USDA VS FHA in Indialantic, Brevard County, FL

For 2025, the USDA loan limit in Indialantic, situated in Brevard, FL, is $336,500. Meanwhile, the FHA limit for a single-family home is $472,030.

Utilize the Lendersa® USDA loan calculator to compare today's optimal USDA and FHA rates while determining the necessary income, credit, reserves, and documents for qualification. With our advanced mortgage calculator, you can evaluate USDA, FHA, Conforming, and VA options side by side, helping you choose the right program in for your financial needs.

Discover loan offers from a variety of 100 lenders

Loan Limits and Down Payment Requirements in Indialantic, Brevard, FL for 2025

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Available USDA and FHA Loan Programs in Indialantic, FL

The goal of Lendersa® is to efficiently match you with the best USDA or FHA loan, hassle-free. Choose among three initial options to connect with matching lenders and explore USDA loan offerings tailored to your needs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in FL

A USDA home loan is a government-backed mortgage through the Department of Agriculture, also referred to as a USDA rural development loan or USDA mortgage, available exclusively in rural areas. In contrast to FHA loans, which require at least a 3.5% down payment, USDA loans require no down payment, providing a more accessible financing solution for those eligible.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Services by Signature
  • 8850 Commerce Loop Drive, Columbus, OH, 43240
  • Services by Signature buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice
  • Affinity Group Mortgage Of Ohio, Llc
  • 1900 Polaris Parkway, Suite 450, Columbus, OH, 43240
  • Affinity Group Mortgage is a local financial partner, serving the lending needs of real estate professionals, builders and individual home buyers throughout the State of Ohio You have just taken the first step towards your dream. By selecting Affinity Group Mortgage, you have chosen a lender who understands your needs.
  • Orrstown Bank
  • 77 East King Street, Shippensburg, PA, 17257
  • Orrstown Bank one of the largest independent community banks in the region. Headquartered in Shippensburg, Pennsylvania, Orrstown continues to provide a full range of consumer, business, and wealth management services to its neighbors. We get to know our clients and our clients know they can count on us.
  • Centennial Bank
  • 620 Chestnut Street, Conway, AR, 72032
  • Centennial Bank provides a broad range of commercial and retail Banking and related financial services to businesses, real estate developers, investors, individuals and municipalities. Member FDIC. Equal Housing Lender.commercial and retail Banking and related financial services to businesses
  • KISS Capital, Inc.
  • 1825 E Oak St, Suite 120, Conway, AR, 72032
  • KISS Capital is the “out-of-the-box” private money company. We provide real estate investment capital for consumers and real estate investors throughout the United States. We are known for our commitment to fast-funding, no-nonsense, story-book lending. KISS Capital provides ASSET-BASED lending to investors who want to grow their business.
  • First Ohio Home Finance, Inc.
  • 385 County Line Rd W, Suite 200, Westerville, OH, 43082
  • Since opening its doors in 1996, First Ohio Home Finance, Inc. has established a solid reputation in the banking industry. As a local company, we’re committed to serving the needs of our local customers. That service has earned us an A+ rating with the Better Business Bureau, in addition to other industry awards.
  • Pioneer Mortgage Services, LLC
  • 238 W Main St, Plain City, OH, 43064
  • Pioneer Mortgage was founded in 2005 on two main principles, customer satisfaction and excellent customer service. Since then we have made every business decision based off these principles. These principles along with the experience we have gained through one of the biggest financial meltdowns in American history.
  • Brentwood Bank
  • 411 Mcmurray Road, Suite 200, Bethel Park, PA, 15102
  • Brentwood Bank is a full service Community Bank in the South Hills communities of Pittsburgh, as well as Beaver County. For more than 95 years, we've operated on the principal that banking is a people business. We take pride in maintaining longstanding traditions of strength, service and trust.
  • Pennsylvania-American Water Federal Credit Union
  • 6050 Library Road, Bethel Park, PA, 15102
  • At Pennsylvania-American Water Federal Credit Union. We offer numerous services for all your financial needs. A warm welcome is extended to all our prospective new members. Hopefully we can provide a pleasant & profitable place for you & your family to save & borrow money. We are a Federally insured credit union originally chartered in 1974.
  • Solar Financial Group LLC
  • 704 Arkwood Drive, Bethel Park, PA, 15102
  • We take pride in offering the best rates, low fees and personal service. We are dedicated to serving the needs of our customers each and every day. Solar Financial has been in business since 2004 and currently holds an A+ rating with the Better Business Bureau. We have over 100 years of loan and banking experience among our senior loan officer