USDA Loan Vs. FHA loan for Palm-Springs-North, FL [Miami-Dade County ]

In 2025, the USDA loan cap in Palm-Springs-North, within the county of Miami-Dade, FL, stands at $0, while the FHA limit for a single-family dwelling is $402,500.

Lendersa® offers a USDA loan calculator for you to compare the most favorable USDA and FHA rates currently available. It enables you to evaluate the required income, credit score, reserves, and documentation for eligibility. Our advanced mortgage calculator presents USDA, FHA, Conforming, and VA options side by side, aiding you in selecting the most appropriate program in for your unique financial needs.

Exploring USDA and FHA Loan Plans in Palm-Springs-North, FL

The primary mission of Lendersa® is to facilitate swift and hassle-free acquisition of the optimal USDA or FHA loan. Users can choose from three starting pathways to find compatible lenders and USDA loan programs.

Lendersa USDA loan applications and matches

Understanding USDA Loan Programs in FL

The USDA home loan, backed by the U.S. Department of Agriculture, also referred to as the USDA rural development loan or USDA mortgage, is specifically designated for rural areas. While FHA loans necessitate a minimum down payment of 3.5%, USDA mortgages require no down payment at all.

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(620) 862-5222 Lender's profile and map Reviews The Haviland State Bank 209 North Main Street, Haviland, KS, 67059 Haviland State Bank opened in 1903 by George Lemon of Pratt. The First directors of the bank were founder George Lemon, President; Otto H. Bock, Secretary and Cashier; H.A. Barbee, a cattleman near Pratt; R.D. Woodward, and L.J. Woodward of Haviland. When HSB first opened in 1903 the money was not kept in the bank.
(402) 223-4041 Lender's profile and map Reviews Security First Bank 120 N 6th St, Beatrice, NE, 68310 Security First Bank is a Nebraska-chartered, privately-held community bank with 26 branch locations and 12 insurance offices throughout Nebraska and southwest South Dakota. We provide community banking services from the farm and ranch towns in rural Nebraska to the hub cities of Lincoln and Rapid City.
(620) 245-4015 Lender's profile and map Reviews Peoples Bank and Trust 211 E. Santa Fe, Ellinwood, KS, 67526 In 1898, F.A. Vaniman accomplished a long time goal of opening his own bank. That bank was Peoples State Bank. Located at 101 South Main in downtown McPherson, that bank, now known as Peoples Bank & Trust Company is still located at the same location. Mr. Vaniman remained the president for 50 years until his retirement in 1948.
(515) 386-4848 Lender's profile and map Reviews Peoples Bank 116 West State Street, Jefferson, IA, 50129 Jefferson Branch is a branch office of Peoples Bank. They provide the following services: Full Service Office Location and are located at 116 West State Street in Jefferson Iowa. Mobile and traditional directions to this location can be found below along with ratings, lobby hours, their phone number, online banking website
(515) 386-2131 Lender's profile and map Reviews Home State Bank IA 115 West State Street, Jefferson, IA, 50129 At Home State Bank, we truly focus on building lasting relationships to benefit our customers and our community. Our success is rooted in both understanding the full needs of our customers in order to provide the best solution every time, and in giving back to and advocating on behalf of our community to keep it as a great place to live.
(608) 457-2100 Lender's profile and map Reviews River Bank 145 North Main Street, Stoddard, WI, 54658 River Bank was formed on June 30, 1991 when three banks located along the Mississippi River in Stoddard, Ferryville and DeSoto were merged together. In September 1993, in an effort to better serve our La Crosse customers, a branch office was opened on Mormon Coulee Road. In November 1996, River Bank expanded its service to the Holmen/Onalaska area.
(715) 754-2535 Lender's profile and map Reviews Premier Community Bank 108 Railroad Avenue, Bear Creek, WI, 54922 Our vision is how the world looks when the issues important to us are completely, perfectly addressed. Premier’s integrated financial solutions unlock the potential of our trusted partners’ dreams. Our team’s success is ultimately rooted in listening and our willingness to serve.
(785) 524-4458 Lender's profile and map Reviews The Bank of Tescott 101 E Lincoln Ave, Lincoln, KS, 67455 Since establishing business in 1887, the bank has built its reputation on personal service and community promotion. Family owned and locally operated in the communities of Tescott, Lincoln, Salina, and Lindsborg, The Bank of Tescott strives to provide customers with a competitive array of loan and deposit products that aid in their financial succes
(402) 828-3210 Lender's profile and map Reviews Countryside Bank 379 Main St., Unadilla, NE, 68454 Our community is important, and we take pride in where we live and work. Countryside Bank employees and families have deep roots in the community, as do many of our loyal customers. As new people discover the advantages of small communities and independent banks, we continue to grow and build new customer relationships.
(712) 487-3000 Lender's profile and map Reviews Treynor State Bank 15 East Main Street, Treynor, IA, 51575 TS Bank we are all about community prosperity and much of this vision has helped to attract and retain talented and committed employees. Due to our Chairman of the Board, Mick Guttau's military experience, one of the concepts implemented at the bank was "the troops come first." Mick has a famous quote which really exemplifies the entire culture
(402) 988-2255 Lender's profile and map Reviews Adams State Bank 649 Main St, Adams, NE, 68301 Although it doesn’t claim the prominence of age that many of its neighbors in southeastern Nebraska do, Adams State Bank does have the distinction of being one of the state’s five-generation banks, as well as the honor of having a past president of the Nebraska Bankers Association as its President.
(712) 563-4255 Lender's profile and map Reviews Landmands Bank 201 South Division Street, Audubon, IA, 50025 Landmands Bank began in 1909. At Landmands Bank you are a face and a name, not a number or a quota. As we work diligently to provide you with personal service, we recognize that our success depends on your success. That's why we strive to provide you with quality financial products