USDA Vs. FHA your options comparison in Stuart, Martin County, FL
For 2025, the USDA loan limit for Stuart, located in Martin county of FL, is set at $345,000. Meanwhile, the FHA limit for a single-family house is $500,250.
Utilize the Lendersa® USDA loan calculator to evaluate and compare current USDA and FHA rates. This tool will help you understand the required income, credit, reserves, and necessary documentation to qualify. Our comprehensive mortgage calculator lets you analyze USDA, FHA, Conforming, and VA loans side-by-side, assisting you in selecting the best option for your financial situation in .
2025 Loan Limits and Downpayment Requirements in Stuart, Martin County, FL
Loan Type
Loan Limit
Down Payment
USDA
$345,000
0%
FHA
$500,250
3.5%
Conventional Conforming
$726,200
3%
Loan Options: USDA and FHA in Stuart, FL
The aim of Lendersa® is to secure the most suitable USDA or FHA loan for you swiftly and effortlessly. Begin with one of three starting points to find matching lenders and USDA loan solutions.
A USDA home loan is secured by the government's Department of Agriculture, commonly referred to as a USDA rural development loan or USDA mortgage, and is available exclusively in rural areas. Unlike FHA loans, which demand a minimum 3.5% down payment, the USDA mortgage requires no down payment.
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