USDA and FHA Pro and Con in Indian-Harbour-Beach, Brevard County, FL
In 2025, the loan limit for USDA in Indian-Harbour-Beach, located in Brevard, FL, is $285,000. Comparatively, the FHA limit for a single-family dwelling is $356,362.
Utilize Lendersa® USDA loan calculator to assess the best current rates between USDA and FHA. This tool helps determine the required income, credit, reserves, and documents to qualify. Our advanced mortgage calculator also displays USDA, FHA, Conforming, and VA options side by side, helping you choose the most suitable program for your particular financial situation in states like Alabama.
2025 Loan Limits and Downpayment Requirements in Indian-Harbour-Beach, County of Brevard, FL
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Options for USDA and FHA Loans in Indian-Harbour-Beach, FL
At Lendersa®, we aim to swiftly connect you with the most advantageous USDA or FHA loan, free of hassle. Choose one of three initial steps to link with matching lenders and USDA loan programs.
A USDA home loan, guaranteed by the U.S. Department of Agriculture, often referred to as a USDA rural development loan or mortgage, is exclusively offered in rural areas. Unlike FHA loans, which require a minimum 3.5% down payment, USDA mortgages do not require any down payment at all.
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