USDA Vs. FHA your options comparison in New-Port-Richey-East, Pasco County, FL

In the year 2025, the USDA loan cap in New-Port-Richey-East, within Pasco county, FL, stands at $285,000, whereas the FHA ceiling is $356,362 for a single-family dwelling.

Utilize the Lendersa® USDA loan calculator to contrast today’s USDA and FHA premium rates and discern the income, credit, reserves, and documentation required for qualification. Our refined mortgage calculator places USDA, FHA, Conforming, and VA options side by side, assisting you in identifying the suitable program for your economic situation in .

Explore loan options from 100 lenders

Loan Limits and Downpayment Needs in New-Port-Richey-East, County of Pasco, FL for 2025

Type of Loan Max Limit Initial Payment
USDA $285,000 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

Options for USDA and FHA Loans in New-Port-Richey-East, FL

The aim of Lendersa® is to provide you with the most suitable USDA or FHA loan swiftly and with ease. Start from one of three pathways that pair you with lenders and USDA loan schemes.

Lendersa USDA loan request and matching results

Defining USDA Loan in FL

A USDA home loan is one assured by the government’s Department of Agriculture, also known as a USDA rural development loan or mortgage. It is exclusively available for rural neighborhoods. Contrary to FHA loans that mandate a minimum down payment of 3.5%, the USDA mortgage doesn’t require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Crescent Credit Union
  • 835 Oak St, Brockton, MA, 02301
  • SCU Credit Union, you can take advantage of our full range of deposit accounts, loans, and related services featuring highly competitive rates. We are a leading provider of home and auto financing throughout our service area. We offer the latest technology, which allows you access to your accounts from your home, office or on the go.
  • HarborOne Bank
  • 770 Oak St, Brockton, MA, 02301
  • HarborOne Bank has been serving the needs of customers and the communities that we call home for over 100 years. Today, HarborOne has 26 branches in southeastern Massachusetts and Rhode Island and commercial lending offices in Boston and Providence. HarborOne Mortgage, headquartered in Manchester
  • Easy Apps Mortgage Inc
  • 1044 Central Street, Suite 202, Stoughton, MA, 02072
  • Easy Apps Mortgage Working for our Borrowers and finding the best rates, programs, and costs is what we do best. We put you first and make sure your home purchase or refinance goes as EASY as possible! Our staff and experienced loan officers are available to you at all times and we gladly can meet with you.
  • Maritime Mortgage Corp
  • 4 Cabot Pl, #2, Stoughton, MA, 02072
  • Maritime Mortgage Corp opened its doors in 1989. Since then, we have been able to help thousands of people obtain affordable home financing. Our team of knowledgeable and friendly professionals work hard to ensure a smooth buying or refinancing process. Although our office is conveniently located in Stoughton, Ma, we are able to offer mortgage fina
  • Continental Funding Corp.
  • 7 Cabot Place, Stoughton, MA, 02072
  • Continental Funding Corp. scours the country for the lowest possible rates to offer our customers. By doing this, we can ensure that we will be able to offer the qualified borrower the best possible terms to meet their needs. We offer FNMA, FHLMC, FHA, VA, Rehab, USDA, Jumbo and Reverse mortgage programs to handle any situation a customer may have.
  • Wheel House Mortgage Services Corporation d/b/a Wheel House Mortgage Services
  • 36 North Bedford Street, Suite C17A, East Bridgewater, MA, 02333
  • Wheel House Mortgage Services, a professional mortgage company specializing in variety loans in whole state of Massachusetts. At Wheel House Mortgage Services, we will find a loan that fits each borrower. Unlike big banks that have "order takers" helping you with your loan, we have highly skilled loan consultants.
  • Norwood Bank
  • 11 Central Street, Norwood, MA, 02062
  • Norwood Bank is a community bank established in 1889 for the purpose of homeownership. Today our assets total more than $676 million dollars and our message remains the same. We are committed to the financial needs of our community. We specialize in consumer banking, residential mortgage lending, and construction and commercial real estate lending.
  • Lighthouse Funding Group
  • 661 Washington Street, Suite 209, Norwood, MA, 02062
  • Lighthouse Funding have been in business for over 15 years providing people with quality service and loans that fit their needs. Our team consists of knowledgeable loan consultants and originators that go above and beyond to make sure their clients have a smooth loan process. There are many advantages to working with our company.
  • Wisconsin Medical Credit Union
  • 1677 South Webster Avenue, Green Bay, WI, 54301
  • Wisconsin Medical CU was started by Mr. Leland Clark who had worked with Mrs. Leonard Hearden on Payroll and Personnel at St. Vincent Hospital. Mr. Clark thought a credit union would be a good way for employees to help other employees. A credit union is a not-for-profit organization made up of a group of people who join together to save money.
  • Nicolet National Bank
  • 111 N. Washington Street, Green Bay, WI, 54301
  • Nicolet National Bank distinguishes itself by providing unmatched customer service to each and every one of its clients. Nicolet National offers localized, knowledgeable decision-making designed to create long-lasting relationships within the community. From multi-million dollar commercial loans, to small personal loans
  • All American Home Lending
  • 433 Main Street, Green Bay, WI, 54301
  • Associated Banc-Corp (NYSE: ASB) has total assets of $34 billion and is Wisconsin’s largest bank holding company. Headquartered in Green Bay, Wisconsin, Associated is a leading Midwest banking franchise, offering a full range of financial products and services from more than 200 banking locations serving more than 100 communities
  • Capital Credit Union
  • 110 N Washington Street, Green Bay, WI, 54301
  • Capital Credit Union is a not-for-profit financial institution in Northeastern Wisconsin, which focuses on the needs of over 120, 000 members and growing. With over two billion dollars in assets, we are an organization that grows by our philosophy of "Doing the Right Thing"​ through our business practices and community involvement.