USDA Vs. FHA Pro and Con comparison in Palm-City, Martin County, FL
In 2025, the USDA loan limit for Palm-City, located in Martin county, FL is set at $305,400, whereas the FHA loan limit for a single-family home is $381,800.
By using the Lendersa® USDA loan calculator, you can compare the most current USDA vs. FHA rates, and evaluate the necessary income, credit, reserves, and documentation needed for eligibility. Our advanced mortgage calculator positions USDA, FHA, Conforming, and VA options side by side, providing guidance on which program in suits your financial needs best.
2025 Loan Limits & Down Payment Requirements in Palm-City, Martin County, FL
Loan Type
Loan Limit
Down Payment
USDA
$305,400
0%
FHA
$381,800
3.5%
Conventional Conforming
$548,250
3%
Exploring USDA and FHA Loan Options in Palm-City, FL
Lendersa®'s mission is to promptly provide you with the most favorable USDA or FHA loan without any hassle. Choose one of three starting pathways leading to suitable lenders and USDA loan programs.
The USDA home loan, also known as the USDA rural development loan or USDA mortgage, is guaranteed by the U.S. Department of Agriculture and available only in rural areas. Unlike FHA loans, which require a 3.5% down payment minimum, USDA loans do not require any.
Teachers Credit Union has been open since 1935. The credit union has assets totaling $7.87 Million and provides banking services to more than 2, 000 members. The credit union is a member-owned financial cooperative providing banking services including savings, loans, and other financial services to members.
500 N Meridian Ave, Suite 206, Oklahoma City, OK, 73107
At HOME CO. with our fast, powerful and completely online way to get a mortgage, you can adjust your mortgage options to find the lowest payment possible. We have very competitive insurance premiums. Receive a quote in just a matter of a few minutes. We make buying a home easy at Home Owners Made Easy
1000 West Britton Avenue, Oklahoma City, OK, 73114
First Enterprise Bank is an independent, locally owned community bank in Oklahoma City. Since our founding in 1907 our mission has been one of serving the community by providing exceptional customer service. That means quick, local decision-making, and a bank that puts you in touch.
Bank of Labor cares about individuals, small businesses, and the community. You see it in our actions and what we offer. We make sure our products and services go above and beyond, such as our reward program options that can help customers get points toward travel, merchandise, and the perks that other places may not offer to everyone.
Reliance Credit Union was founded in 1931 serving the public utility employees in the Kansas City area. Since then we have expanded our membership profile to become a community credit union. We are dedicated to providing a safe, convenient place for our members to save and obtain loans at a reasonable rate.
6505 N. Prospect Ave, Suite 400, Gladstone, MO, 64119
National VA Loans is one of the fastest growing VA mortgage brands in the United States. We are a brand that developed out of a pure, honest desire to help servicemen and women be able to buy a home and build the life of their dreams within that home. We are here to help you utilize the VA Loan programs.
DeWitt Bank & Trust Co. wants to be your bank! We have the people, the products and the know-how to meet all of your financial needs. Looking for personal banking? Whether you are a student opening your first checking account, a couple buying your first home and starting a family, or planning for retirement, DeWitt Bank & Trust Co. is there for you
As a locally owned bank, First Central State Bank is in touch with the community we serve and is responsive to the financial needs of our customers.
We work hard to provide innovative solutions that give our customers, our neighbors, employers and friends, a safe and secure financial future.
