USDA Loan Vs. FHA loan for Davenport, FL [Polk County Rates 2023]

In 2025, USDA loan limit in Davenport, county of Polk, FL is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Davenport, FL

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Florida?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(616) 842-6320 1064 miles Lender's profile and map Reviews Tri-Cities Credit Union 905 Pennoyer Avenue, Grand Haven, MI, 49417 Tri-Cities Credit Union is a unique financial institution. We are not-for-profit, member-owned, & democratically operated by those very same members. Unlike profit-driven financial institutions, we return our excess earnings to our members in the form of friendly service, low interest rates on loans, higher yields on savings & investment accounts,
(913) 599-9222 1064 miles Lender's profile and map Reviews Smart Home Lending 6801 W. 107th St, Suite 106, Overland Park, KS, 66212 Purchasing a home is an important step of your life, whether it’s your first home or fifth move. We understand it. That’s why we built a mortgage company that places you and your needs at the center of everything we do. We specialize in a variety of mortgage services aimed at helping to secure all of your property-financing needs.
(913) 944-4767 1064 miles Lender's profile and map Reviews Fortress Home Loans 6801 W 107th St, Suite 106, Overland Park, KS, 66212 Jim Casson focus on residential home loans for clients.We offer the ideal combination of flexibility & experience.Our commitment is to ensure our clients have the right loan, at the right time, for the right reason.Residential home loans for clients.We offer the ideal combination of flexibility & experience. Our commitment is to ensure our client.
(563) 388-8328 1064 miles Lender's profile and map Reviews The Family Credit Union 1530 W 53rd Street, Davenport, IA, 52806 The Family Credit Union provides relevant financial products and services to encourage the lifelong success of our members. The credit union was originally founded in 1935 as the Kohrs Credit Union. Shortly thereafter the name changed to Oscar Mayer Credit Union after the Oscar Mayer Company purchased Kohrs.
(405) 743-3328 1064 miles Lender's profile and map Reviews Oklahoma Community Credit Union 311 E McElroy Road, Stillwater, OK, 74075 Oklahoma Community Credit Union is the only original Credit Union from Stillwater, OK. Oklahoma Community Credit Union was founded at Oklahoma State University in 1968. We have grown from a small room, open once a week in the Student Union, to two Stillwater locations and over 13, 000 members.
(816) 931-4060 1064 miles Lender's profile and map Reviews Country Club Bank 1 Ward Parkway, Kansas City, MO, 64112 Country Club Bank (Member FDIC, Equal Housing Lender) is a locally owned community bank that offers a total-life lineup of products and services. Visit with our experienced professionals at over 21 locations across the greater Kansas City area. Our expertise includes banking, investments, trusts, mergers & acquisitions, estate planning and much mor
(816) 931-4060 1064 miles Lender's profile and map Reviews Country Club Bank 1 Ward Parkway, Kansas City, MO, 64112 Founded in 1953 as Ward Parkway Bank, Country Club Bank adopted its current moniker in 1963, with its present holding company, CCB Financial Corporation, established shortly thereafter in 1968. The late Byron Thompson, iconic Kansas City entrepreneur and former chairman, acquired majority stock ownership in 1985.
(913) 713-0300 1064 miles Lender's profile and map Reviews Bank of Prairie Village 3515 W. 75th Street, Prairie Village, KS, 66208 Bank Of Prairie Village is a branch office of Bank Of Prairie Village. They provide the following services: Full Service Office Location and are located at 3515 W. 75th Street in Prairie Village Kansas. Mobile and traditional directions to this location can be found below along with ratings, their phone number, online banking website
(816) 504-2800 1064 miles Lender's profile and map Reviews Greater KC Public Safety Credit Union 2800 E 14th Street, Kansas City, MO, 64127 Greater KC Public Safety Credit Union is a not-for-profit member-owned financial institution welcoming all public safety employees & their family members in the Kansas City metro area, or anywhere in the state of Missouri or Kansas. It is the only credit union in Kansas City solely dedicated to serving public safety agencies, & has been since 1934.
(816) 875-0074 1064 miles Lender's profile and map Reviews Elite Mortgage Group, LLC 7301 Mission Road, Suite 254B, Prairie Village, KS, 66208 Founded in 2014 and located in the Kansas City, MO area. Licensed in MO, KS, CO, FL, and GA. We have been in the Mortgage service business for over 6 successful years. This longevity and confidence comes from our Mortgage services to a great many buyers and sellers, and their recommendations to others that result in repeat referral business.