USDA Vs. FHA Pro and Con comparison in Highland-City, Polk County, FL
In 2025, the USDA loan ceiling in Highland-City located in Polk county, FL amounts to $285,000, whereas the FHA cap is $356,362 for purchasing a single-family dwelling.
Utilize the Lendersa® USDA loan estimator to juxtapose today's USDA and FHA optimal rates. It also helps ascertain the income, credit score, reserves, and documentation necessary for eligibility. With our comprehensive mortgage tool, compare the USDA, FHA, Conforming, and VA rates side by side to choose the best fit for your financial needs in .
2025 Lending Limits and Downpayment Needs in Highland-City of Polk County, FL
Loan Type
Loan Limit
Down payment
USDA
$285,000
None
FHA
$356,362
3.5%
Conventional Conforming
$548,250
Three percent
USDA and FHA Loan Opportunities in Highland-City, FL
At Lendersa®, we aim to help you secure the ideal USDA or FHA loan swiftly and stress-free. Begin your journey by selecting one of the three paths leading to lender matching and USDA loan offerings.
A USDA home loan is guaranteed by the U.S. Department of Agriculture, often referred to as a USDA rural development loan or simply USDA mortgage, and is specifically available for rural areas. Unlike FHA loans that mandate a minimum down payment of 3.5%, USDA mortgage loans require no down payment at all.
2225 E. Randol Mill Road, Suite 407, Arlington, TX, 76011
DFW SBA specializes in providing SBA 504 and SBA 7 (A) loans to eligible small to mid-sizes businesses in the State of Texas. Our primary focus is real estate and equipment loans. We work with all Texas CDCs plus other financing institutions. We are an SBA Preferred Lender in the State of Texas.
National Bank team of hard-working community members that help our neighbors with all things banking - when you grow, we grow. We know customers are always striving for more, and being the locally trusted financial leader, we are giving our customers personalized options that make banking simple, yet effective
AVCO was the first Select Employer Group to belong to the credit union. As the credit union allowed more Select Employer Groups to join, the membership became more diverse and geographically disbursed. In 1995 the credit union changed its name to West Branch Valley Federal Credit Union to be more representative of its membership area.
In 1989, a small group of entrepreneurs decided to establish a new community bank in Lycoming County. Many of the existing banks had merged and had grown to a size where personalized service had become only a slogan. These entrepreneurs saw, firsthand, the deteriorating service level of many of the banks in the area.
Horizon Federal Credit Union was founded in 1955 as a credit union for health care professions in the Williamsport area. Horizon’s objective is to be the most trusted financial institution in our community. Our staff will provide exceptional services, products and experiences for our members.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to find and provide the right home loan for our clients while providing them with the lowest combination of interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
405 State Highway 121 Bypass, Suite 250, Lewisville, TX, 75067
Military Mortgage Shop specializes in helping veterans utilize their Veteran Administration Loan Benefit when purchasing or refinancing a home.
Our associates work exclusively with VA Loan applicants. We have the expertise to handle almost any situation. Purchasing a home is one of the most important decisions you will make.
Global Home Finance Inc. can help you find the custom mortgage solution that fits your needs, whether you are buying your first home or refinancing an existing mortgage. We are here to help you to find the best mortgage available. Please use the links below for information about Global Home Finance Inc.'s comprehensive mortgage solutions.
