USDA Vs. FHA your options comparison in Hobe-Sound, Martin County, FL
In 2025, the USDA loan limit in Hobe-Sound, within the county of Martin, FL, amounts to $305,400. Conversely, the FHA limit for a single-family property is $381,800.
Make use of the Lendersa® USDA loan calculator to compare the leading USDA and FHA rates today. Ascertain the income, credit, reserves, and documentation required for qualification. Our state-of-the-art mortgage calculator lets you view USDA, FHA, Conforming, and VA options side by side to assist in deciding which program in Alabama fits your financial needs best.
Loan Limits and Down Payment Requirements for 2025 in Hobe-Sound, Martin County, FL
Loan Type
Loan Limit
Down Payment
USDA
$305,400
0%
FHA
$381,800
3.5%
Conventional Conforming
$548,250
3%
USDA and FHA Loan Selections in Hobe-Sound, FL
The primary objective of Lendersa® is to swiftly and efficiently secure you the best USDA or FHA loan available, with minimal hassle. Begin by opting for one of the three pathways that connect you to matching lenders and USDA loan options.
A USDA home loan is government-backed by the Department of Agriculture, referred to as the USDA rural development loan or USDA mortgage, and is specifically available in rural areas. Unlike FHA loans, which necessitate a minimum down payment of 3.5%, USDA mortgage loans require no down payment.
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