USDA Vs. FHA your options comparison in Pine-Ridge, Citrus County, FL
During the year 2025, the USDA loan limit in Pine-Ridge, situated in the county of Citrus, state of FL, is capped at $285,000. In contrast, the FHA loan limit for a single-family home is set at $356,362.
Leverage the Lendersa® USDA loan calculator to compare the most competitive rates between USDA and FHA loans available today. By using this tool, you can evaluate the necessary income, credit scores, financial reserves, and the required documentation to qualify for these loans. Our innovative mortgage calculator positions USDA, FHA, Conforming, and VA programs side by side so that you can make an informed choice about which financial solution in best suits your situation.
Loan Ceilings and Initial Payment Criteria in Pine-Ridge, County of Citrus, FL for 2025
Type of Loan
Loan Limit
Required Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Avenues for USDA and FHA Loans in Pine-Ridge, FL
The objective of Lendersa® is to facilitate the acquisition of the optimal USDA or FHA loan with expediency and without complexity. You can choose from three initial paths that will align you with pertinent lenders and USDA loan programs.
The USDA home loan, guaranteed by the government's Department of Agriculture, also known as the USDA rural development loan or USDA mortgage, is exclusively available for rural areas. This sets it apart from FHA loans, which require at least a 3.5% down payment, as the USDA loan necessitates no down payment at all.
The Lowland Credit Union began operation on June 12, 1953 at the Lowland site of the American Enka Company located in Lowland, Tennessee. Active employees of that site were eligible to join. Some years later, the field of membership was expanded to include retired employees and family relations of members.
2645 W Andrew Johnson Hwy, Suite B, Morristown, TN, 37814
The Colonial Loan lending team is uniquely positioned to offer local decisions within 24 hours of application. Each lender is experienced and passionate about helping consumers with less than perfect credit secure personal loans.We consider each loan application individually and decisions are not made solely on credit scores.
330 Raleigh Street, Unit 2, Holly Springs, NC, 27540
Blue Sky Mortgage Services of N.C, Inc. is a purposely small mortgage broker company dedicated to providing personalized service for each and every one of our clients.
Our company is a full service broker providing a wide variety of loan products from a large base of wholesale lenders.
1100 Holly Springs Road, Suite 203, Holly Springs, NC, 27540
Sunset Lake Mortgage is a mortgage broker serving the Raleigh-Durham area and entire state of North Carolina with a small boutique type service experience. Steve’s success has resulted from a combination of his customer service excellence and consistently offering mortgage solutions that save his client’s money due to low margins and overhead.
3634 E Andrew Johnson Highway, Greeneville, TN, 37745
Founded in 1953, Consumer Credit Union is a state charted, member owned financial institution with assets of $475 million. We are dedicated to providing our members with exceptional service. At Consumer Credit Union your savings are federally insured up to at least $250, 000 and backed by the full faith and credit of the United States.
Southern Finance has been providing financial services to consumers in East Tennessee and Southwest Virginia since 1955. Southern Finance is a consumer finance company with four convenient locations to serve you. We've added technology that makes loan approvals faster and easier. We've opened new locations to make it easier for you to do business.
The Bank of Okolona is a hometown bank that has been serving Chickasaw County and the surrounding area for over 75 years. Whether it is a personal deposit account or a business loan that brings you to the Bank of Okolona, we can help. We hope this website and its contents will be helpful with your banking from home or the office.
201 South Stratford Road, Winston Salem, NC, 27103
At Piedmont Federal, our Purpose is simple- We Open Doors for You. We open doors for you to purchase a new home and to build savings; we open doors for your business to obtain the financing and banking services it needs; we open doors for our communities to be better places to live. and Our Values form the foundation of this Purpose: Being Authenti
Piedmont Advantage is a member owned financial cooperative that provides quality financial products and caring solutions. At Piedmont Advantage, members always come first.
This credit union is federally insured by the NCUA.
Non-deposit investment products and services are offered through CUSO Financial Services
