In 2025, the USDA loan cap in Palm-Springs-North, within the county of Miami-Dade, FL, stands at $0, while the FHA limit for a single-family dwelling is $402,500.
Lendersa® offers a USDA loan calculator for you to compare the most favorable USDA and FHA rates currently available. It enables you to evaluate the required income, credit score, reserves, and documentation for eligibility. Our advanced mortgage calculator presents USDA, FHA, Conforming, and VA options side by side, aiding you in selecting the most appropriate program in
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| Loan Type | Loan Limit | Down Payment | |
| USDA | $0 | 0% | |
| FHA | $402,500 | 3.5% | |
| Conventional Conforming | $548,250 | 3% |
The primary mission of Lendersa® is to facilitate swift and hassle-free acquisition of the optimal USDA or FHA loan. Users can choose from three starting pathways to find compatible lenders and USDA loan programs.
The USDA home loan, backed by the U.S. Department of Agriculture, also referred to as the USDA rural development loan or USDA mortgage, is specifically designated for rural areas. While FHA loans necessitate a minimum down payment of 3.5%, USDA mortgages require no down payment at all.
Enter your location to find out if it qualifies for USDA rural housing loan?
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