FHA Vs. USDA loan program for Miami-Beach, Miami-Dade County, Florida

In 2025, USDA loan limit in Miami-Beach, county of Miami-Dade, FL is $0 while FHA limit is $402,500 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Miami-Beach, FL

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Florida?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(972) 484-6644 1120 miles Lender's profile and map Reviews BEAM MORTGAGE, INC 14455 Webb Chapel Rd, Farmers Branch, TX, 75234 "Beam Real Estate & Mortgage is the foremost choice for your residential and commercial property needs. Contact us today! When you're looking to buy a home, you want to know that you're in the best of hands. With more than a decade of experience, we can proudly say we've learned a thing or two about real estate - and that knowledge helps you."
(214) 729-7379 1120 miles Lender's profile and map Reviews Preston Hollow Financial Services Inc 13709 Braemar Drive, Dallas, TX, 75234 Preston Hollow Financial Services, Inc. is a full service Mortgage Boutique offering personalized analysis and execution for your purchase, refinance, construction and home equity needs. We facilitate mortgage throughout the great State of Texas and have professional relationships with other title and insurance companies.
(814) 474-2283 1120 miles Lender's profile and map Reviews PHB Employees Federal Credit Union 7773 West Ridge Road, Fairview, PA, 16415 PHB Employees Federal Credit Union has been providing the products and services needed by its members for their financial security since 1949. Savings products, fee-free checking accounts, ATM and debit cards, direct deposit, payroll deduction, equity loans, auto loans, personal loans for the added expense of new babies or education.
(918) 458-0784 1120 miles Lender's profile and map Reviews HOME MORTGAGE RESOURCE, INC. 1409 S. Muskogee Ave, Suite 1, Tahlequah, OK, 74465 HOME MORTGAGE RESOURCE, INC full service mortgage company with an experienced staff offering expertise in every area of mortgage lending...from purchase to refinance to construction lending. We have access to a full range of mortgage sources and all of our lending specialists are dedicated to finding the right loan-with the best rates.
(203) 816-6617 1120 miles Lender's profile and map Reviews Nationwide Capital LLC 1010 Summer St, Suite 202, Stamford, CT, 06905 At Nationwide Capital we are ready to fund your property’s needs and offer quick closings to achieve your financial goals. We offer a variety of commercial real estate financing options with competitive rates and flexible repayment terms to meet your needs. Our loan professionals will work closely with you to develop a plan.
(203) 816-6672 1120 miles Lender's profile and map Reviews USA Capital Inc 1010 Summer St, Suite 202, Stamford, CT, 06905 USA CAPITAL, INC provides integrated debt and equity capital to the multifamily, retail, office, industrial, student and seniors housing, and health care industries. USA CAPITAL, INC is recognized for its industry expertise, innovative and comprehensive debt structures, and consistently high volumes of deals closed.
(203) 977-2441 1120 miles Lender's profile and map Reviews MA Mortgage LLC 1234 Summer Street, Suite 400, Stamford, CT, 06905 "Since 1995, we’ve had the privilege of serving mortgage customers in Connecticut. We live our mantra that “It’s All About You”- our customers. We operate with integrity. And. we pride ourselves on providing our customers with the highest levels of customer service you will ever receive from a mortgage company."
(877) 308-5060 1120 miles Lender's profile and map Reviews Warshaw Capital, LLC 2777 Summer St, Suite 306, Stamford, CT, 06905 Our mission is to serve our customers with honesty, integrity, and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. We work hard to help borrowers overcome roadblocks that can arise while securing a loan.
(281) 942-0596 1121 miles Lender's profile and map Reviews BRM Mortgage Services 2201 Midway Rd, Suite 1080, Carrollton, TX, 75006 At B R M Mortgage Services, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you.
(972) 416-4100 1121 miles Lender's profile and map Reviews Millennium Mortgage Services Corporation 1038 South Elm Street, Carrollton, TX, 75006 Millennium Mortgage Services has been committed to providing our customers with the highest quality of service and the lowest mortgage rate loans available in the Texas mortgage industry. Our High Service Standards and Commitment to Quality assure you that you will receive, prompt loan determination, full program disclosures.
(469) 450-2314 1121 miles Lender's profile and map Reviews JUST MORTGAGES, INC. 2418 Marsh Lane, Suite 104, Carrollton, TX, 75006 Just Mortgages is the mortgage services arm of Spicerhaart, one of the UK’s largest independent Estate Agency established in 1989. Just Mortgages employ over 150 in-branch Mortgage & Protection Advisers across the UK and have recently launched a highly successful self-employed division, now thriving with 180 advisers across the country.