USDA and FHA Pro and Con in Miami-Beach, Miami-Dade County, FL
In 2025, the USDA loan limit in Miami-Beach, part of the county of Miami-Dade, FL, is $0. Meanwhile, the FHA limit for a single-family home is set at $402,500.
Utilize the Lendersa® USDA loan calculator to compare today's top USDA and FHA rates. This tool aids in determining the income, credit, reserves, and necessary documentation for qualification. Our advanced mortgage calculator provides a side-by-side view of USDA, FHA, Conforming, and VA loans, helping you choose the most suitable program in for your specific financial circumstances.
2025 Loan Limits and Down Payment Requirements in Miami-Beach, County of Miami-Dade, FL
Loan Type
Loan Limit
Down Payment
USDA
$0
0%
FHA
$402,500
3.5%
Conventional Conforming
$548,250
3%
Exploring USDA and FHA Loan Options in Miami-Beach, FL
The main objective of Lendersa® is to help you obtain the best USDA or FHA loan quickly and efficiently. Begin with one of three approaches to connect with the ideal lenders and find USDA loan programs that fit your needs.
A USDA home loan, also called a USDA rural development loan or a USDA mortgage, is backed by the U.S. Department of Agriculture and is available solely in rural areas. Unlike FHA loans that require a minimum down payment of 3.5%, USDA loans do not require any down payment at all.
Grove Bank & Trust, founded on July 12, 1926, is a Miami-based financial services firm and is one of the longest continuously operating banks in Florida. Grove Bank & Trust offers boutique banking, comprehensive trust, and wealth management services* tailored to meet the needs of individuals, families and their businesses.
Comprehensive Loan Solutions Is an industry leading mortgage modification and short-sale negotiations firm. We have assisted hundreds of property owners, real estate professionals, and lenders in the complex business of approving and closing both short sales and modifications. Our expertise help’s property owners.
3650 REIT is a CRE lending, investment management and services firm, led by a unique team of recognized industry leaders. We originate and service both short- and long-term commercial real estate loans.Capital is just the beginning of what we offer. Our true value is in our ability to hold a loan on our balance sheet through maturity.
2665 Southwest 37th Avenue, Suite 804, Miami, FL, 33133
We are a Mortgage Broker company specialized in assisting U.S Citizen and Foreign national clients gain access to asset based loans in the U.S. We’re about simplifying the process that gets clients from pre qualification to funding. Whether it’s your first attempt at getting pre-qualified or banks have previously turned you down
3390 Mary Street, Suite 116, Coconut Grove, FL, 33133
At NEWLOANCO , our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage..
Family America Mortgage Corp, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
KDM Financial is a middle market commercial mortgage lender offering financing from $3,000,000.00 to $70,000,000.00 on commercial real estate including multifamily, mixed-use, office, light industrial, self-storage and warehouse property types.KDM was organized in 2016 and is a publicly reporting company
2601 South Bayshore Drive, Suite 1200, Miami, FL, 33133
BridgeInvest is a leading private real estate lender focused on short-term financing for unique commercial and residential assets throughout the Southeast US.
With over 25 years of on-the-ground experience, our dedicated team has established the ability to rapidly analyze, structure and manage any loan from origination to payoff.
Hialeah Municipal Employees Federal Credit Union is a not-for-profit, cooperative financial institution serving its members since 1951 with a wide range of services to meet all their financial needs. Membership is open to all employees of the city of Hialeah, Florida; employees of this credit union.
Over 30 Years serving my clients, same location, same office. My Father Elias Legra Sr, came to the USA as immigrant from Holguín, Cuba. He struggled as most immigrants to establish himself to help our family as well as his clients. Starting from his home office in our utility room we now own and operate our Real Estate
Galizet Home Lending has the right loan options to meet your individual needs. We offer low rates, great service and a simple process, but we offer that and so much more.
Over 30 years of professional experience and commitment to excellence and it’s all delivered with a direct one-on-one personable touch.
