USDA Loan Vs. FHA loan pro & con for Ridge-Manor, Hernando County, FL

In 2025, USDA loan limit in Ridge-Manor, county of Hernando, FL is $285,000 while FHA limit is $356,362 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Ridge-Manor, FL

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Florida?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(888) 252-8932 1170 miles Lender's profile and map Reviews Heritage Family Credit Union 30 Allen St, Rutland, VT, 05701 The purpose of the Heritage Family Credit Union is to provide friendly, personable, high quality services for the entire family. The Credit Union will strive to offer convenient, cost effective services while maintaining financial stability. Heritage Family Credit Union’s vision is families prospering through cooperation.
(608) 784-9550 1170 miles Lender's profile and map Reviews Coulee Bank 1516 Losey Boulevard South, La Crosse, WI, 54601 We offer a full line of financial services ranging from children's savings accounts, auto and home loans, to personal and business checking accounts. Our business customers can rely on us as their financial partner to help their companies grow. In addition, we can help you plan for the future with a wide range of retirement and investment options
(608) 785-2265 1170 miles Lender's profile and map Reviews Citizens State Bank of La Crosse 620 Main Street, La Crosse, WI, 54601 Our mission is to provide an experience like no other, which has made us one of the top-rated & fastest growing banks in the country! Our culture is known to be one of the best in the industry, one where we work hard. This promotes outside the box thinking with fun & play all day, resulting in our employees being some of the happiest in the world!
(608) 775-4715 1170 miles Lender's profile and map Reviews Gundersen Credit Union 1910 South Avenue, La Crosse, WI, 54601 Gundersen Credit Union is recognized as an important member benefit offering convenient service, sound financial advice, and competitive rates in a comfortable environment. Gundersen Credit Union offers personal service, great rates, low fees and free checking! Stay connected through 7 Shared Branches.
(608) 787-1283 1170 miles Lender's profile and map Reviews Dairyland Power Credit Union 3200 East Avenue South, La Crosse, WI, 54601 Membership eligibility is open to any employee of the DPC system, DPC member Class A & B Cooperatives, WECA & RESCO employees and any person on the BOD of the above organizations, and the end users of electricity provided by Jump River Electrical Coop. The field of membership includes the employee’s immediate family including spouse, children.
(608) 784-9480 1170 miles Lender's profile and map Reviews Firefighters Credit Union 525 5th Ave S, La Crosse, WI, 54601 Firefighters Credit Union has been open since 1931. The credit union has assets totaling $103.66 Million and provides banking services to more than 5, 000 members. The credit union is a member-owned financial cooperative providing banking services including savings, loans, and other financial services to members.
(800) 645-4728 1170 miles Lender's profile and map Reviews Granite State Credit Union 1415 Elm Street, Manchester, NH, 03101 Since 1945, Granite State Credit Union has been building relationships with our members while meeting their growing financial needs. Every day we strive to offer the quality, personal service members have come to expect from their local credit union. Members enjoy a variety of financial products and services that reach beyond savings
(877) 273-3939 1170 miles Lender's profile and map Reviews Breeze Financial LLC 1001 Elm Street, Suite 401, Manchester, NH, 03101 Your Loan, Our Experts - licensed in Florida, Massachusetts, Michigan, Missouri, New Hampshire, North Carolina. We are partnered with a variety of banks, lenders and investors so we can find the best option available for your situation. Let us simplify the process so you close fast.
(603) 626-6678 1170 miles Lender's profile and map Reviews Insight Mortgage Corp. 66 Hanover St, Suite 302, Manchester, NH, 03101 At Insight Mortgage Corp., we broke away from the intimidating, slow process borrowers dread. We use Internet-based automated procedures to speed you on your way to home ownership or refinancing. You can provide loan application information on a secure Web server linked from our Web site, in person, or over the telephone.
(978) 500-2268 1170 miles Lender's profile and map Reviews HarborOne Mortgage 650 Elm Street, 6th Floor, Manchester, NH, 03101 HarborOne Mortgage has been a leader in residential mortgage lending. Our reputation as a premier service provider has been the key to our success. As a wholly owned subsidiary of HarborOne Bank. we offer a seasoned team of experienced mortgage professionals backed by the strength of New England’s largest state-chartered cooperative bank.
(603) 629-1500 1171 miles Lender's profile and map Reviews St. Marys Bank 200 McGregor Street, Manchester, NH, 03102 St. Mary's Bank is proud of its heritage. For just over a century, we've been helping New Hampshire individuals, families, and businesses with a wide range of financial products and services, including checking accounts, personal loans, real estate loans, business banking, and savvy financial planning.