USDA Vs. FHA Pro and Con comparison in Jasmine-Estates, Pasco County, FL
In the year 2026, the USDA loan limitation for Jasmine-Estates, located in Pasco county, FL, is set at $285,000, while the FHA cap stands at $356,362 for a single-family residence.
Take advantage of Lendersa® USDA loan calculator for evaluating today's USDA versus FHA top rates. Discover the needed Income, credit score, reserves, and paperwork for qualification. Our enhanced mortgage calculator allows you to compare USDA, FHA, Conforming, and VA loan options in tandem, helping to decide which program in is optimal for your financial needs.
2026 Loan Limits and Downpayment Information in Jasmine-Estates, Pasco County, FL
Loan Type
Loan Limit
Down payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Discover USDA and FHA Loan Options in Jasmine-Estates, FL
The aim of Lendersa® is to secure the most favorable USDA or FHA loan for you swiftly and without difficulty. Opt from three methods to connect with lenders and USDA loan schemes.
A USDA home loan, endorsed by the Department of Agriculture, often termed USDA rural development or USDA mortgage, caters specifically to rural areas. This loan is distinctive in not necessitating a down payment, in contrast to FHA loans, which demand at least a 3.5% payment upfront.
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