USDA Vs. FHA your options comparison in Pine-Ridge, Citrus County, FL
During the year 2026, the USDA loan limit in Pine-Ridge, situated in the county of Citrus, state of FL, is capped at $285,000. In contrast, the FHA loan limit for a single-family home is set at $356,362.
Leverage the Lendersa® USDA loan calculator to compare the most competitive rates between USDA and FHA loans available today. By using this tool, you can evaluate the necessary income, credit scores, financial reserves, and the required documentation to qualify for these loans. Our innovative mortgage calculator positions USDA, FHA, Conforming, and VA programs side by side so that you can make an informed choice about which financial solution in best suits your situation.
Loan Ceilings and Initial Payment Criteria in Pine-Ridge, County of Citrus, FL for 2026
Type of Loan
Loan Limit
Required Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Avenues for USDA and FHA Loans in Pine-Ridge, FL
The objective of Lendersa® is to facilitate the acquisition of the optimal USDA or FHA loan with expediency and without complexity. You can choose from three initial paths that will align you with pertinent lenders and USDA loan programs.
The USDA home loan, guaranteed by the government's Department of Agriculture, also known as the USDA rural development loan or USDA mortgage, is exclusively available for rural areas. This sets it apart from FHA loans, which require at least a 3.5% down payment, as the USDA loan necessitates no down payment at all.
Great Lakes Federal Credit Union and its members have enjoyed rich longevity in the Great Lakes Bay Region. Our story began in 1936, with the introduction of Wolverine Knitting Mills Federal Credit Union and includes mergers with the former Industrial Brownhoist Employees Federal Credit Union, Bay Medical Credit Union, and Birch Run Area Credit Uni
United Bay Community Credit Union (UBCCU) was founded with one core purpose in mind: to build and foster the financial well-being of our community. More than just a bank, UBCCU is a member-owned, not-for-profit financial institution. We provide a safe place to grow strong financial roots.
FSNB offers conventional, fixed rate mortgage loans with low closing costs. Since 1946, we have been helping homebuyers nationwide, helping them finance what is probably the largest investment of their lives. We retain the servicing on 100% of the loans we make, which means we don't sell your loan to other companies
At Ever $ Green Federal Credit Union, we strive to provide a full range of services to meet the complete financial needs of our members. Our decisions are based on what is best for our membership, not what is best for the bottom line. Ever $ Green Federal Credit Union has been open since 1968.
East Coast Commercial. is a commercial mortgage banking company that structures, arranges, & closes commercial mortgages for acquisitions, refinances & refurbishment projects for developers throughout the United States and Canada. East Coast Commercial, provides you with the most competitive financing for your next commercial real estate project.
Ulster Federal Credit Union is a non-profit association of member owners whose goal is to provide a variety of financial services that feature benefits and advantages over those generally available from other banking sources and to encourage their use with the specific intent of helping our members improve their personal financial status.
Ulster Savings Bank is more than just banking! We offer a full line of products and services for both personal and business such as insurance, payroll services, tax preparation and wealth management. business such as insurance, payrol
A leader in community giving, Ulster Savings Bank is actively involved in the communities we serve
The Bank of Weston has served the financial needs of the Northland area of Kansas City for more than 125 years. The bank opened in a small storefront in downtown Weston, Missouri, in 1893. A total of $159.25 in deposits was accepted the bank's first day of operation. From that start, deposits have grown to more than $175, 000, 000.
Community First Federal Credit Union was founded in Lakeview, Michigan in 1985. We opened our second branch in Howard City, Michigan in 2009. The third branch, located in Trufant, Michigan, opened in 2012. In 2018, we opened our fourth branch in Morley, Michigan.We are a part of Xtend, a share branching network.
