USDA Vs. FHA your options comparison in Davenport, Polk County, FL
In 2025, the USDA loan limit for Davenport, in the county of Polk, FL, is set at $336,500. Meanwhile, the FHA limit for a single-family home is $472,030.
Use the Lendersa® USDA loan calculator to compare today's top USDA vs. FHA rates and figure out the income, credit, reserves, and documents needed to qualify. Our advanced mortgage calculator allows you to see USDA, FHA, Conforming, and VA loans side by side, assisting you in picking the best program for your financial needs in .
2025 Loan Limits and Down Payment Requirements in Davenport, Polk, FL
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Options in Davenport, FL
Lendersa® aims to promptly secure the optimal USDA or FHA loan for you without hassle. Choose one of three starting options to engage with matching lenders and explore USDA loan programs.
The USDA home loan, guaranteed by the Department of Agriculture and also known as a USDA rural development loan, is available exclusively in rural areas. Unlike FHA loans, which require a minimum 3.5% down payment, USDA mortgages require no down payment.
11622 El Camino Real, Suite 100, San Diego, CA, 92130
Integras Home Loans is part of the BR Financial Solutions, INC family of companies established in 2003 with the mission of creating extraordinary mortgage solutions for property owners of California. That mission continues to be a driving force through today. We have always sought out the nation's most creative and responsible lenders.
12707 High Bluff Drive, Suite 200, San Diego, CA, 92130
KAM is a licensed mortgage brokerage in California. KAM is approved with several wholesale lenders that do conventional, conforming, FHA, VA, USDA, jumbo, super Jumbo, reverse mortgages, commercial, construction and private money loans. KAM also provides its loan officers with access to credit reports, loan origination software, DU, LP, processing
"RWM Home Loans is a local community mortgage banking corporation that was founded in 1994, by experienced professionals who had been in the California real estate market and mortgage industry for over a two decades. Their mission statement hits a core:
Our goal is to provide borrowers the highest level of customer service,"
12707 High Bluff Drive, Ste. 200, San Diego, CA, 92130
Complete Lending is both a private and hard money lender, specializing in non-owner occupied residential investment loans. What makes Complete Lending unique is we are the Nation’s only consultative lender. While many private money lenders can fund your loan, they lack the real world
12707 High Bluff Drive, Suite 200, San Diego, CA, 92130
G. Halsey Wickser, Loan Agent specializes in conventional refinance loansthroughout Glendale and Los Angeles County. We also offer home mortgage loans statewide and commercial loans nationwide. Whether you are refinancing or purchasing a home, we can help you save money. Additionally, we help startups with business loans and swing loans
12526 High Bluff Drive, Suite 300, San Diego, CA, 92130
Maggio Capital, Inc., is based in San Diego, California. We originate, underwrite and facilitate non-traditional mortgages on residential and commercial properties throughout California. We make private or hard money loans primarily in the following California markets: San Diego County, Orange County, Los Angeles hard money loans
Investor Direct Capital, Inc. provides commercial, business purpose loans to investors of single and multi-family investment properties. Loans made my Investor Direct Capital, Inc. are for investment purposes only and not for owner-occupied properties. Loan product availability may be limited in certain states.
12636 High Bluff Drive, Suite 400, SAN DIEGO, CA, 92130
Trilion Capital is one of California's leading private hard money lenders focused on providing short-term financing to a growing niche of residential fix & flip builders. The company provides loans to investors who purchase distressed residential property, add value through repairs and renovation, and then sell the rehabilitated homes for profit.
Joseph R. Mercurio Real Estate and Mortgage is fully amortized over a 15-year period and features constant monthly payments. It offers all the advantages of the 30-year loan, plus a lower interest rate and you’ll own your home twice as fast. The disadvantage is that, with a 15-year loan, you commit to a higher monthly payment.
North County Mortgage Corporation is committed to helping you find the right mortgage product for your needs. We understand that every client is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools.
