USDA VS FHA in South-Patrick-Shores, Brevard County, FL
In 2025, the USDA loan cap in South-Patrick-Shores, located in Brevard, FL, is $285,000, whereas for a single-family home, the FHA limit is $356,362.
Harness the power of the Lendersa® USDA loan calculator to weigh today's USDA and FHA rates. The tool aids in determining the income, credit, reserves, and required documents for qualification. The advanced mortgage calculator showcases USDA, FHA, Conforming, and VA options side by side, assisting you to pinpoint the best choice for your financial scenario in .
Loan Limits and Down Payment Requirements for 2025 in South-Patrick-Shores, Brevard, FL
Type of Loan
Max Loan
Required Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Exploring USDA and FHA Loan Options in South-Patrick-Shores, FL
The mission of Lendersa® is to locate the optimal USDA or FHA loans swiftly, reducing any complications. You can begin with any of the three methods offered to connect with matching lenders and discover USDA loan programs.
A USDA home loan, supported by the Department of Agriculture, is also known as a USDA rural development loan or USDA mortgage. It is exclusively available for rural neighborhoods. Unlike FHA loans which require at least a 3.5% down payment, USDA mortgage loans demand no down payment.
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