USDA and FHA Pro and Con in Plant-City, Hillsborough County, FL
In 2025, the USDA loan cap in Plant-City, located in Hillsborough county, FL, is $285,000. Meanwhile, the FHA cap for a single-family residence is $356,362.
Lendersa® offers a USDA loan calculator to assess today’s best USDA versus FHA rates, enabling you to determine the necessary income, credit, reserves, and documentation for qualification. Our advanced mortgage calculator provides a side-by-side view of USDA, FHA, Conforming, and VA loans, helping you choose which program in best suits your financial needs.
2025 Loan Limits and Down Payment Requirements in Plant-City, Hillsborough, FL
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Considering USDA and FHA Loans in Plant-City, FL
At Lendersa®, our mission is to swiftly provide the ideal USDA or FHA loans without hassle. Begin with one of the three pathways to connect with lenders and explore USDA loan programs.
USDA home loans are backed by the Department of Agriculture, also known as USDA rural development loans or mortgages. They are specifically for rural areas. Unlike FHA loans that require a 3.5% minimum down payment, USDA mortgages require no down payment at all, offering accessible financing options.
Greenberg Community Lending Inc To provide the best experience and service for our clients within the markets we serve. may be the best loan option for one may not be for another. Our Loan Officer's take the time to discover your needs in order to properly advise you on the best loan option for you
Celebrity Home Loans (a.k.a CHL), a division of Midwest Equity Mortgage, Inc. is a leading direct lender, licensed nationwide including , with over 90 branch offices across the nation. Our knowledgeable professionals are committed to building trust and strong relationships with our customers and partners.
We offer all Residential Loan programs ranging from VA, FHA & USDA, to Conventional, Jumbo, Subprime and Hard Money Loans. We specialize in both purchase and refinance transactions for your primary residence, your vacation home, and your investment properties. We work with you from the beginning to the end, taking a seemingly complex process.
405 Golfway West Drive, Saint Augustine, FL, 32095
DLP Capital is a private real estate investment and financial services company focused on making an IMPACT by acquiring, developing, and building relationships, housing, leaders, and organizations. DLP Capital executes its IMPACT through a wide array of business divisions and companies including lending, investment funds, sales, leasing, property m
PHILANYA, INC. offers a wide range of mortgage options to meet your financial needs and circumstances. Whether you’re a first-time property buyer or interested in refinancing your mortgage, we're here to guide you through the process. Contact us today for a special offer and learn what we can do for you.
1637 Race Track Rd, Suite 127A, Saint Johns, FL, 32259
Our technology-driven platform is changing the face of the mortgage industry. Between our 13 day app to clear to close timeline (which is a full MONTH faster than the industry average), our unmatched level of communication and transparency, our custom built CRM and Loan Origination Platform, we’re making a splash.
1975 Sansburys Way, Suite 103, West Palm Beach, FL, 33411
Our Mortgage Professionals have combined financial experience helping Realtors, their clients, homeowners & business owners for over 35 years.President Donald Cahill, has established a professional reputation of honesty, integrity, & competence within the Morgagre Brokerage industry.Southwind Mortgage the practices can be summed up in one sentence.
Buccaneer Mortgage The GoodPirates Home Loans is located in West Palm Beach, Florida. Buccaneer Mortgage was formed in 2000 and is currently licensed as a Mortgage Lender in the State of Florida and a Mortgage Broker in the US Virgin Islands. Buccaneer Mortgage is a full service lender offering both residential mortgages and commercial mortgages.
The Lending Hub, Inc. is a Licensed Mortgage Broker business located in West Palm Beach, Florida. We provide Financing to Purchase or Refinance Residential & Commercial Property. Our team of Mortgage professionals have over 20 years of experience providing clients personal attention to their financing needs.
Velocity Community Credit Union is a progressive, full service financial institution that is passionate about helping its members. As a not-for-profit co-op, our dedicated employees can concentrate on providing superior service to our members while offering a full suite of products to meet all of their financial needs.