USDA Vs. FHA Pro and Con comparison in Davenport, Polk County, FL
In 2025, USDA loan limit in Davenport, county of Polk, FL is $336,500 while FHA limit is $472,030 for a single-family home.
Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.
2025 loan limits and downpayment requirments in Davenport, county of Polk, FL
Loan Type
Loan Limit
Down payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA loan options in Davenport, FL
Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.
USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
At Sikorsky Credit Union, we believe that the financial choices you make today, like where you bank, can help you live a better life tomorrow. We are very proud to be named the #1 Credit Union in Connecticut by Forbes in both 2020 and 2021. We do business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act.
Main Street Mortgage was founded by David Bigley in 1996. David has been helping Connecticut residents finance their homes for over 34 years.David is an active member in the Stratford community as a volunteer for Merton House Soup Kitchen, Fairfield Prep Fathers Club and coach for Sterling House Youth Sports Basketball and Soccer.
The State Bank of Geneva is committed to being your first choice for financial services. We are locally owned and managed with experienced staff and management who are engaged and focused on excellence. Community banking at SBG means we know all our customers and provide the same products and services as our much larger brethren.
206 1/2 West State Street, Suite 202, Geneva, IL, 60134
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
First Cosmopolitan has maintained superior service and a commitment to providing competitive mortgage products. We have over 100 years of combined mortgage experience which in conjunction with a state of the art mortgage product portfolio has made us a well known financing option for thousands of homeowners.
At Gabriels Community Credit Union. In 1957 a small group of parishioners joined together in the spirit of cooperation to offer members personal financial services. From this humble beginning, Resurrection Parish Credit Union was born.
Over the years the Credit Union has grown up with the community
Peoples National Bank of Kewanee is a long-standing institution in Central Illinois. Serving Kewanee for over 90 years, Peoples National Bank of Kewanee also serves the communities of Annawan, Bradford, Dwight, Manlius, Reynolds, Seneca
On March 1, 1928, Peoples State Savings Bank opened its doors at the corner of Tremont and Second Streets.
Welcome to Allegan Credit Union, where the golden rule rules and we take a human approach to all we do. Basically, it means, we’re just a bunch of people helping people get to the life they want to have. When you pull up to our Allegan branch you’ll be welcomed by lots of parking, a warm smile and a hot cup of coffee.
The Milford Bank has a variety of loan programs with competitive rates and quality hometown customer service everyday. Many types of consumer loans can be completed in less than 30 minutes because paperwork is greatly simplified. Our consumer loan programs are available for residents.
In 1932, during the Great Depression, ten teachers agreed to establish a credit union to serve educators. San Antonio Teachers Credit Union (SATCU), the first state-chartered credit union in San Antonio, was born and proudly served members under that name for 70 years. In 2002, SATCU became Firstmark Credit Union.
