USDA Vs. FHA your options comparison in Hobe-Sound, Martin County, FL

In 2025, the USDA loan limit in Hobe-Sound, within the county of Martin, FL, amounts to $305,400. Conversely, the FHA limit for a single-family property is $381,800.

Make use of the Lendersa® USDA loan calculator to compare the leading USDA and FHA rates today. Ascertain the income, credit, reserves, and documentation required for qualification. Our state-of-the-art mortgage calculator lets you view USDA, FHA, Conforming, and VA options side by side to assist in deciding which program in Alabama fits your financial needs best.

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Loan Limits and Down Payment Requirements for 2025 in Hobe-Sound, Martin County, FL

Loan Type Loan Limit Down Payment
USDA $305,400 0%
FHA $381,800 3.5%
Conventional Conforming $548,250 3%

USDA and FHA Loan Selections in Hobe-Sound, FL

The primary objective of Lendersa® is to swiftly and efficiently secure you the best USDA or FHA loan available, with minimal hassle. Begin by opting for one of the three pathways that connect you to matching lenders and USDA loan options.

Lendersa USDA loan request and matching results

Understanding USDA Loans in FL

A USDA home loan is government-backed by the Department of Agriculture, referred to as the USDA rural development loan or USDA mortgage, and is specifically available in rural areas. Unlike FHA loans, which necessitate a minimum down payment of 3.5%, USDA mortgage loans require no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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  • 3365 South Alabama Avenue, Monroeville, AL, 36460
  • We are a member owned financial institution that treats its members with respect and absolute concern for their needs while applying a personable touch. We take great pride in our goal – set forth to give “Our Members” the tools to be economically independent – by helping them learn ways to save and educating them to borrow “smart “.
  • Atlanta hard money
  • 3220 West Roxboro Rd, Atlanta, GA, 30324
  • Atlanta, Georgia Based Friendly Hard Money. Owner Occ OK! Fast Approvals Based on Equity, Not Credit. Cash Out Any Reason. 30 Year Fixed. No Balloons, No Adjustments, No Prepayment Penalties!Hard Money. Owner Occ OK! Fast Approvals Based on Equity, Not Credit. Cash Out Any Reason. 30 Year Fixed. No Balloons.
  • OneMile Mortgage LLC
  • 5456 Jimmy Carter Blvd, Suite 260, Norcross, GA, 30093
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Multiple Lending Solution Inc
  • 1770 Indian Trail Road, Suite 420, Norcross, GA, 30093
  • Multiple Lending Solution Inc We will treat you right and give you the personal service you deserve. We know you're making a commitment in buying a house, refinancing a mortgage, or cashing out your home equity. So we make a commitment to you: we will help you qualify, apply and be approved for the right mortgage loan for you.
  • LoanUnitedcom LLC
  • 1770 Indian Trial Lilburn Road, Suite 300, Norcross, GA, 30093
  • Loan United, we specialize in FHA Home Loans, VA Home Loans for Veterans and Conventional Home Loans. Purchase a Home or Refinance your Mortgage. Reduce your interest rate, Consolidate Debt or Get cash out and also Services may not be available in all states or areas. Some products may not be available in all states or areas.
  • SHELTER HOME MORTGAGE, LLC
  • 1770 Indian Trail Lilburn Road NW, Suite 400, Norcross, GA, 30093
  • Shelter was founded in 1984 and has been originating loans in Georgia since 1993. We partner with real estate companies to offer you a convenient one-stop experience for your home buying and financing needs. Today, we are recognized as the industry leader in mortgage partnerships because we are experts in our business
  • Blueprint Funding Inc
  • 378 Fennel Way, Atlanta, GA, 30331
  • Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
  • New Star Mortgage
  • 5835 Campbellton Road, Suite 306, Atlanta, GA, 30331
  • We are an Atlanta based mortgage company that specializes in going above & beyond our customers needs.As operating as one of Atlanta's premier mortgage brokerage firms,we often times beat most rates found at local banks & other mortgage companies.Our staff is here for you, so please don't hesitate to contact us if you have any questions,problems.