USDA Vs. FHA your options comparison in North-River-Shores, Martin County, FL
In the year 2026, the loan limit for USDA in North-River-Shores, part of Martin, FL, is set at $305,400, and the FHA limit for a single-family home is $381,800.
Use the Lendersa® USDA loan calculator to compare the most favorable rates of USDA against FHA today. Assess the income, credit, reserves, and documents required to qualify. Our state-of-the-art mortgage calculator displays USDA, FHA, Conforming, and VA options side by side, helping you find the best program suited to your financial needs in .
Loan Limits and Down Payment Requirements for the Year 2026 in North-River-Shores, County of Martin, FL
Loan Type
Loan Limit
Down Payment
USDA
$305,400
0%
FHA
$381,800
3.5%
Conventional Conforming
$548,250
3%
USDA and FHA Loan Options Available in North-River-Shores, FL
At Lendersa®, our mission is to connect you with the best possible USDA or FHA loan options quickly and without hassle. Choose from one of three initial paths to match with lenders and identify suitable USDA loan programs.
The USDA home loan, also referred to as a USDA rural development loan or USDA mortgage, is backed by the U.S. Department of Agriculture. It is exclusively available in rural areas. Contrary to FHA loans that need a minimum 3.5% down payment, the USDA mortgage requires none.
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