USDA Vs. FHA your options comparison in Pine-Ridge, Citrus County, FL
During the year 2025, the USDA loan limit in Pine-Ridge, situated in the county of Citrus, state of FL, is capped at $285,000. In contrast, the FHA loan limit for a single-family home is set at $356,362.
Leverage the Lendersa® USDA loan calculator to compare the most competitive rates between USDA and FHA loans available today. By using this tool, you can evaluate the necessary income, credit scores, financial reserves, and the required documentation to qualify for these loans. Our innovative mortgage calculator positions USDA, FHA, Conforming, and VA programs side by side so that you can make an informed choice about which financial solution in best suits your situation.
Loan Ceilings and Initial Payment Criteria in Pine-Ridge, County of Citrus, FL for 2025
Type of Loan
Loan Limit
Required Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Avenues for USDA and FHA Loans in Pine-Ridge, FL
The objective of Lendersa® is to facilitate the acquisition of the optimal USDA or FHA loan with expediency and without complexity. You can choose from three initial paths that will align you with pertinent lenders and USDA loan programs.
The USDA home loan, guaranteed by the government's Department of Agriculture, also known as the USDA rural development loan or USDA mortgage, is exclusively available for rural areas. This sets it apart from FHA loans, which require at least a 3.5% down payment, as the USDA loan necessitates no down payment at all.
AryMing Asset Funding, LLC (AAH) is a boutique, private real estate lending sponsorship firm founded in 2010. We purchase, finance, sell, and assign mortgages & notes. We cater to accredited, high net worth individuals who appreciate transparency and personalized service in the distress asset sector of real estate.
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NFFCU was chartered in 1940 to service the financial needs of the members & their families, of the Fire Department of the City of Newark. Over the past 79 years the credit union has grown to a $18 million financial organization with 5 employees serving over 3, 000 members. NFFCU is headquartered at Newark in a credit union-built-and-owned building.
At American Fidelity Mortgage, we provide lending services and approve our clients into their next home. - Family owned and operated - Direct FHA Lender - Products available include but are not limited to - FHA, Conventional, 203k, Reverse Mortgages, Jumbo’s, USDA, Streamline Refi’s, Full Harp -program.
AMS Mortgage Services, Inc. has built a strong reputation as an outstanding mortgage brokerage firm serving the lending needs of real estate professionals, builders and individual homebuyers. We're a full service mortgage broker with an experienced staff offering expertise in every area of mortgage lending
AJ LENDERS can help you with your real estate investments in a convenient, no-fuss process. Whether you're looking for your first real estate investment
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1901 West Carroll Avenue, Suite 200, Chicago, IL, 60612
The College and University Credit Union was established in 1967 as a service to its members. The credit union is there to help you with any financial problem that may arise. Whether it's a debt consolidation, an unexpected bill or small home remodeling project, we are here with a quick and easy loan.
Lendiqo is a forward-thinking real estate lending company designed to empower investors with fast, flexible, and strategic financing solutions. Built by industry experts, we specialize in funding fix-and-flip projects, rental property acquisitions, multifamily developments, and commercial real estate investments.
American Capital Mortgage Inc. is a Mortgage Broker company for all your Home Mortgage. We achieve excellence and consistently exceed our clients expectations. we can ensure you get the best loan to fit your goals and finances. American Capital Mortgage know the market. We know the process.
