USDA VS FHA in Key-Biscayne, Miami-Dade County, FL
In 2025, the USDA loan limit for Key-Biscayne in Miami-Dade county, FL, is $0, while for a single-family home, the FHA limit is $402,500.
Utilize Lendersa® USDA loan calculator to explore today's best USDA and FHA rates. Determine the necessary income, credit, reserves, and documents required for qualification. With our advanced mortgage calculator, see USDA, FHA, Conforming, and VA options side by side to decide which program suits your financial needs in Alabama.
2025 Loan Limits and Down Payment Requirements in Key-Biscayne, Miami-Dade County, FL
Loan Type
Loan Limit
Down Payment
USDA
$0
0%
FHA
$402,500
3.5%
Conventional Conforming
$548,250
3%
USDA and FHA Loan Options in Key-Biscayne, FL
The objective of Lendersa® is to secure you the best USDA or FHA loan quickly and smoothly. Choose one of three starting points for matching lenders and USDA loan programs.
A USDA home loan, guaranteed by the Department of Agriculture, also called a USDA rural development loan or USDA mortgage, is available only in rural neighborhoods. Unlike FHA loans that need a 3.5% down payment, USDA loans require none.
MERIDIAN MS AIR NATIONAL GUARD FEDERAL CREDIT UNION
6225 M Street, Building 305, Meridian, MS, 39307
The Meridian MS ANG Federal Credit Union was chartered in 1963 as a non-profit financial organization that is regulated by the Nation Credit Union Administration (NCUA). Our Credit Union is owned and operated by its members for the benefit of all members. Our goal is to help each other by providing a quick economic source of confidential credit
Our Credit Union is membership owned and a nonprofit financial institution. We are a controlled institution based on "people helping people" principles. We offer an array of account options including checking, savings, loans, and CDs. Providing affordable financial services, lower interest rates, and helping you save money is what we do best.
Total Choice Federal Credit Union is a community based financial cooperative formed for the purpose of encouraging savings, offering loans and providing a wide range of financial service for the people that live, work, worship or attend school in the parishes of St. Charles, St. James and St. John the Baptist.
Being locally-owned and locally-operated is one of the most beneficial as well as distinguishing characteristics of First State Bank.This trait separates us from our competitors by allowing FSB the pleasure and flexibility of servicing our customers’ needs promptly and personally.
We know that each customer has specific needs, so we strive to meet those needs with a wide array of products, investment tools, mortgages and best of all quality service and individual attention. Our team of professionals has over 100 years of lending experience with some of the biggest banks in the country.
NCPA Federal Credit Union has been open since 1984. The credit union has assets totaling $12.17 Million and provides banking services to more than 1, 000 members.
The credit union is religious, or fraternal, or low-income associational credit union. Membership is also open to immediate family of current members.
323 West Jones Street, Suite 600, Raleigh, NC, 27603
Local Government Federal Credit Union (LGFCU) is a not-for-profit, member-owned financial cooperative established to serve the financial needs of local government employees, elected and appointed officials, volunteers and their families. Our full range of financial services are created specifically to improve the lives of our members.
Simple Commercial Capital is a boutique capital advisory firm founded in NYC, now headquartered in Raleigh, NC. We provide bespoke lending solutions to commercial real estate owners, investors and developers nationwide. Our 26 years of experience and extensive lender relationships allow us to structure out-of-the-box debt
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan
Our mission since opening in 2005 has always been to connect our customers with the optimal home loan and help create a smooth path to homeownership. We deliver those loans everyday with a personalized experience that meets the unique needs of each borrower and their financial goals.
