USDA Vs. FHA your options comparison in Palm-Springs-North, Miami-Dade County, FL

In 2025, USDA loan limit in Palm-Springs-North, county of Miami-Dade, FL is $0 while FHA limit is $402,500 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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2025 loan limits and downpayment requirments in Palm-Springs-North, county of Miami-Dade, FL

Loan Type Loan Limit Down payment
USDA $0 0%
FHA $402,500 3.5%
Conventional Conforming $548,250 3%

USDA and FHA loan options in Palm-Springs-North, FL

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

  1. The ultimate request with USDA/FHA loan optimization
  2. Find USDA and FHA rates & terms before anything else<
  3. Search the largest database of USDA loans lenders
Lendersa USDA loan request and matching results

What is USDA Loan in Florida?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?




  • Central State Bank
  • 102 North Main Street, Elkader, IA, 52043
  • Central State Bank is a family-owned and locally operated financial institution serving eastern Iowa. With locations in six communities: CSB offers a wide variety of personal and commercial products/services, a strong staff and a personal touch and We aim to become a total solution for individuals and businesses who want more from their bank.

  • Community First Bank WI
  • 925 Wisconsin Avenue, Boscobel, WI, 53805
  • Community First Bank is the financial institution of choice in the markets we serve. Our customers are achieving greater success through our tailored financial solutions. We continue to provide innovative technology that allows our customers to maximize the value of the products and services that they receive from us.

  • Big Horizon Mortgage Corporation
  • 37 Western Avenue, Suite 308, Kennebunk, ME, 04043
  • Big Horizon mortgage professionals deliver the market’s best programs and competitive rates from trusted institutions. Customers benefit from a wide variety of offerings. Independent relationships with leading national and local lending institutions allow Big Horizon to tailor solutions to individual needs.

  • Biddeford Savings
  • 65 Portland Rd, Kennebunk, ME, 04043
  • On July 22, 1867, Biddeford Savings received its initial bank charter by an act of the Maine Legislature. From those earliest days we have focused on a few simple ideals — treating our customers like family and developing a deep and meaningful relationship with our local community and neighbors

  • Collins State Bank
  • 20741 CTH JJ, Collins, WI, 54207
  • Our Mission, “Big enough to serve you, small enough to know you, ” is more than a statement for our team. We like to use the term family, because we live in these communities and our customers are a part of our family. We owe all of our success to the communities we serve each and every day.

  • Community State Bank - Des Moines, IA
  • PO Box 127, Ankeny, IA, 50021
  • At Community State Bank, our name says it all. As a premier banking and financial services organization in central Iowa, we put our employees, clients and communities first - in everything we do. We strive to exceed this standard and care for the unique needs of our customers by providing industry-leading knowledge

  • Veridian Credit Union
  • 1827 Ansborough Ave, Waterloo, IA, 50701
  • Veridian Credit Union, founded in 1934 in Waterloo, Iowa, is a not-for-profit financial cooperative owned by its members. The credit union offers a full range of consumer financial services and employs more than 900 people throughout 29 branches.Today's Veridian Credit Union is a modern.

  • Diversified Commercial Funding
  • 2973 100th Street, Suite 15, Urbandale, IA, 50322
  • At Diversified Commercial Funding, we work with businesses of all sizes to help them get the funding they need to grow. We have created wide variety of financial products aimed at ensuring you can find the capital your business needs at the best terms possible. Our team of trained and certified professionals are ready

  • Iowa Farm Finance
  • 4504 82th St., Urbandale, IA, 50322
  • "Since 2010, Iowa Farm Finance Corporation has specialized in Long Term farm real estate loans. We keep our overhead low to offer you rates as low as 2.35%. We offer a wide range of Farm Real Estate loan terms and rate structures. Listed here on this site are some of the products we offer."

  • Independent Mortgage
  • 10430 New York Ave, Suite B, Urbandale, IA, 50322
  • Independent Mortgage is one of Iowa's oldest mortgage banking firms. We have decades of mortgage industry experience that allows us to help you find the loan that is best for your unique situation. Through our main office in Urbandale, Iowa, we can serve the entire State of Iowa.

  • Midland Credit Union
  • 2891 106th Street, Urbandale, IA, 50322
  • The credit union was started in 1933 and we’re member-owned not-for-profit financial cooperative which allows us to pass on lower loan rates and higher dividends to our member-owners. You qualify for membership at Midland Credit Union if you live or work in Polk or a contiguous county; Adair, Adams, Audubon, Boone, Cass.

  • Mortgage Producers
  • 2755 106th St, Urbandale, IA, 50322
  • With over 20 years of helping Iowans find home loans with low interest rates under our belts, our role in your home buying experience is much more than simply finding you the right mortgage. We’re here to help you explore your options, understand each thoroughly, and choose the best option for your future.
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