USDA VS FHA in Lake-Sarasota, Sarasota County, FL

In 2025, the USDA loan limit for Lake-Sarasota, located in Sarasota County, FL, is set at $338,500. Meanwhile, the FHA loan limit for a single-family residence is $356,362.

Employ the Lendersa® USDA loan calculator to evaluate the current USDA versus FHA rates, and ascertain the income, credit, reserves, and documents required for eligibility. Our state-of-the-art mortgage calculator lets you compare USDA, FHA, Conforming, and VA programs side by side, tailoring your decision to fit your financial situation in Alabama.

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2025 Loan Limits and Down Payment Requirements in Lake-Sarasota, Sarasota County, FL

Loan Type Loan Limit Down Payment
USDA $338,500 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

Exploring USDA and FHA Loan Options in Lake-Sarasota, FL

The purpose of Lendersa® is to facilitate the swift and seamless acquisition of premium USDA or FHA loans. You can choose from three initial pathways, leading you to matching lenders and appropriate USDA loan schemes.

Lendersa USDA loan request and matching results

What Constitutes a USDA Loan in FL?

A USDA home loan is endorsed by the Department of Agriculture, also known as a USDA rural development loan or mortgage. Specific to rural areas, it contrasts FHA loans, which require a minimum 3.5% down payment, as USDA loans do not necessitate any down payment, offering an advantage for eligible rural buyers.

Enter your location to find out if it qualifies for USDA rural housing loan?



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  • We are a Global Investment firm registered in the United Kingdom. We offer Debt Funding for a safe moderate and sustainable return of interest/profit. We invest globally,we invest in all profitable sector. We will only need your business plan for us to move forward for the next step.
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  • We are a Global Investment firm registered in the United Kingdom. We offer Debt Funding for a safe moderate and sustainable return of interest/profit. We invest globally any where in the world. We invest in all industries and all sector. We will need business plan from the client. We also invest in startups companies anywhere in the world.
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