USDA Vs. FHA your options comparison in Lely, Collier County, FL
In 2025, the USDA loan limit in Lely, county of Collier, FL, is $441,600, while the FHA limit for a single-family home is $672,750.
Use the Lendersa® USDA loan calculator to contrast the top USDA vs. FHA rates today. Determine the income, credit, reserves, and documents required for qualification. Our advanced mortgage calculator shows USDA, FHA, Conforming, and VA options side by side, guiding you in selecting the best program for your financial needs in .
2025 Loan Limits and Down Payment Requirements in Lely, Collier, FL
Loan Type
Loan Limit
Down Payment
USDA
$441,600
0%
FHA
$672,750
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Lely, FL
Lendersa® aims to quickly connect you to the best USDA or FHA loan without hassle. Start by choosing one of three options to find matching lenders and USDA loan programs.
A USDA home loan, backed by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is available only in rural areas. Unlike FHA loans requiring a minimum of 3.5% down, USDA loans require no down payment.
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Muskegon Co-op FCU is a full service financial institution offering loans, CDs, interest checking with identity theft, money market accounts and more.
MUSKEGON CO-OP FEDERAL CREDIT UNION is an entity registered with the U.S. General Services Administration (GSA), System for Award Management (SAM). The corporation number is #FSVCE1DJHJT7.
West Michigan Postal Service Federal Credit Union was chartered in May 29, 1952, by 8 visionary postal employees, for the purpose of saving themselves, co-workers and their families' money. As a member-owned financial institution, West Michigan Postal Service Federal Credit Union is dedicated to serving only the interests of our members.
At KDWallStreet Mortgage LLC, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
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Southwest National Bank’s original bank charter was granted to L. S. Naftzger on March 15, 1915 to do business as Southwest State Bank. After eight years of operation, Southwest State Bank received authority to expand its operation as a national bank and remains today as one of only three banks in Wichita to survive the Great Depression of 1929.
The Bank of Richmondville was established in 1881 by the honorable Judge John Westover and James Foster as a privately owned bank. The bank's initial facility was located at Main and Summit Streets in Richmondville, New York.
In the fall of 1893, through the efforts of William Lewis and A.D. Frasier, the Bank of Richmondville was organized
Reliant Credit Union is a member-owned and member-driven full-service financial institution with nine branches across Monroe, Ontario, & Wayne Counties in New York. We're committed to making a difference in the communities we serve by improving our members' financial lives and exemplifying the credit union philosophy of "people helping people
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