USDA VS FHA in Davenport, Polk County, FL

In 2025, the USDA loan limit for Davenport, in the county of Polk, FL, is set at $336,500. Meanwhile, the FHA limit for a single-family home is $472,030.

Use the Lendersa® USDA loan calculator to compare today's top USDA vs. FHA rates and figure out the income, credit, reserves, and documents needed to qualify. Our advanced mortgage calculator allows you to see USDA, FHA, Conforming, and VA loans side by side, assisting you in picking the best program for your financial needs in .

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2025 Loan Limits and Down Payment Requirements in Davenport, Polk, FL

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Options in Davenport, FL

Lendersa® aims to promptly secure the optimal USDA or FHA loan for you without hassle. Choose one of three starting options to engage with matching lenders and explore USDA loan programs.

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What is a USDA Loan in FL?

The USDA home loan, guaranteed by the Department of Agriculture and also known as a USDA rural development loan, is available exclusively in rural areas. Unlike FHA loans, which require a minimum 3.5% down payment, USDA mortgages require no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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