USDA Vs. FHA your options comparison in Palm-City, Martin County, FL
In 2025, the USDA loan limit for Palm-City, located in Martin county, FL is set at $305,400, whereas the FHA loan limit for a single-family home is $381,800.
By using the Lendersa® USDA loan calculator, you can compare the most current USDA vs. FHA rates, and evaluate the necessary income, credit, reserves, and documentation needed for eligibility. Our advanced mortgage calculator positions USDA, FHA, Conforming, and VA options side by side, providing guidance on which program in suits your financial needs best.
2025 Loan Limits & Down Payment Requirements in Palm-City, Martin County, FL
Loan Type
Loan Limit
Down Payment
USDA
$305,400
0%
FHA
$381,800
3.5%
Conventional Conforming
$548,250
3%
Exploring USDA and FHA Loan Options in Palm-City, FL
Lendersa®'s mission is to promptly provide you with the most favorable USDA or FHA loan without any hassle. Choose one of three starting pathways leading to suitable lenders and USDA loan programs.
The USDA home loan, also known as the USDA rural development loan or USDA mortgage, is guaranteed by the U.S. Department of Agriculture and available only in rural areas. Unlike FHA loans, which require a 3.5% down payment minimum, USDA loans do not require any.
Main Street Mortgage was founded by David Bigley in 1996. David has been helping Connecticut residents finance their homes for over 34 years.David is an active member in the Stratford community as a volunteer for Merton House Soup Kitchen, Fairfield Prep Fathers Club and coach for Sterling House Youth Sports Basketball and Soccer.
Putnam County National Bank was established in 1865. We are locally owned and operated. We have been delivering exceptional service to our customers and the communities we serve for over 150 years! Our high level of personal service and dedication is evident as we strive to satisfy our customers' financial needs and improve our communities.
Waco Federal Credit Union To provide a safe and financially sound institution where members can invest their savings with peace of mind and assurance that their financial needs will be met with ethical and responsible, friendly service. The commitment to providing competitive rates, both dividends on savings and interest on loans.
SUNY Fredonia Federal Credit Union has been open since 1974. The credit union has assets totaling $45.16 Million and provides banking services to more than 3, 000 members.
The credit union is a not-for-profit, member-owned financial cooperative providing financial banking services to multiple member groups
Global Loans Inc. is committed to helping you find the right mortgage product of your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a your mortgage loan simple and efficient.
We are a well-capitalized, secure local bank with full-service locations in Bourbonnais, downtown Kankakee, west Kankakee, Aroma Park and Danforth as well as a convenient drive-up branch in Briarcliff Shell/Bourbonnais. We are committed to bringing you an extensive range of financial products and the responsive service you need.
Riverside Hospital Employees Credit Union, as it was called originally, was formed in 1976 by the employees of Riverside Hospital in Kankakee, Ill. Membership was open to all employees of the hospital and their family members. Over the years, our office moved to several locations in the hospital. Initially, savings
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