USDA Vs. FHA Pro and Con comparison in North-Port, Sarasota County, FL
In 2026, the USDA loan limit for North-Port, located in the county of Sarasota, FL, is $338,500, compared to the FHA limit of $356,362 for a single-family home.
Take advantage of the Lendersa® USDA loan calculator to compare today's leading USDA vs. FHA rates and determine the necessary income, credit, reserves, and documents for qualification. Our advanced mortgage calculator enables you to view USDA, FHA, Conforming, and VA programs side by side, assisting you in selecting the best option tailored to your financial situation in .
2026 Loan Limits and Downpayment Requirements in North-Port, County of Sarasota, FL
Loan Type
Loan Limit
Down Payment
USDA
$338,500
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Exploring USDA and FHA Loan Options in North-Port, FL
Lendersa® aims to seamlessly secure the most favorable USDA or FHA loan for you quickly. Choose one of three approaches to connect with matching lenders and explore USDA loan options.
The USDA home loan, also known as the USDA rural development loan or USDA mortgage, is backed by the government's Department of Agriculture and is available only in rural areas. Unlike FHA loans, which require a minimum 3.5% down payment, USDA loans do not require any down payment.
Bank of Clarkson is proud to be a locally-owned hometown bank. We are dedicated to not only meeting but exceeding your customer service expectations of quality customer service.
This bank and every director, officer and employee is a part of this community. We live, shop and belong to the same organizations as you.
5100 George Washington Highway, Portsmouth, VA, 23702
We have been in business since before Tidewater was Hampton Roads and rebranded into #the757 of Coastal Virginia. We have survived recessions, depressions, and natural disasters and will continue to serve you in years to come. Northern Star CU is located in Portsmouth, Virginia. 5100 George Washington Highway, Portsmouth, VA 23702.
Security Bank's heritage is one built on financial strength and integrity. Our corporation was chartered as a state bank on April 3, 1931. At that time, it was called Newbern State Bank and was located in downtown Newbern.
In October 1968, the name was changed to Security State Bank to reflect its expansion into other Dyer County towns.
The Lincoln National Bank is a community bank and we take personal pride in giving one on one, friendly service for all your banking needs. We are a full service bank and offer a variety of checking, savings and loan products and other services. We've been committed to serving Hodgenville, LaRue County and the surrounding area since 1889.
Magnolia Bank is a community bank established in 1919 with a strong commitment to excellent customer service. This approach to banking is what we were founded on and what has allowed us to grow and serve new markets. At our banking centers in KY, we offer a variety of financial services to meet all your personal and business banking needs.
2476 Nimmo Parkway, Unit 118 B, Virginia Beach, VA, 23456
United Atlantic Mortgage in Virginia Beach is dedicated to providing full service mortgage brokering for the residents, professionals, and military service members of Virginia. Our experienced staff is able to offer expert advice in all areas of mortgage lending; from purchasing to refinancing, real estate to construction, and more.
ABNB Federal Credit Union celebrating over 62 years of serving members. As a member owned financial institution, we’ve grown to over 78, 000 members, have over $780 million in assets, and are a regional financial institution serving members in Greater Hampton Roads and Northeastern North Carolina through the Outer Banks.
1512 Technology Drive, Suite 103, Chesapeake, VA, 23320
Our team is committed to providing our clients with the highest quality financial services combined with the lowest rates available in your area. Our outstanding mortgage professionals will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
Tidewater Home Funding, LLC has been helping neighbors across Hampton Roads and Northeast North Carolina realize the dream of homeownership. Processing, underwriting, loan closing, and funding functions are local and performed in-house enabling our team to provide the utmost in customer service.
2147 Old Greenbrier Rd, Suite A, Chesapeake, VA, 23320
Atlantic Financial Services is a family-owned company that has provided traditional installment lending for more than 20 years. Burnie Staples is the founder and President of Atlantic Financial Services. We are committed to valuing and enriching our customers and employees and being a leader in innovation and technology.
CornerStone Bank will be recognized as the best and most caring place to bank in each of the communities it serves. Our Mission is To deliver exceptional service every day & to demonstrate in every interaction with customers, shareholders, employees & the community, the things we value most: integrity, excellence, reputation & results.
