For the year 2025, in Satellite-Beach, located in the county of Brevard, FL, the USDA loan cap is $285,000, whereas the FHA limit for a single-family residence is set at $356,362.
Utilize the Lendersa® USDA loan calculator to review and compare the best USDA and FHA rates today. This tool helps you assess the income, credit, reserves, and documentation needed for qualification. Our sophisticated mortgage calculator lets you evaluate USDA, FHA, Conforming, and VA options side-by-side, aiding your decision on the best program in
Explore loan options from 100 distinct lenders
| Loan Type | Loan Limit | Minimum Down Payment |
| USDA | $285,000 | 0% |
| FHA | $356,362 | 3.5% |
| Conventional Conforming | $548,250 | 3% |
The aim of Lendersa® is to swiftly and efficiently assist you in obtaining the best USDA or FHA loan. Choose from one of three starting points to connect with the optimal lenders and explore USDA loan programs.
A USDA home loan, also known as a USDA rural development loan or USDA mortgage, is a government-guaranteed loan offered by the Department of Agriculture. This type of mortgage is exclusively available in rural and suburban areas and does not require a down payment, unlike FHA loans which necessitate at least a 3.5% down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
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