USDA Loan Vs. FHA loan for Dade-City, FL [Pasco County Rates 2023]

In 2025, USDA loan limit in Dade-City, county of Pasco, FL is $285,000 while FHA limit is $356,362 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Dade-City, FL

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Florida?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(612) 730-5467 1298 miles Lender's profile and map Reviews Access Home Loans LLC 601 Main Street Southeast, Suite 234, Minneapolis, MN, 55414 Access Home Loans is a Elite Minneapolis mortgage company Brian Kearney, company's founder and only originator, is an 18 year mortgage industry expert. Simple, smooth process and quick close is the goal for every transaction. LOCAL company, not out-of-state lender. Word-of-mouth and referrals from past clients are primary drivers of my business.
(651) 636-9654 1298 miles Lender's profile and map Reviews North American Banking Company 2230 Albert Street, Roseville, MN, 55113 We offer a better banking experience. We're not your average bank. We like problem solving. We like making things happen. And, we like having a little fun while we're at it. Founded on July 21, 1998, North American Banking Company has been committed to providing personal service to its community.
(651) 215-3500 1298 miles Lender's profile and map Reviews SPIRE Credit Union 2025 Larpenteur Avenue W, Falcon Heights, MN, 55113 We have 21 branch locations in Minnesota. Through our network of branches, ATMs, and innovative products and services, we can assist you with all of your financial needs. Whether you are just starting out in life, own your own business, or are close to retirement, SPIRE would like to be your total financial solution.
(651) 489-8811 1298 miles Lender's profile and map Reviews Northstar Bank 1820 Lexington Ave N, Saint Paul, MN, 55113 North Star Bank is an independent, locally owned bank with a proud tradition of sound management and integrity. Established in 1947, we have been continuously committed to providing quality, customized banking service for personal and commercial financial needs. When you bank with us, your money is reinvested into the community in which you live
(651) 409-5999 1298 miles Lender's profile and map Reviews Progressive Lending Solutions Inc 2277 West Highway 36, Suite 304, Roseville, MN, 55113 Progressive Lending Solutions we have access to practically EVERY loan program and underwriting option that is available in the marketplace. We have all of the programs anyone else would have, but also many that traditional banks do not.As a Consultant, in a sense I can do the shopping for you, identifying what the best underwriting.
(763) 251-8001 1298 miles Lender's profile and map Reviews First Equity Mortgage 1935 County Road B2 West, Suite 265, Roseville, MN, 55113 First Equity Mortgage, our goal is to find you the best loan with the most competitive rate and terms, so you can move in sooner with less effort. Let us help you navigate the unpredictable housing market, and provide you with the safety, security and peace of mind that comes with closing your loan quickly
(651) 639-9800 1298 miles Lender's profile and map Reviews M&M MORTGAGE, LLC 1700 West Highway 36, Roseville, MN, 55113 Our team is committed to providing our clients with the highest quality financial services combined with the lowest rates available in their area. Our outstanding mortgage professionals will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
(866) 680-2840 1298 miles Lender's profile and map Reviews Progressive Lending Solutions, Inc. 2277 West Highway 36, Suite 304, Roseville, MN, 55113 Progressive Lending Solutions, Inc., and their entire support staff offers over 100 years of experience in the mortgage industry. We are committed to providing our clients with continuous feedback and communication, fast approvals and excellent customer satisfaction. Progressive Lending Solutions prides itself on incorporating unparalleled
(833) 466-9273 1299 miles Lender's profile and map Reviews Onward Financing LLC 6130 Blue Circle Drive, Suite 200, Minnetonka, MN, 55343 Onward Financing uses dedicated, private capital along with the traditional mortgage market to enable home financing options that traditional sources won’t allow. We help qualified borrowers buy the home they want without paying multiple mortgages, moving twice, or risk not qualifying for a traditional mortgage
(612) 296-7400 1299 miles Lender's profile and map Reviews Executive Mortgage Brokers, LLC 12800 Whitewater Drive, Suite 100, Minnetonka, MN, 55343 Executive Mortgage Brokers, LLC is committed to quality customer service - putting the people we serve first. Take advantage of our expertise in the residential lending industry by applying online today. Whether you looking for Purchase, Refinance, or Specialized Loans, we can do it.
(952) 935-9006 1299 miles Lender's profile and map Reviews Freedom Mortgage 12701 Whitewater Dr, Suite 300, Hopkins, MN, 55343 Freedom Mortgage is an Equal Opportunity Employer committed to workforce diversity. Qualified applicants will receive consideration without regard to age, race, color, religion, gender, sexual orientation, disability, or national origin. Local applicants are encouraged to apply.