USDA Vs. FHA your options comparison in River-Ridge, Pasco County, FL
In 2025, USDA loan limit in River-Ridge, county of Pasco, FL is $285,000 while FHA limit is $356,362 for a single-family home.
Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.
2025 loan limits and downpayment requirments in River-Ridge, county of Pasco, FL
Loan Type
Loan Limit
Down payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
USDA and FHA loan options in River-Ridge, FL
Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.
USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
The ACU Credit Union was chartered on November 16, 1954. During our 60 years of service we have grown to over 1000 members with $6 million in assets. Our membership is made up of employees of Abilene Christian University and their immediate family members. “Once a member always a member” is still our motto.
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We will honor the individual.
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180 Office Park Way, Suite 2000, Pittsford, NY, 14534
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