FHA Vs. USDA loan program for Miami-Beach, Miami-Dade County, Florida

In 2025, USDA loan limit in Miami-Beach, county of Miami-Dade, FL is $0 while FHA limit is $402,500 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Miami-Beach, FL

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Florida?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(516) 454-4570 1100 miles Lender's profile and map Reviews MMP Capital 19 Engineers Ln, Farmingdale, NY, 11735 MMP Capital offers a much-needed streamlined approach to the commercial financing market with a special focus on meeting the financing needs of such industries as aesthetic, medical, graphic arts, dental, technology, veterinarian, and eye-care. Our programs enable us to empower businesses like yours.
631 393 7581 1100 miles Lender's profile and map Reviews First Rehab Lending 71 Gazza Blvd, Farmingdale, NY, 11735 First Rehab Lending is nationwide, direct private lender providing short-term loans to facilitate the acquisition and rehabilitation of non-owner occupied residential real estate for experienced investors. We understand that for investors to be successful in this industry, they rely heavily on their lender to provide timely and efficient services.
(201) 280-8916 1100 miles Lender's profile and map Reviews Gold Ring Investments Inc 0-40 Fair Lawn Parkway, Fair Lawn, NJ, 07410 Gold Ring Investments Inc, is a partner to Santomenno and company in New Jersey. A small Independent Investment Management group whose primary executive sits in the lead capacity of Registered Investment Advisor, (RIA) Founded in 1975 by Rocco R. Santomenno, the company has built a strong
(800) 522-4167 1100 miles Lender's profile and map Reviews Columbia Bank 19-01 Route 208 North, Fair Lawn, NJ, 07410 As the largest independent bank in New Jersey, Columbia Bank is motivated by forming long-term relationships with our customers. Our team of experienced banking professionals provides our customers and the communities of New Jersey with unprecedented service and financial security. With conveniently located full-service branches in New Jersey.
(201) 398-0800 1100 miles Lender's profile and map Reviews CITIZENS MORTGAGE CORPORATION 26-01 Pellack Drive, FAIR LAWN, NJ, 7410 Founded in May 1987, Citizens Mortgage Corp is a family-owned and operated mortgage company that caters to first time home buyers and has been dedicated to serving the underserved communities. Our mission is to be the most efficient mortgage provider in the State of New Jersey, New York and Hawaii. We have been committed
(718) 549-5858 1100 miles Lender's profile and map Reviews Van Cortlandt Cooperative Federal Credit Union 3960 Hillman Avenue, Suite B, Bronx, NY, 10463 The Van Cortlandt Cooperative Federal Credit Union was organized by Sidney Stahl, the first Managing Director of the New York State Credit Union League, and was federally chartered in March 1936. Its purpose was to provide a safe and convenient place for Cooperators of the Amalgamated Housing, to save and borrow. Many of the charter members
(833) 676-3876 1100 miles Lender's profile and map Reviews Metro Realtors Federal Credit Union 346 Sunrise Highway, West Babylon, NY, 11704 As a Non-Profit Credit Union, banking with MRFCU makes you a Member and an Owner. We are structured so that we can focus on bringing our members the best quality banking services and products. Being a smaller credit union helps us to focus on each of our member's needs and provide them top quality service.
(516) 822-1070 1100 miles Lender's profile and map Reviews NY TEAM Federal Credit Union 65 Broadway, Hicksville, NY, 11801 NY TEAM Federal Credit Union is a full-service, federally insured credit union. With 3 conveniently located offices, we provide a variety of financial services, and we’ve been doing it since 1969! Created by rail road employees for rail road employees and their families. If you are not currently a member, you may want to browse our site
(516) 934-0572 1100 miles Lender's profile and map Reviews USN MORTGAGE INC 245 S BROADWAY, Hicksville, NY, 11801 We are a Mortgage Brokerage Firm doing buisness in NY, NJ, FL & CT. Sean Basit, Founder & CEO has over 20 years experience in Real Esate & Mortgages.USN Mortgage Inc offers various types of loan programs through many approved lenders such as but not limited to FHA,VA, Reverse Mortgages,Conventional Loans,High Balnce Loans, Jumbo & Super Jumbo Loans
(417) 846-1719 1100 miles Lender's profile and map Reviews Freedom Bank of Southern Missouri 97 South Main, Cassville, MO, 65625 Freedom Bank of Southern Missouri is a locally owned independent community bank servicing customers in Cassville, Willard, Monett, Aurora, Seligman, Shell Knob, Golden and the surrounding outlying areas. Freedom Bank offers a wide variety of products, services and competitive rates to meet the credit needs of the consumer.
(903) 583-5522 1101 miles Lender's profile and map Reviews Fannin Bank 230 East 3rd Street, Bonham, TX, 75418 Fannin Bank was organized in November 1921 as the Guaranty State Bank in Windom, Texas. By June 1922 the bank had $158,046 in assets. The name was changed to Fannin Bank in 1976, and in 1987 a branch office was opened in the town of Bonham. The Honey Grove branch opened in 2008 with the headquarters moving to Bonham the same year.