USDA and FHA Pro and Con in Tequesta, Palm Beach County, FL

For 2025, the USDA loan limit in Tequesta, located in Palm Beach county, FL, is $368,000. Meanwhile, the FHA limit for a single-family home is $557,750.

Utilize the Lendersa® USDA loan calculator to assess today's advantageous USDA and FHA rates, and identify the necessary income, credit, reserves, and documents needed for qualification. With this sophisticated mortgage calculator, you can compare USDA, FHA, Conforming, and VA loans side by side, helping you select the best program for your financial needs in .

Explore loan offers from 100 lenders

2025 Loan Limits and Down Payment Requirements in Tequesta, Palm Beach, FL

Loan Type Loan Limit Down Payment
USDA $368,000 0%
FHA $557,750 3.5%
Conventional Conforming $726,200 3%

Discover USDA and FHA Loan Options in Tequesta, FL

The goal of Lendersa® is to secure the best possible USDA or FHA loan for you swiftly and without hassle. Choose from three starting options to get matched with lenders and explore USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in FL

A USDA home loan, also known as a USDA rural development loan or USDA mortgage, is backed by the Department of Agriculture and designed for rural areas only. In contrast to FHA loans that require a minimum of 3.5% down payment, USDA loans require no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Kumar Home Mortgge
  • 1340 Otter Way, Coppell, TX, 75019
  • We are Mortgage Broker, an independent agent for both the mortgage loan applicant and the lender. We stand as facilitate between you and the lending institution. We can look at your financial situation to determine which lender is the right fit for your loan needs. In other words we help you shopping by comparing different rates from lenders.
  • AmeriFund
  • 620 Forest Hill Drive, Coppell, TX, 75019
  • AmeriFund Funding Corporation. Main Office in Coppell, Texas. For more than 23 years Texas based AmeriFund has been providing the guaranteed lowest interest rates and the easiest and quickest application process in the industry. Cutting edge technology the highest locked loan delivery rates in the industry enable us.
  • Watkins Mortgage
  • 549 E. Sandy Lake Rd, Suite 200, Coppell, TX, 75019
  • Watkins Mortgage we strive to differentiate ourselves from other mortgage companies by putting the needs of the borrowers first. To use our experience and vast knowledge to advise our clients while listening to their needs. To remind ourselves that owning a home is liberating and encouraging to everyone.
  • NXT Mortgage
  • 137 TX-121, Suite 115, Coppell, TX, 75019
  • NXT Mortgage Company is a different breed of mortgage company. We are people-focused, rather than profit driven. We donate 10% of our profits to organizations selected by our clients, we offer our team members more profit-sharing opportunities, and our clients save money via the best mortgage options.
  • Shamrock Bank, National Association
  • 101 N Main St, Coalgate, OK, 74538
  • Shamrock Bank is a full service, employee-owned, community bank serving Oklahoma & north Texas communities. Our mission is to create an outstanding banking experience for our communities by nurturing an effective employee ownership culture. Visit www.shamrockbank.com for our hours and addresses to our 8 current locations in Coalgate, Dura
  • Honest Lending
  • 755 W Big Beaver Rd, Suite 2020, Troy, MI, 48084
  • We are independent, trained professionals licensed to represent and provide you with the best mortgage for your particular situation. Honest Lending is a team of experienced home lending professionals who believe that everyone should be treated like family. Our founder has more than 10 years combined experience in helping clients like you.
  • Direct Home Mortgages, LLC
  • 3250 W Big Beaver Rd, Suite 229, Troy, MI, 48084
  • Direct Home Mortgages is a premier Mortgage Broker based in Troy, Michigan. We are licensed in the states of Michigan, Colorado, and Texas. We are committed to ensuring you get the very best mortgage for your situation. That’s why with our vast resources and lender relationships, Direct Home Mortgages is able to offer a variety of types
  • Limitless Mortgage Solutions
  • 100 west big beaver rd, Suite 200, Troy, MI, 48084
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • IPFS Mortgage
  • 3250 W Big Beaver RD, Suite 120, Troy, MI, 48084
  • The Integrity Property Financial Services Team is your premier mortgage team located in Troy, Michigan. We pride ourselves on offering some of the lowest rates nationwide and make the loan process simple, straightforward and fast for borrowers seeking a mortgage in the Michigan area.