USDA and FHA Pro and Con in Kathleen, Polk County, FL
During 2025, the USDA loan cap in Kathleen, which is in the county of Polk, FL, is set at $336,500, whereas the FHA limit for a single-family home is $472,030.
Leverage the Lendersa® USDA loan calculator to assess the premier USDA versus FHA rates available today, and figure out essential requirements such as income, credit score, reserves, and documentation needed to qualify. Our sophisticated mortgage calculator lays out USDA, FHA, Conforming, and VA options side-by-side, facilitating your decision-making on the best plan for your financial circumstances in Alabama.
Details on 2025 loan limits and down payment requirements in Kathleen, County of Polk, FL
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Choice of USDA and FHA Loans in Kathleen, FL
The aim of Lendersa® is to swiftly secure the most favorable USDA or FHA loan with minimal hassle. You can begin at any of three starting points designed to match you with lenders and the USDA loan options.
A USDA home loan, also known as a USDA Rural Development Loan or USDA mortgage, is a government-backed loan guaranteed by the Department of Agriculture. It is exclusive to rural areas. Unlike FHA loans that require at least a 3.5% down payment, the USDA mortgage requires no down payment whatsoever.
7870 E Kemper Road, Suite 280, Cincinnati, OH, 45249
Rapid Mortgage is a Cincinnati area owned and operated mortgage lender offering competitive rates in a wide range of loan products such as Conventional, FHA, VA and USDA Rural Development. Whether you are a 1st-time homebuyer or a seasoned veteran, A+ credit or in need of some credit assistance, we have programs for borrowers of all types.
First Service Bank has been in operation for over 50 years and has locations in Little Rock, Greenbrier, Clinton, Shirley, Marshall, Yellville, Flippin, Mountain View, Conway and Dermott, with its headquarters in Faulkner County. Our goal is to fulfill your Banking & financing needs so you can realize your dreams.
The Williamson County Catholic Credit Union is a member owned financial cooperative.
We serve the Catholic communities in Williamson County by providing competitive loans and savings in a friendly atmosphere while maintaining long term financial stability.
St. Joseph's Credit Union of Marion was chartered on November 3, 1952
6355 East Kemper Road, Suite 240, Cincinnati, OH, 45241
C4 Financial strives to provide our clients with the most comprehensive financing packages for commercial real estate projects. Our network of banking institutions, conduits, and life insurance companies allows us to offer competitive and creative financing solutions. Founded in 2004.
4015 Executive Park Drive, Suite 215, Cincinnati, OH, 45241
First Union Mortgage Group, LLC., our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you.
Patriot NTNL Mortgage Corporation began its journey as a Mortgage Broker and Home Improvement Finance Company in June 1993 and has successfully served thousands of customers in the Maryland, Virginia, and Washington DC areas. Patriot NTNL Mortgage Corporation has always had the belief that our customer is top priority.
The Intrepid Private Capital Group is a leader in providing business funding solutions. We screen Projects for a remarkable number of private funding sources around the world, principally: offshore money management groups, very large trusts, funds, pension plans and several boutique investment groups,
RCU was founded in 1968 originally to serve the lending needs of the employees of the Union Carbide Corporation, Mining and Metals Plant. Today, our field of membership includes any person who lives, works, worships, or attends school in the following counties: Washington, Noble, Morgan or Monroe.
Peoples Bank is a Bank with operations in fifty states. Peoples Bank offers numerous mortgage programs including conventional, jumbo, non-owner occupied, FHA, VA, USDA, reverse and construction mortgages and Peoples is a member of the Russell 3000 index of U.S. publicly-traded companies
Commercial Lending, LLC is pleased to offer land acquisition, construction and closing costs financing for small single-family residential construction projects. We offer loans for stick-built or modular home construction. We work with you to streamline the construction loan process so that you can begin construction on your schedule.
