USDA and FHA Pro and Con in Hudson, Pasco County, FL

In 2025, the USDA loan limit for Hudson, located in Pasco county, FL, is $336,500, while the FHA limit for single-family homes is set at $472,030.

Utilize the Lendersa® USDA loan calculator to evaluate and compare today's most competitive USDA and FHA rates. Determine the necessary income, credit score, reserves, and documentation needed to qualify. Our sophisticated mortgage calculator places USDA, FHA, Conforming, and VA loans side by side, aiding you to make the best choice for your financial condition in .

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2025 Loan Limits and Down Payment Necessities in Hudson, Pasco, FL

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Options in Hudson, FL

The goal of Lendersa® is to quickly and effortlessly connect you with the best USDA or FHA loan. Choose from three starting approaches that align you with lenders offering USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in FL

A USDA home loan, which is backed by the Department of Agriculture, is typically referred to as a USDA rural development loan or USDA mortgage, and it is exclusively available in rural neighborhoods. Unlike FHA loans, which require a down payment of at least 3.5%, USDA loans require no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



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