In 2026, the USDA loan limit for Lake-Sarasota, located in Sarasota County, FL, is set at $338,500. Meanwhile, the FHA loan limit for a single-family residence is $356,362.
Employ the Lendersa® USDA loan calculator to evaluate the current USDA versus FHA rates, and ascertain the income, credit, reserves, and documents required for eligibility. Our state-of-the-art mortgage calculator lets you compare USDA, FHA, Conforming, and VA programs side by side, tailoring your decision to fit your financial situation in Alabama.
2026 Loan Limits and Down Payment Requirements in Lake-Sarasota, Sarasota County, FL
Loan Type
Loan Limit
Down Payment
USDA
$338,500
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Exploring USDA and FHA Loan Options in Lake-Sarasota, FL
The purpose of Lendersa® is to facilitate the swift and seamless acquisition of premium USDA or FHA loans. You can choose from three initial pathways, leading you to matching lenders and appropriate USDA loan schemes.
A USDA home loan is endorsed by the Department of Agriculture, also known as a USDA rural development loan or mortgage. Specific to rural areas, it contrasts FHA loans, which require a minimum 3.5% down payment, as USDA loans do not necessitate any down payment, offering an advantage for eligible rural buyers.
We're proud to meet the individual needs of individuals, families, and business owners throughout Rhode Island. As a full service commercial bank, we offer a range of products and services and a local team of experienced professionals who will take the time to get to know you and deliver them to you personally.
Our product offerings are structured to provide you with maximum flexibility in creating the right financing package for you. Many firms specialize in a single product focus such as lines of credit or SBA loans but they lack an ability to draw from other resources to help your business.
Mortgage Servicing Solutions provides residential mortgage customers with innovative servicing solutions. We understand how important homeownership is and our goal is to provide the highest standard of servicing support and customer care.
Founded in 2016 and headquartered in Providence, Rhode Island
One Custom House St, Suite 4, Providence, RI, 02903
Founded in 2001 by Sean N. Marchionte and Richard R. Tasca, Bluedog Capital Partners, LLC is a boutique real estate investment firm located in the financial district of Providence, Rhode Island. Bluedog has built its portfolio of business through commercial real estate debt and equity investments ranging from single-family
MortgageGiver is a bold and innovative company whose structure and philosophy is created with you, the customer, in mind. Our Loan Originators are, without exception, knowledgeable, experienced, and established. Our management and production style is geared first and foremost toward processing and closing your mortgage transaction.
"NORTHBOROUGH HAS OVER 50 YEARS OF COMBINED REAL ESTATE EXPERIENCE IN THE COMMERCIAL LENDING ARENA.
We are focused on direct lending and note purchases secured by commercial real estate in the New England market. THERE ARE MANY REASONS INVESTORS USE PRIVATE LENDERS OR SO CALLED “HARD MONEY” FOR THEIR PROJECTS. "
McPherson Co-Op Credit Union has been a member-owned, not-for-profit financial institution. We have come a long way since the card table in the basement! The mission of MCCU is following the credit union philosophy of “People Helping People” by providing quality financial services to our members.
Capital Good Fund is a nonprofit, U.S. Treasury-certified Community Development Financial Institution that helps people fix their finances. We offer small loans and personalized Financial + Health Coaching to families in Rhode Island, Florida, Massachusetts, Delaware, Illinois, Texas and Colorado.
Homestar Mortgage is one of Rhode Island's largest independent mortgage lenders and brokers, offering home and commercial loans, constructions loans, reverse mortgages, and refinancing programs. With offices in Providence, Wakefield and Plainville, MA, Homestar is a licensed mortgage lender
