USDA Vs. FHA your options comparison in Medulla, Polk County, FL
In the year 2025, the USDA loan limit in Medulla, within the county of Polk, FL, stands at $336,500, whereas the FHA loan ceiling is $472,030 for single-family dwellings.
Utilize the Lendersa® USDA loan calculator to evaluate the most favorable USDA versus FHA rates offered today. This tool also assists in determining the income levels, credit scores, reserves, and documentation necessary for eligibility. Our advanced mortgage calculator compares USDA, FHA, Conforming, and VA programs side-by-side, facilitating your decision on the best financial program for your specific financial needs in .
2025 Loan Limits and Down Payment Requirements in Medulla, County of Polk, FL
Type of Loan
Loan Limit
Initial Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Available USDA and FHA Loan Alternatives in Medulla, FL
Lendersa® is committed to securing the optimal USDA or FHA loan swiftly and with minimal fuss. Choose from three starting points that align you with appropriate lenders and USDA loan packages.
The USDA home loan, endorsed by the Department of Agriculture and known as the USDA rural development loan or USDA mortgage, is strictly available for rural neighborhoods. This distinguishes it from FHA loans which require at least a 3.5% down payment. The USDA loan, however, demands no down payment whatsoever.
The Hardin County Bank is a locally owned and operated, growing Financial Services Center dedicated to serving our community since 1973. With offices in Savannah, Adamsville, and Pickwick/Counce, we can provide fast, courteous service, and furnish the most up to date financial products available in the banking industry.
At Weyco Community Credit Union is to improve the standard of living and the financial well-being of our members. We have proudly been serving our members in Plymouth, North Carolina, and the surrounding communities since 1959. As a member of WCCU, you are part owner, and you have a say in how we operate.
Our mission is to serve our customers with honesty, integrity, and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
New Mission Mortgage are buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
Southeast Financial Credit Union, our employees are an important part of our success, and we are excited that you have selected us to round out your career search. We are committed to providing an environment that fosters professionalism, growth and We recognize that our team is the reason we provide one of the highest levels of member service
People's Bank and Trust Company of Pickett County was established in November 1978 and since that time has grown to over $200 million in total assets. In March 2006 our holding company, Upper Cumberland Bancshares, Inc, opened a sister bank in Albany, Kentucky. On July 15, 2021, we combined the two banks to give our customers the convenience of two
Preferred Lending Solutions offers several home loan products including, but not limited to, Rural Development (100% financing), FHA, Conventional, VA (100% financing), and Jumbo loans. Options for closing costs and down payment assistance programs are available in addition to our very low lender fees and competitive rates
Tennessee Quick Cash, Inc. has been serving the greater Nashville area with Financial Services since 1997. We are locally owned and operated with headquarters in Antioch, TN. We are fully licensed and in compliance with all applicable laws of the State of Tennessee. Tennessee Quick Cash, Inc. is the industry leader for fast and easy Cash Loans.
Miners Exchange Bank has always endeavored to bring the finest in banking services to our customers. Our technology department boasts the latest and greatest the banking industry has to offer. Services offered by our competition are very similar to ours, but it is the way in which those services are delivered that makes all the difference.
On October 1, 1973, when a group of local investors acquired the charter of the failed Delta Security Bank in Ferriday, La., Delta Bank was born. That bank was originally called Louisiana Central Bank. Our heritage has been to provide innovative banking products with unique home town service and attention to customers.
