USDA VS FHA in North-Port, Sarasota County, FL

In 2024, USDA loan limit in North-Port, county of Sarasota, FL is $338,500 while FHA limit is $356,362 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

Compare loan offers from 100 lenders

2024 loan limits and downpayment requirments in North-Port, county of Sarasota, FL

Loan Type Loan Limit Down payment
USDA $338,500 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

USDA and FHA loan options in North-Port, FL

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in Florida?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • BTH Bank
  • 6657 Old Jacksonville Hwy, Tyler, TX, 75703
  • BTH Bank has over 107 years of history and maintains an equity ratio well above regulatory guidelines. In 2013, approximately 185 subscribers invested $42 million new equity into the bank. Those shareholders as well as the then approximately 400 existing shareholders have illustrated their respect
  • Home Life Lending
  • 7922 S Broadway Ave, Tyler, TX, 75703
  • We are committed to helping you and putting your best interests first! Each client is unique and viewed as an opportunity to add value by finding the best loan product for each individual borrower’s specific financial goals, offering wholesale pricing on interest rates and the lowest transaction costs, while providing financial education.
  • Eagle Home Loans ©
  • 4550 Kinsey Dr, Tyler, TX, 75703
  • Eagle Home Loans was founded by Jon Jacobs in 2017. Jon has been an East Texas (Tyler) resident since 1978. He earned his BSBM and MBA from LeTourneau University. Jon Jacobs goal is to achieve this through relationship building discussions with my clients, while understanding their desires, needs and future plans, and explain the lending process.
  • Avenue Mortgage, LLC
  • 100 Independence Place, Suite 308, Tyler, TX, 75703
  • Avenue Mortgage team, we have a great passion for our work. Mortgage information is everywhere, but mortgage wisdom is rare. Our goal is to understand the needs of our clients and to provide the best mortgage solutions at the most competitive rates. Our commitment is to deliver what we promise and we are dedicated to providing,
  • Tyler Home Mortgage
  • 1406 Rice Rd, Suite 200, Tyler, TX, 75703
  • Founded in 2007, the key to our success has been a combination of consistently offering the lowest possible and above all providing outstanding customer service. We take pride in treating our clients with honesty and integrity.We want to get to know you so that one of our seasoned loan officers can offer you the ideal financing solution.
  • Crosspoint Lending
  • 6115 New Copeland Road, Suite 140, Tyler, TX, 75703
  • At Crosspoint Lending we pride ourselves in delivering clients the best service & experience through focusing on core values: WORK ETHIC RESPECT & EXPERIENCE. Those 3 key characteristics along with family values are the foundation in which CLG is built upon. Crosspoint Lending is passionate about helping YOU find the best mortgage
  • The Mortgage House
  • 7428 Old Jacksonville Hwy, Suite 80, Tyler, TX, 75703
  • The Mortgage House is a locally owned and operated mortgage brokerage firm. We specialize in Conventional, FHA, VA and USDA home loans. Whether you're looking to purchase or refinance we're here to walk you through the process! We will treat you with the respect due an esteemed customer and give you the personal service you deserve.
  • TYLER LENDING GROUP
  • 6649 Oak Hill Blvd, Tyler, TX, 75703
  • Tyler Lending Group, we’ll work hard to help you find the right home loan for your needs. We will shop our extensive network of competitive nationwide mortgage lenders to find the perfect mortgage for you. We work hard to help our clients find and secure the very best terms and rates available.
  • Main Street Home Loans
  • 19775 Belmont Executive Plaza, Suite 350, Ashburn, VA, 20147
  • Main Street Home Loans was founded on the philosophy that “One size does NOT fit all.” Especially when it comes to your home. We take a very consultative approach with every client to ensure that this new mortgage fits within their short- and long-term financial goals.Each of our Home Loan Consultants understand.
  • First National Bank in Pinckneyville
  • 210 S. Main St., Pinckneyville, IL, 62274
  • From its beginning in 1901, First National Bank in Pinckneyville has grown to be one of the largest financial institutions in Perry County. We are a privately-owned, locally-operated bank with assets of more than $100 million. At FNB, we take great pride in giving back to the community by supporting myriad groups.
  • Murphy-Wall State Bank & Trust Company
  • 105 E Water Street, Pinckneyville, IL, 62274
  • Murphy-Wall State Bank is here to provide quality bank services to our service area, & to provide a fair return to our shareholders. We will be responsible citizens & will participate in community activities, both by making contributions to worthwhile causes and by contributing our time as individuals. Our customers are our most important assets.