USDA and FHA Pro and Con in Port-Salerno, Martin County, FL

For 2026, the USDA loan limit for Port-Salerno in Martin, FL is $305,400, while the FHA limit for a single-family home stands at $381,800.

To compare today's best USDA and FHA rates, use the Lendersa® USDA loan calculator. It determines the necessary income, credit, reserves, and documents for qualification. Our advanced mortgage calculator allows you to see USDA, FHA, Conforming, and VA loans side by side, assisting in deciding which program in best suits your financial plans.

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2026 Loan Limits and Down Payment Requirements in Port-Salerno, Martin, FL

Loan Type Loan Limit Down Payment
USDA $305,400 0%
FHA $381,800 3.5%
Conventional Conforming $548,250 3%

Exploring USDA and FHA Loan Options in Port-Salerno, FL

The goal of Lendersa® is to efficiently connect you with the best USDA or FHA loans without hassle. Start by choosing one of three options to match with lenders for USDA loan programs.

Lendersa USDA loan request and matching results

What is a USDA Loan in FL?

A USDA home loan, also known as the USDA rural development loan, is a mortgage guaranteed by the government Department of Agriculture, available only in rural areas. Unlike FHA loans that require a minimum of 3.5% down payment, USDA loans need no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



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