USDA and FHA Pro and Con in Melbourne, Brevard County, FL
As of 2026, the USDA loan limit for Melbourne, in Brevard County, FL, is set at $336,500, while for FHA loans, the limit is $472,030 for a single-family home.
Utilize Lendersa® USDA loan calculator to compare today’s top USDA and FHA rates, determining the income, credit, reserves, and documents needed to qualify. Our advanced mortgage calculator enables a side-by-side view of USDA, FHA, Conforming, and VA loans, assisting your decision on which program in best fits your financial situation.
2026 Loan Limits and Down Payment Requirements in Melbourne, County of Brevard, FL
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Melbourne, FL
The mission of Lendersa® is to efficiently connect you with the best USDA or FHA loan choices, without hassle. Initiate with one of the three starting points to match with lenders and find suitable USDA loan programs.
A USDA home loan is backed by the U.S. Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, available only in rural areas. Unlike FHA loans that require at least a 3.5% down payment, USDA mortgages have no down payment requirement, offering a formidable option for eligible buyers looking for economical financing solutions in designated rural zones.
PMG has a history of providing decades of experience from highly communicative professionals with a sense of urgency. Paramount pledges top notch professionalism, honest and competent support from our highly competent team. PMG strives to capture our clients and coworkers successes with transparent reviews to ensure all business.
31100 Northwestern Hwy, Farmington Hills, MI, 48322
Kaye Financial’s mission is to provide a superior mortgage experience to all of our clients and to be the mortgage lender that you trust to serve your family, friends, and community. Our family of dedicated mortgage professionals is committed to building relationships based on mutual trust, honesty, integrity, and ethics.
Cendera Bank is located in Benbrook, Texas. At this location, Cendera Bank employs approximately 3 people. Cendera Bank. They provide the following services: Full Service Office Location and are located at 615 E. Bells Blvd in Bells Texas. Cendera Bank, N.A. is currently looking to add highly motivated, high integrity team members
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FreeStar Financial Credit Union was originally established in 1957 at what is now the Selfridge Air National Guard Base as Selfridge Air Force Base Credit Union. In its early years, the Credit Union's field of membership consisted of military personnel and supplemental staff at Selfridge Air Force Base.
At Commercial Mortgage Broker, led by John Stewart, we specialize in connecting businesses with the perfect financing solutions to drive growth and success. With a commitment to personalized service, we tailor our offerings to meet your unique needs. Trust us to unlock opportunities and navigate the complex landscape of commercial lending, ensuring
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DML Mortgage was founded by David M. Lichtman. With over 15,000 loans closed, DML Mortgage has assisted many people in achieving their dream of home ownership.For more than 25 years in business, Mr. Lichtman has always stood for persistence, honesty and integrity. DML Mortgage provides Fixed Range Mortgage 30,20,15 Years Conforming, Jumbo Mortgage
