USDA Loan Vs. FHA loan for Satellite-Beach, FL [Brevard County ]

For the year 2026, in Satellite-Beach, located in the county of Brevard, FL, the USDA loan cap is $285,000, whereas the FHA limit for a single-family residence is set at $356,362.

Utilize the Lendersa® USDA loan calculator to review and compare the best USDA and FHA rates today. This tool helps you assess the income, credit, reserves, and documentation needed for qualification. Our sophisticated mortgage calculator lets you evaluate USDA, FHA, Conforming, and VA options side-by-side, aiding your decision on the best program in suited to your financial needs.

Explore USDA and FHA loan options in Satellite-Beach, FL

The aim of Lendersa® is to swiftly and efficiently assist you in obtaining the best USDA or FHA loan. Choose from one of three starting points to connect with the optimal lenders and explore USDA loan programs.

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Understanding USDA Loans in FL

A USDA home loan, also known as a USDA rural development loan or USDA mortgage, is a government-guaranteed loan offered by the Department of Agriculture. This type of mortgage is exclusively available in rural and suburban areas and does not require a down payment, unlike FHA loans which necessitate at least a 3.5% down payment.

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(803) 748-4545 Lender's profile and map Reviews Resource Financial Services, Inc. 2717 Devine Street, Columbia, SC, 29205 "Resource Financial Services was founded in 2008 by a handful of experienced mortgage bankers who wanted to make it easier to get a home loan in South Carolina. We sold our company at the end of 2012, but we never left the mortgage industry and the opportunity to relaunch as Resource Financial Services presented itself at a perfect time."
8034851080 Lender's profile and map Reviews VP Capital Lending 1413 Calhoun St, Columbia, SC 29201, Columbia, SC, 29201 VP Capital Lending is a highly respected provider of commercial finance solutions and business loans. We regularly work with businesses in all types of industries, and we’d love to analyze the financial needs of your business. We always put in the extra work required to select the right type of financing for each business that comes to us for fundi
(803) 799-1090 Lender's profile and map Reviews South Carolina Army National Guard Federal Credit Union 1225 Bluff Road, Columbia, SC, 29201 Founded in 1966 as South Carolina Army National Guard FCU, our goal was to serve the financial needs of the men and women in the South Carolina Army National Guard and their families.In 2007, we merged with McEntire Federal Credit Union – who, at the time, served only members of the South Carolina Air National Guard and their families.
(803) 779-2966 Lender's profile and map Reviews Columbia Post Office Credit Union 1601 Assembly Street, Columbia, SC, 29201 The Columbia Post Office Credit Union is a member owned non-profit financial institution chartered on June 7, 1927. employees pooled their savings in order to borrow money at reasonable rates. Today the Credit Union has assets of over 33 million dollars. The Columbia Post Office Credit Union is the second oldest credit union in South Carolina.
(803) 771-2265 Lender's profile and map Reviews SouthState Bank 520 Gervais St, Columbia, SC, 29201 SouthState is one of the leading regional Banks in the Southeast – serving more than one million customers via 275+ locations in Florida, Alabama, Georgia, the Carolinas, and Virginia. We offer robust Banking solutions, including consumer Banking, mortgage, small business Banking, commercial Banking and wealth management.
(800) 868-8740 Lender's profile and map Reviews State Credit Union 800 Huger Street, Columbia, SC, 29201 Founded in 1952, State Credit Union operates solely for the benefit of its members. We are a not-for-profit organization, which means our earnings are applied toward better services and rates for those who belong, helping them to become more financially comfortable. State Credit Union operates solely for the benefit of its members.
(706) 210-2010 Lender's profile and map Reviews CSRA Business Lending 1237 Gadsden Street, Suite 200C, Columbia, SC, 29201 CSRA Business Lending is a non-profit corporation that, in addition to being a Certified Development Corporation of the U.S. Small Business Administration offering SBA-504 loans, also has a Direct Loan program called CSRA Direct. Just like our SBA-504 program, we like to partner with banks on projects.
(800) 272-0695 Lender's profile and map Reviews AllSouth Federal Credit Union 730 Elmwood Avenue, Columbia, SC, 29201 Originally begun in 1960 as Fort Jackson Federal Credit Union, AllSouth Federal Credit Union is a not-for-profit financial cooperative, owned and operated by you, our members. We proudly serve 8 counties in the Midlands of South Carolina. We're not just your credit union, we're your neighbors.
(800) 246-5357 Lender's profile and map Reviews Metro Mortgage Corporation 2001 Assembly St, Suite 202, Columbia, SC, 29201 Since 1993 Metro Mortgage Corporation has been providing mortgage financing to home buyers and home owners. We are full service mortgage professionals offering a complete line of mortgage loan programs. We have closed thousands of loans but more importantly we have helped thousands of people
(803) 779-0270 Lender's profile and map Reviews Edens & White Mtg., Inc 2221 Bull Street, Columbia, SC, 29201 Our Company was founded in 1998 by Al Edens (NMLS: 195469) and M-L White. Al and M-L have both been in the mortgage and financial field for over 25 years. Our company's profile is to have a Company that we would trust our families' mortgage needs to. We strive to have competitive products, up- to- date technology, knowledge.
(803) 485-1080 Lender's profile and map Reviews VP Capital Lending 1413 Calhoun St, Columbia, SC, 29201 VP Capital Lending, through its simplified real estate investment loan process, strives to provide our clients with both simple and fast financing. We have built a reputation for building and maintaining long-term relationships with our clients. Whether you are looking to Fix & Flip a property, purchase a property for rental income, or invest.
(803) 331-9605 Lender's profile and map Reviews Midland Mortgage Corporation 1500 Richland St, Suite 2611, Columbia, SC, 29201 Midland Mortgage makes it possible everyday with their prompt personal service professional & experienced loan officers & knowledgeable staff. Guaranteed competitive rates with a wide variety of mortgage options to meet your specific needs. As an independent mortgage banker Midland has the flexibility to offer you the unique financing you need.