector, Rudy Rodriguez.
IBEW Local #146 Credit Union was founded in 1958 by members of the IBEW Local 146 Union and is celebrating 60 years of being a member owned financial institution. Membership is open to members of the IBEW Local 146 and their immediate family members. Immediate family eligible for membership is limited to the spouse of the member
Staley Credit Union is a not-for-profit financial cooperative, owned by the members and operated solely for their benefit. Currently, membership at SCU is open to individuals who live or work in the Illinois counties of Macon, Moultrie, Piatt, DeWitt and Shelby, and the Indiana counties of Tippecanoe, Carroll, Clinton, Montgomery and White.
Source Realty Capital is a direct private lender that provides commercial real estate financing solutions to owners and developers. We finance virtually all real estate asset classes, including office, multifamily, retail, mixed-use, industrial, hospitality and land.
Source Realty Capital serves our clients need for capital
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