USDA Vs. FHA your options comparison in New-Port-Richey-East, Pasco County, FL

In 2025, USDA loan limit in New-Port-Richey-East, county of Pasco, FL is $285,000 while FHA limit is $356,362 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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2025 loan limits and downpayment requirments in New-Port-Richey-East, county of Pasco, FL

Loan Type Loan Limit Down payment
USDA $285,000 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

USDA and FHA loan options in New-Port-Richey-East, FL

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in Florida?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Glenwood State Bank
  • 5 E Minnesota Avenue, Glenwood, MN, 56334
  • Our purpose is to make a positive impact on our customers, employees, and communities. We try to do this by actively practicing our values every single day. We also have a dedicated focus on building relationships with our customers. We want what\ u2019s best for YOU; you\ u2019re our #1 priority.
  • Eagle Bank Minnesota
  • 2 South Franklin Street, Glenwood, MN, 56334
  • Eagle Bank is a full service financial institution offering a broad range of financial services to individuals and businesses. Whether you need security in your checking account, a place to save your money for a rainy day or assistance in purchasing a new car, boat or home, Eagle Bank can help with our full line of banking services.
  • University Credit Union - Maine
  • 15 Main Street, Orono, ME, 04473
  • Since 1967, UCU has been here for our members. For Maine. And for you, wherever you see yourself today and through every stage of life. As a not-for-profit financial institution, we're owned by our members, not outside stockholders. This means you’re part of something that puts “U” first.
  • First State Bank of Swanville
  • 306 Degraff St, Swanville, MN, 56382
  • The First State Bank of Swanville was chartered on June 17, 1907. The name remains the same and has survived major economic challenges of the great depression and several wars. We have emerged from those challenges and 100 years later we continue in that tradition as we remain financially strong and family owned and operated.
  • Centricity Credit Union
  • 4477 Lavaque Road, Hermantown, MN, 55811
  • In 1943, people in the Hermantown community came together to create a credit union to give themselves & their neighbors a trusted, local financial solution. We proudly served members of the Duluth Homestead Association & patrons of the Hermantown Community Store. We provide financial education and banking solutions to help people understand.
  • Share Advantage Credit Union
  • 2502 Maple Grove Rd, Duluth, MN, 55811
  • Share Advantage Credit Union serves all your banking and financial needs from a Youth Savings & Checking accounts to Traditional & Roth IRAs. As a bedrock business of the Northland ourselves, we welcome business accounts. We have FREE personal Checking accounts. Youth Savings and FREE 15+ Youth Checking accounts are happily welcome.
  • Northern Communities Credit Union
  • 3311 West Arrowhead Rd, Duluth, MN, 55811
  • Since 1928, Northern Communities Credit Union has been serving our members and our communities in Northern Minnesota. We started out in the “new” Duluth City Hall when it was first built in 1928 and were formerly known as the Duluth City and County Employees Credit Union, to serve employees of the City of Duluth and St. Louis County.
  • Northwoods Credit Union
  • 1702 Avenue B, Cloquet, MN, 55720
  • Northwoods Credit Union has 2 offices in Cloquet, one in Floodwood and one in Moose Lake. We started out as Northwest Paper Company Employees Credit Union back in 1936 & we have grown to serve all those who live, work, worship, attend school, or volunteer in Carlton, Pine, or St Louis County! We offer big bank products with local, hometown service.
  • Members Cooperative Credit Union
  • 1299 MN-33 S., Cloquet, MN, 55720
  • At MCCU, we strive to be the primary, positive financial influence in the lives of our members/owners. That’s our mission. You’ll see it in everything we do for you. Imagine doing business with an organization that truly has your best financial future as its number-one goal. That’s our mission
  • Penobscot County Federal Credit Union
  • 205 Main Street, Old Town, ME, 04468
  • Penobscot County Federal Credit Union focuses on providing family style service and top notch consumer lending for the current and potential members of Penobscot County Federal Credit Union. Penobscot County Federal Credit Union has grown into a full service financial institution that has over 8, 000 members and assets over $53 million.
  • Neighborhood National Bank
  • 15 Minnesota Ave S, Aitkin, MN, 56431
  • Neighborhood National Bank is committed to serving our community's financial needs with quality products and services, while exceeding our customer's expectations with our friendly and professional staff. We offer both personal and business banking as well as an array of loan services available. Get the best rates available on consumer
  • Adams Bank & Trust
  • 315 N Spruce St, Ogallala, NE, 69153
  • Adams Bank & Trust is a growing commercial bank in Nebraska, Colorado and Kansas that is committed to promoting local economic growth through business, agricultural and consumer lending. Founded in 1916, the bank remains locally owned and privately held, and has grown to well over a billion dollars in assets.