For 2025, the USDA loan cap in Ridge-Manor, located in Hernando County, FL, is $285,000, whereas the FHA limit for a single-family dwelling is $356,362.
Use the Lendersa® USDA loan tool to examine and compare the top rates for USDA and FHA loans today. Discover the income, credit profile, financial reserves, and necessary documentation to qualify. With our comprehensive mortgage calculator, evaluate USDA, FHA, Conforming, and VA loans side by side to help make an informed decision on which plan best suits your financial situation in Alabama.
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| Loan Type | Loan Limit | Down Payment |
| USDA | $285,000 | 0% |
| FHA | $356,362 | 3.5% |
| Conventional Conforming | $548,250 | 3% |
The mission of Lendersa® is to facilitate swift and hassle-free acquisition of the best USDA or FHA loan options. You have three initial pathways to connect with lenders and access USDA loan programs tailored to your needs.
A USDA home loan, assured by the government's Department of Agriculture, also known as the USDA rural development loan or mortgage, is available exclusively in rural regions. Contrary to FHA loans that require a minimum of 3.5% down payment, USDA loans require zero down payment, offering a unique opportunity for eligible applicants in rural areas.
Enter your location to find out if it qualifies for USDA rural housing loan?
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