USDA Loan Vs. FHA loan pro & con Haines-City, Polk County, FL

In 2025, the USDA loan cap in Haines-City, located in the county of Polk, FL, stands at $285,000. Meanwhile, the FHA ceiling for a single-family residence is $356,362.

To evaluate the best rates between USDA and FHA loans today, utilize Lendersa®'s USDA loan calculator. This tool assists in assessing income, credit, reserves, and necessary documents for qualification. Our sophisticated mortgage calculator juxtaposes USDA, FHA, Conforming, and VA options, allowing you to choose the most suitable program for your financial scenario in Alabama.

Explore USDA and FHA loan solutions in Haines-City, FL

Lendersa® aims to secure the best USDA or FHA loans swiftly and effortlessly. Begin with one of three pathways to connect with matching lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in FL

A USDA home loan is a government-backed loan from the Department of Agriculture, often termed a USDA mortgage or rural development loan, applicable in rural areas. Unlike FHA loans that need at least a 3.5% down payment, USDA loans require none.

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(518) 725-3191 Lender's profile and map Reviews First Choice Financial Federal Credit Union 355 Hales Mills Road, Gloversville, NY, 12078 First Choice Financial Federal Credit Union boasts over $152 Million in assets and is located in three great locations in Gloversville, NY and Broadalbin, NY. FCFFCU provides a wide range of quality financial services while preserving a competitive and stable financial institution. FCFFCU is a not-for-profit cooperative owned
(580) 532-6611 Lender's profile and map Reviews The First State Bank of Pond Creek, Oklahoma 136 West Broadway, Pond Creek, OK, 73766 The First State Bank was established in 1893 in Pond Creek, making it one of the oldest full-service banking institutions in the State of Oklahoma. The First State Bank has been the hub of financial activity for many farmers and ranchers as well as the primary lending source for many Northwest Oklahoma businessmen.
(401) 658-0010 Lender's profile and map Reviews Cumberland Municipal Employees Federal Credit Union 2145 Diamond Hill Road, Cumberland, RI, 02864 Cumberland Municipal Employees Federal Credit Union of Cumberland, RI has 1163 members and assets of $7.5 million. The Credit Union, opened in 1962, as the Cumberland School Employees Credit Union. Then in 1993 it was changed to Cumberland Municipal Employees Federal Credit Union.
(608) 838-3141 Lender's profile and map Reviews Oregon Community Bank 733 N Main St, Oregon, WI, 53575 One Community Bank is a $1.6 billion community bank in south central Wisconsin. The bank, which was founded in 1976, focuses on three core priorities: serving clients, supporting colleagues and investing in local communities. It has 10 offices in the communities of Oregon, McFarland, Stoughton, Waunakee, Sun Prairie, Middleton, Adams, Oxford
(620) 326-3361 Lender's profile and map Reviews Impact Bank 206 East Harvey Avenue, Wellington, KS, 67152 Impact Bank was created by the April 2, 2012 merger of Caldwell State Bank and First National Bank in Wellington. Both financial institutions were healthy, long-standing community banks serving local families and businesses for generations. Caldwell State Bank was founded in 1928 and First National Bank in Wellington began in 1879.
(620) 326-7471 Lender's profile and map Reviews Bank of Commerce and Trust Company 201 West Harvey Avenue, Wellington, KS, 67152 The Bank of Commerce and Trust Company, formerly known as the National Bank of Commerce, can trace its roots to the oldest bank in Wellington, the Woods Bank. In October of 1873 Mr. John J. Woods opened the Woods Bank at the southwest corner of Washington and 7th Streets in a frame building. For several years,
(405) 663-2214 Lender's profile and map Reviews Bank of Hydro 146 West Main Street, Hydro, OK, 73048 We started as a community bank, and even though we’ve grown, we haven’t really changed. Handling the daily banking needs of our friends and neighbors is central to everything we do. When it comes time for you to take on bigger and better challenges, we’re there with all your needs for personal and commercial lending.
(855) 444-6861 Lender's profile and map Reviews MoutainOne Bank 93 Main Street, North Adams, MA, 01247 MountainOne is dedicated to the local communities we serve, with a mission of delivering solutions of real value that help individuals, businesses, and community institutions manage their financial lives with clarity & confidence. Founded in 1848, MountainOne Bank provides a complete array of personal and business banking and electronic services.
(774) 322-2763 Lender's profile and map Reviews My City Personal Loan's 53 Belleville Rd, New Bedford, MA, 02745 We want to hear from you and are available to help you find a lender as quickly as possible. No matter what your credit score is or don’t have one, contact us today. We want to help you find a lender who can offer you a loan for bad credit that fits your needs. You don’t have to pay us anything – our services are completely free.
(785) 273-5004 Lender's profile and map Reviews KDWallStreet Mortgage, LLC 6540 SW 10th Ave, Suite 102, Topeka, KS, 66615 At KDWallStreet Mortgage LLC, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
(319) 465-5921 Lender's profile and map Reviews Citizens State Bank 117 West First Street, Monticello, IA, 52310 Citizens State Bank, with assets over $400 million, is one of the largest financial institutions in the state of Iowa. We operate seven banking offices & 12 ATMs in four Iowa counties. Citizens State Bank provides a full line of banking, brokerage, insurance, investment, mortgage, income, trust & payment service products to consumers & businesses.