USDA Vs. FHA your options comparison in Medulla, Polk County, FL
In the year 2026, the USDA loan limit in Medulla, within the county of Polk, FL, stands at $336,500, whereas the FHA loan ceiling is $472,030 for single-family dwellings.
Utilize the Lendersa® USDA loan calculator to evaluate the most favorable USDA versus FHA rates offered today. This tool also assists in determining the income levels, credit scores, reserves, and documentation necessary for eligibility. Our advanced mortgage calculator compares USDA, FHA, Conforming, and VA programs side-by-side, facilitating your decision on the best financial program for your specific financial needs in .
2026 Loan Limits and Down Payment Requirements in Medulla, County of Polk, FL
Type of Loan
Loan Limit
Initial Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Available USDA and FHA Loan Alternatives in Medulla, FL
Lendersa® is committed to securing the optimal USDA or FHA loan swiftly and with minimal fuss. Choose from three starting points that align you with appropriate lenders and USDA loan packages.
The USDA home loan, endorsed by the Department of Agriculture and known as the USDA rural development loan or USDA mortgage, is strictly available for rural neighborhoods. This distinguishes it from FHA loans which require at least a 3.5% down payment. The USDA loan, however, demands no down payment whatsoever.
Since 1910, we’ve offered an array of comprehensive and affordable banking programs to help individuals, families, and business owners reach their goals. Though we have grown over the years, we have remained true to our mission to fulfill the needs of our diverse membership with the utmost integrity and privacy
Our goal at Bank 1st is to help you with all of your financial needs. We offer competitive loan and deposit products, mobile and electronic services and with three locations and multiple ATMs, you can bank when and where it is convenient for you. We take pride in being an active community bank that provides helpful
Lyons Federal Bank's objective has always been to remain a sound institution for our customers' investment and loan needs. We are proud of the way we are able to meet those needs in a most efficient and friendly way. Lyons Federal Bank is still a locally owned, "hometown" bank with a long history of providing efficient,
Nextgen Mortgage, Inc., is a leading mortgage broker in New England focused on getting our clients the best savings possible. We do not charge application fees, rate lock fees and there are no upfront costs, whatsoever. If we cannot get your loan approved and closed, we do not make a penny.
F5 is refreshing the mortgage process by leveraging technology to ensure ultra-competitive mortgage rates without the hassle of unwanted hard sales tactics. F5 Mortage delivers incredible wholesale mortgage options across Michigan, Georgia, Florida, and Colorado. Backed by almost a decade of professional experience.
Citizens Savings Bank is a full-service bank. The bank accepts deposits, makes loans and provides other services for the public. Citizens Savings Bank is located in Hawkeye, Iowa, and was founded in 1927. Annual sales for Citizens Savings Bank are around USD 1, 002, 000.00. This business is working in the following industry: Finance other.
We will treat you with the respect due an esteemed customer and give you the personal service you deserve. We understand the big commitment you are making in buying a home, refinancing a mortgage, or cashing out your home equity. So we make a commitment to you: we will help you qualify, apply and be approved for the ideal mortgage for you.
GreenLeaf Bank has been serving Northeast Wisconsin since 1911 and we are devoted to the success of residents and companies located here. Our employees are also part of the community, so we are committed to supporting area schools, churches, agriculture and businesses.
We focus on the needs of local families, businesses and farmers.
Patriot Mortgage Company is a family owned company that was established in 1992 to service the states of Massachusetts and New Hampshire. We believe potential home buyers and homeowners were in search of a broker who was willing to provide mortgage products and services suited for their specific individual needs.
Since 1899 American Savings Bank a location of Readlyn Savings Bank and the people of Tripoli have worked together to make our town a great place to live. As a reliable and trusted hometown bank, ASB has stood shoulder-to-shoulder with Tripoli through the Great American Century; facing our common challenges head on.
