USDA and FHA Pro and Con in Miami-Beach, Miami-Dade County, FL
In 2025, the USDA loan limit in Miami-Beach, part of the county of Miami-Dade, FL, is $0. Meanwhile, the FHA limit for a single-family home is set at $402,500.
Utilize the Lendersa® USDA loan calculator to compare today's top USDA and FHA rates. This tool aids in determining the income, credit, reserves, and necessary documentation for qualification. Our advanced mortgage calculator provides a side-by-side view of USDA, FHA, Conforming, and VA loans, helping you choose the most suitable program in for your specific financial circumstances.
2025 Loan Limits and Down Payment Requirements in Miami-Beach, County of Miami-Dade, FL
Loan Type
Loan Limit
Down Payment
USDA
$0
0%
FHA
$402,500
3.5%
Conventional Conforming
$548,250
3%
Exploring USDA and FHA Loan Options in Miami-Beach, FL
The main objective of Lendersa® is to help you obtain the best USDA or FHA loan quickly and efficiently. Begin with one of three approaches to connect with the ideal lenders and find USDA loan programs that fit your needs.
A USDA home loan, also called a USDA rural development loan or a USDA mortgage, is backed by the U.S. Department of Agriculture and is available solely in rural areas. Unlike FHA loans that require a minimum down payment of 3.5%, USDA loans do not require any down payment at all.
13201 Granger Road, Suite 1, Garfield Heights, OH, 44125
Emerald Credit Union was originally chartered as the Garfield Heights School Employees’ Credit Union in 1955, serving only the employees of that school district. Since then, we have grown to include over 25 Select Employment Groups and six local school districts. We have a community charter, allowing us to serve all who live, work, attend school.
Atlantic Federal Credit Union was founded in 1935 by a group of AT&T Western Electric employees in Kearny, New Jersey. They were dedicated to building a not-for-profit financial cooperative to meet their savings and borrowing needs — an especially formidable task in that depression era.
DML Lending is a family owned and operated by a group experienced and knowledgeable real estate lenders that help local real estate investors become successful. DML provides short-term (12 months) loans to a variety of independent real estate developers and investors across the country.
American Federal Mortgage, we make it easy for those seeking to refinance or purchase their dream home in 10 states by offering a variety of flexible loan programs geared toward each client's specific mortgage needs. Having been a recognized leader in the mortgage lending industry for nearly three decades,
We strive to help our members Learn, Dream & Achieve all of their life goals.As an education-based credit union, we’re committed to providing members of all ages with the tools they need to meet their financial goals.ACHIEVE provides support to social service agencies.We are actively working to increase the accessibility & usability of our website.
The credit union was founded on January 25, 1938 under the name B-W Employees Federal Credit Union by Bendix-Westinghouse Automotive Air Brake Company employees and executives. Based on their experiences with Westinghouse Credit Union, they were inspired to found a new credit union after the business merged with Bendix in 1937.
Our mortgage professionals give you the personal attention you deserve & treat you with the respect due a valued customer.We understand you’re making a commitment in buying new home,refinancing & mortgage or cashing out your home equity.So we make a commitment to you.We will help you qualify, apply & be approved for the right mortgage loan for you
Express Capital Financing was founded by Father and Son, Martin and David Chera. With the knowledge and experience of Martin’s thirty plus years in the business industry, and David’s youthful ambition, this power duo was able to grow their company extensively in a short amount of time.
Founded in 2008, Dimension Equities has evolved over the past decade to ensure our clients have the capital backing to successfully complete their real estate projects.
We pride ourselves in providing out of the box solutions for a wide range of real estate transactions. Call us today to start a relationship.
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Our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options that are available today.
