USDA Loan Vs. FHA loan for North-Port, FL [ best of 2023]

In 2025, USDA loan limit in North-Port, county of Sarasota, FL is $338,500 while FHA limit is $356,362 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in North-Port, FL

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Florida?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(252) 354-4700 605 miles Lender's profile and map Reviews Eastern Mortgage Company, Inc. 7601 Emerald Drive, Emerald Isle, NC, 28594 Eastern Mortgage Company Inc., has put over 150 years of mortgage experience to work for their clients. We take a great deal of pride in providing innovative and competitive mortgage products. Here at Eastern Mortgage we use a blend of old fashioned honest work ethic and modern technology with state of the art automated underwriting
(601) 605-8600 605 miles Lender's profile and map Reviews ECM Federal Credit Union 665 Highland Colony Parkway, Ridgeland, MS, 39157 At ECM Federal Credit Union! We are a member-owned credit union. When you join the family, you can take advantage of banking services, competitive rates, and personalized service. ECM Federal Credit Union has been open since 1967. It is the 25th largest credit union in Mississippi with assets totaling $25.84 Million
(601) 922-3350 605 miles Lender's profile and map Reviews Members Exchange Credit Union 107 Marketridge Drive, Ridgeland, MS, 39157 MECU was originally chartered solely for the employees of Presto Manufacturing Company in Jackson. Our humble credit union has grown to include more than 600 member companies across central and northern Mississippi. At Members Exchange, you’ll know right away that you’re more than a customer – you’re a member.
(601) 977-8381 605 miles Lender's profile and map Reviews First South Farm Credit 574 Highland Colony Parkway, Ridgeland, MS, 39157 First South is a financial cooperative, which means we are owned by customers just like you. When borrowing from First South, you become a stockholder and a member. Our mission is to support agriculture and rural communities by providing a steady flow of credit to eligible borrowers in Alabama, Louisiana, and Mississippi.
(601) 605-9979 605 miles Lender's profile and map Reviews Residential Mortgage Corporation 309 Newpointe Drive, Suite C, Ridgeland, MS, 39157 Residential Mortgage Corp is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward.
(601) 977-9468 605 miles Lender's profile and map Reviews Brightview Credit Union 713 South Pear Orchard Road, Suite 101, Ridgeland, MS, 39157 BrightView Credit Union is owned by its customers, but instead of customers, we call them “members.” Other financial institutions have stockholders who own the institution. Our members are owners and “users” of BrightView. When an individual joins BrightView, part of their initial deposit is their “share” of ownership in the credit union.
(601) 899-0113 605 miles Lender's profile and map Reviews Affordable Lending Group Llc 589 Northpark Drive, Suite D, Ridgeland, MS, 39157 Our mortgage experts will analyze your finances and recommend the best mortgage that suites your needs. Once we gather all of the information we will give your options and help you decide which product is the best fit for you. Our goal is to get you the best possible deal available.
(601) 850-2379 605 miles Lender's profile and map Reviews Liberty Financial Madison 875 Northpark Dr, Suite A Bldg 1, Ridgeland, MS, 39157 Liberty Financial is one of the Madison area’s most successful and highly regarded mortgage lenders. We serve customers by providing access to a complete array of mortgage lending products, including conventional loans, jumbo mortgages, VA loans, FHA loans, refinancing loans, and many more.
(601) 651-3959 605 miles Lender's profile and map Reviews MS Lending, LLC 681 Towne Center Blvd, Suite A, Ridgeland, MS, 39157 MS Lending, LLC is a boutique mortgage brokerage lending throughout the state of Mississippi with offices in Ridgeland and Ocean Springs, Mississippi. Whether buying or refinancing, MS Lending has a wide array of options to help you meet your financial goals. Michelle Dugan has been named a Top 20 Mortgage Professional in 2020 by Yahoo! Finance,
(601) 853-1181 605 miles Lender's profile and map Reviews RiverHills Bank MS 100 Fountains Blvd, Madison, MS, 39110 RiverHills Bank has been the financial institution of choice for many individuals, businesses and organizations throughout Mississippi since 1890. Our customers value the personal service we provide and are secure in the knowledge they are working with a locally owned bank that shares their sense of community.
(865) 453-2650 605 miles Lender's profile and map Reviews SmartBank 2430 Teaster Ln, Suite 205, Pigeon Forge, TN, 37863 SmartBank emerged in January 2006, when long-time executive Bankers Bill Carroll and Billy Carroll decided to start the process of organizing a Bank with the image, values and service level that would become incomparable to any other Bank in the market. SmartBank opened its first office in January 2007