In 2025, the USDA loan limit in Moon-Lake, Pasco County, FL is $285,000, while for a single-family home, the FHA limit is $356,362.
Use the Lendersa® USDA loan calculator to compare today's best USDA and FHA rates, determining the income, credit score, reserves, and documents needed for qualification. With our advanced mortgage calculator, you can view USDA, FHA, Conforming, and VA options side by side, aiding your decision on the best program for your financial situation in Alabama.
Browse loan offers from 100 lenders
| Loan Type | Loan Limit | Down Payment |
| USDA | $285,000 | 0% |
| FHA | $356,362 | 3.5% |
| Conventional Conforming | $548,250 | 3% |
The aim of Lendersa® is to quickly secure the best USDA or FHA loans without complication. Start with one of three pathways to find matching lenders and different USDA loan options.
A USDA home loan, supported by the Department of Agriculture, known as a USDA rural development loan or mortgage, is only available in rural neighborhoods. Unlike FHA loans requiring a minimum of 3.5% down payment, USDA loans need no down payment, offering an advantage for qualifying buyers.
Enter your location to find out if it qualifies for USDA rural housing loan?
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