USDA Vs. FHA your options comparison in River-Ridge, Pasco County, FL
For 2025, the USDA loan threshold in River-Ridge, Pasco, FL is established at $285,000. In comparison, the FHA loan boundary for a single-family dwelling stands at $356,362.
Take advantage of the Lendersa® USDA loan calculator to explore the latest USDA versus FHA rates. This tool also aids in identifying income requirements, credit qualifications, reserves, and necessary documentation to meet eligibility criteria. Our sophisticated mortgage calculator not only displays but allows you to compare USDA, FHA, Conforming, and VA loans side by side, providing clarity on the most suitable program for your financial circumstances in <Alabama>.
2025 Loan Limits and Downpayment Requirements in River-Ridge, Pasco, FL
Loan Type
Loan Limit
Down Payment
USDA
$285,000
None
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Exploring USDA and FHA Financing Options in River-Ridge, FL
The mission of Lendersa® is to facilitate the quick acquisition of premium USDA or FHA loans without inconvenience. You have the option to start from three different points that will align your needs with the right lenders and USDA loan offerings.
USDA home loans are backed by the Department of Agriculture and are typically referred to as USDA rural development loans or mortgages. These loans are available exclusively in rural districts. Unlike FHA loans that stipulate a minimum down payment of 3.5%, a USDA loan requires no down payment, which can be a significant financial advantage for eligible borrowers.
At Progressive Bank, our purpose is 'to help people achieve their dreams' and we accomplish this purpose through our nine financial center locations across North Louisiana with centers in Monroe, West Monroe, Winnsboro, Bossier City, and Shreveport and through our full-service website at www.progressivebank.com.
Our team continues to service the mortgage needs of clients throughout Memphis and the Mid-South and has become the #1 ranked purchase loan lender in Memphis. As one of the few privately held and locally owned mortgage lenders, all decisions and funding are handled in-house enabling us to provide clients with superior service and lower rates.
Citizens Bank & Trust Co. was established in 1962 to provide the highest quality of banking services for the citizens of Breathitt and surrounding counties. As co-founder Circuit Judge Ervine Turner said, "A good bank dedicated to the service of the little man and his financial needs
L G & W Federal Credit Union is dedicated to serving and supporting the MLGW family with the financial products and services they want and need.
Our friendly and knowledgeable staff has just one goal-to serve you! Unlike some larger financial institutions, we see you as a unique person, not just another account number.
Hometown Captial Group mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
2005 Nonconnah Boulevard, Suite 7, Memphis, TN, 38132
CN/IC Employees Credit Union strives to be the lifetime financial partner of our member-owners.
CN/IC Employees Credit Union will be distinguished within the industry as a secure and growing organization which owes its success to constant attention to its members’ needs and expectations.
Salem VA Credit Union is a member-owned cooperative that operates on a not-for-profit basis. As a federal credit union, we are chartered, supervised and insured by the federal government through the National Credit Union Administration (NCUA). The NCUA insures member share accounts up to $250, 000 per member.
KEMBA has been providing families financial security for well over seventy-five years. Since we're a non-profit financial institution, we return our profits back to our members in the form of better rates, lower fees, and free or low-cost services. We are run by a volunteer board of directors elected by members like you.
The Bank Of Milan is a branch office of The Bank Of Milan. They provide the following services: Full Service Office Location and are located at 2011 East Van Hook Street in Milan Tennessee.
Mobile and traditional directions to this location can be found below along with ratings, lobby hours, their phone number, online banking website
We are passionate about giving our customers and the communities we serve, an experience that is Unbelievably Good. Member FDIC. Equal Housing Lender
First Citizens National Bank operates from 25 locations in the state of Tennessee. Established in 1889 in Dyer County, the bank serves markets throughout eleven Tennessee counties.
