USDA Loan Vs. FHA loan for Miami-Beach, FL [ best of 2023]

In 2024, USDA loan limit in Miami-Beach, county of Miami-Dade, FL is $0 while FHA limit is $402,500 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Miami-Beach, FL

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Florida?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(616) 855-3300 https://www.aimfinancial.com/ 1218 miles Lender's profile and map Reviews AIM Financial Inc 3738 28th Street SE, Grand Rapids, MI, 49512 Our team is committed to providing our clients with the highest quality financial services combined with competitive rates available in your area. Our outstanding mortgage professionals will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
(616) 682-1414 http://www.memberadvantagemortgage.com 1218 miles Lender's profile and map Reviews Member Advantage Mortgage 3330 Broadmoor Ave. SE, Suite B, Grand Rapids, MI, 49512 Member Advantage Mortgage leads the mortgage lending industry with exceptional service and expert solutions. As a trusted partner, we work with each of our members to understand their unique needs today and as they evolve in the future. Our team provides the transparency, knowledge, and support you need to make the best financial decisions.
(616) 527-3900 https://www.m1ccu.org/ 1218 miles Lender's profile and map Reviews Michigan One Community Credit Union 510 S Dexter Street, Ionia, MI, 48846 Moments after walking into one of our lobbies you’ll see there’s something different about M1. Our employees greet you with gratitude, eager to serve you as our member and financial partner. This people-first way of doing business is something you might not expect from a financial institution, but it’s just the norm here.
(508) 995-9100 http://acushnetfcu.com/ 1218 miles Lender's profile and map Reviews Acushnet Federal Credit Union 112 Main Street, Acushnet, MA, 02743 Acushnet Federal Credit Union has as its mission the responsibility for providing an efficient, effective, and well-managed financial institution that meets the needs of its membership. In order to accomplish this mission, the AFCU will continue a sound yet progressive asset management strategy and provide new and improved financial services.
(877) 350-0007 http://www.hhmlending.com 1218 miles Lender's profile and map Reviews Heartland Home Mortgage 6190 Kalamazoo Ave SE, Grand Rapids, MI, 49508 Mortgage Lender and broker, funding loans for refinances and new home purchases. We specialize in conventional, FHA, VA and Rural Development and Construction Lending. We meet with our clients face to face to make sure there is a level of trust and complete understanding of the loan process.
(800) 388-7000 https://www.bcu.org/ 1218 miles Lender's profile and map Reviews BCU 300 N Milwaukee Ave, Vernon Hills, IL, 60061 We are a purpose-driven organization that empowers people to discover financial freedom. We owe our success to our BCU community, fostering an environment that supports professional and personal growth – which in turn empowers us to best serve our members With over $5 Billion in assets, we are also one of the fastest growing credit unions in the la
(866) 466-9232 http://www.pursuitlending.com/ 1218 miles Lender's profile and map Reviews Pursuit 50 Beaver Street, Suite 500, Albany, NY, 12207 Our mission is to provide businesses with affordable small business loans and resources so that they can reach higher, transform and grow. Our mission guides our lending. When you work with us, you’ll have access to a community-focused small business lender that is 100% invested in providing the best possible loan for you now, and in the future.
(518) 464-5252 http://www.sefcu.com 1218 miles Lender's profile and map Reviews SEFCU 575 Broadway, Albany, NY, 12207 As a SEFCU shareholder, you will enjoy benefits not found in other financial relationships. Benefits that keep growing with each passing year to help you achieve your purpose.SEFCU is among the 50 largest credit unions in the U.S. with more than $3.5 billion in assets, 330, 000 members, and 50 branches in the Capital Region.
866 708 4755 https://primecommerciallending.com 1218 miles Lender's profile and map Reviews Prime Commercial Lending 66 South Pearl Street, 10th floor, Albany, NY, 12207 For over 20 years Prime Commercial Lending has been a nationally recognized leader in non-bank financing, providing capital to businesses and real estate investors nationally with over 1 billion dollars of transactions financed to date. Prime Commercial Lending is a direct lender and also has long standing syndication relationships with banks, he
(847) 550-7300 http://www.dovenmuehle.com/ 1218 miles Lender's profile and map Reviews Dovenmuehle Mortgage, Inc. 1 Corporate Dr, Suite 360, Lake Zurich, IL, 60047 Dovenmuehle, we understand the importance of your members and provide the solutions and experiences you need to build trusted relationships with them. Our commitment to innovation and technology means we develop leading member experiences and our thoughtful approach to service means we provide the care and hands-on support they need.
(312) 399-4308 https://www.longgrovemortgage.com/ 1218 miles Lender's profile and map Reviews Long Grove Mortgage Bancorp 4180 North Route 83, Suite 8, Lake Zurich, IL, 60047 Our experience and expertise have enabled us to navigate through the recent mortgage crisis. Many other companies closed, but we sharpened our skills and not only are we still open, but we are stronger, more experienced, and better equipped to handle your financing needs. We are a full-service mortgage lender with an experienced staff.