USDA VS FHA in Dade-City, Pasco County, FL

In the year 2025, the USDA loan limit in Dade-City, within Pasco county, FL, is $285,000, while the FHA limit for a single-family home is $356,362.

Use the Lendersa® USDA loan calculator to contrast today's leading USDA vs. FHA rates, assessing the necessary income, credit, reserves, and documentation for eligibility. Our advanced mortgage calculator presents side-by-side comparisons of USDA, FHA, Conforming, and VA loans, aiding your decision on the best program in for your financial scenario.

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2025 Loan Limits and Downpayment Requirements in Dade-City, Pasco, FL

Loan Type Loan Limit Down Payment
USDA $285,000 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

USDA and FHA Loan Options in Dade-City, FL

The aim of Lendersa® is to swiftly secure you the best USDA or FHA loan, effortlessly. Choose one of three starting scenarios that connect you with suitable lenders and USDA loan programs.

Lendersa USDA loan request and matching results

What is a USDA Loan in FL?

A USDA home loan is a government-guaranteed loan from the Department of Agriculture, also known as a USDA rural development loan or mortgage, available exclusively in rural neighborhoods. Unlike FHA loans, which require at least a 3.5% down payment, USDA loans do not necessitate any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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