USDA Vs. FHA your options comparison in Dade-City, Pasco County, FL
In the year 2026, the USDA loan limit in Dade-City, within Pasco county, FL, is $285,000, while the FHA limit for a single-family home is $356,362.
Use the Lendersa® USDA loan calculator to contrast today's leading USDA vs. FHA rates, assessing the necessary income, credit, reserves, and documentation for eligibility. Our advanced mortgage calculator presents side-by-side comparisons of USDA, FHA, Conforming, and VA loans, aiding your decision on the best program in for your financial scenario.
2026 Loan Limits and Downpayment Requirements in Dade-City, Pasco, FL
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
USDA and FHA Loan Options in Dade-City, FL
The aim of Lendersa® is to swiftly secure you the best USDA or FHA loan, effortlessly. Choose one of three starting scenarios that connect you with suitable lenders and USDA loan programs.
A USDA home loan is a government-guaranteed loan from the Department of Agriculture, also known as a USDA rural development loan or mortgage, available exclusively in rural neighborhoods. Unlike FHA loans, which require at least a 3.5% down payment, USDA loans do not necessitate any down payment.
BankFLORIDA serves our customers and community by providing financial services with the highest level of integrity and a superior banking experience. We provide our customers access to a full range of financial products and will work hard every day to exceed their expectations. We strive to be the preferred provider, create customer loyalty
Home Capital Corporation was founded in 1998 by Billy Davis, who is still President and Primary Broker Loan Officer. Our motto is "Home Loans from REAL People Who Care" and we live up to this every day. We offer the best service and pricing in the industry, and our customers have rated us with 5 Stars in ALL Reviews because we follow through.
2405 Creel Lane, Suite 102, Wesley Chapel, FL, 33544
Lends in Florida
Our Tampa-based team is at your service to find the perfect mortgage for you and get you into the home of your dreams. We treat every client like family and go above and beyond to get you the lowest mortgage rate in the fastest time to closing on your property. Our team will make your mortgage process as simple and easy as possible.
28210 Paseo Dr. Ste. 125, Wesley Chapel, FL, 33543
Lends in Florida
Core Values Based Lending I owe my successes to a service model based on the Benchmark Core Values. We pride ourselves on providing personal service, competitive rates, and efficient loan processing. Benchmark was founded on the principle of customer focus with service that exceeds expectations.
21874 Butterfly Kiss Drive, Land O Lakes, FL, 34637
Lends in Florida
At New Destiny Mortgage, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you
A well diversified mortgage broker who works in both the residential and commercial real estate. A large network of lending resources for nearly any deal. Fully licensed for primary residential homes in FL, NC, OH, and TX. Private and Commercial Investment lending in 48 states. Reach out to see what we can do for you today!
Central Bank officially opened in February 2007 in Tampa, FL and is a full service, independently owned Florida bank that specializes in serving the banking needs of individuals and small businesses. The overall strategy for Central Bank has always been to be an independent community bank providing a higher level of personalized service
5328 Primrose Lake Circle, Suite A, Tampa, FL, 33647
Lends in Florida
Navigator Lending Solutions was founded by seasoned mortgage professionals who recognized the need for reliable back office support in the mortgage industry and shared a collective vision to become the single source provider for lenders. Navigator Lending Solutions supports Retail, Wholesale and Correspondent lending channels.
Marimark Mortgage is a licensed Florida mortgage lender/broker offering loans in Florida, Virginia and Pennsylvania. Whether you are buying a new home or refinancing, we have loan options that best fit your needs. We also use all the latest technologies to ensure a safe and easy loan process that delivers results.
