USDA Vs. FHA Pro and Con comparison in Marco-Island, Collier County, FL
During 2025, the USDA loan limits in Marco-Island, situated in Collier county of FL, are set at $368,000. In contrast, the FHA limit for a single-family house reaches $460,000.
Utilize the Lendersa® USDA loan calculator to compare the premier rates of the USDA versus FHA today. This tool can assist you in determining the necessary income, credit ratings, reserves, and documentation to qualify. Our sophisticated mortgage calculator allows side-by-side comparisons of USDA, FHA, Conforming, and VA loans, ensuring you find the most suitable option in for your fiscal circumstances.
Loan limits and down payment necessities for 2025 in Marco-Island, Collier county, FL
Loan Type
Loan Limit
Down Payment
USDA
$368,000
0%
FHA
$460,000
3.5%
Conventional Conforming
$548,250
3%
Exploring USDA and FHA loans in Marco-Island, FL
The mission of Lendersa® is to swiftly and seamlessly secure the best USDA or FHA loan for you. Choose from three initial approaches that ensure matching with USDA loan lenders and programs.
A USDA home loan is government-backed by the Department of Agriculture, often termed a USDA rural development loan or USDA mortgage, and it's solely for rural areas. Unlike FHA loans that mandate a 3.5% minimum down payment, USDA loans require no down payment whatsoever.
Southwest Heritage CU was originally chartered in 1949 as a not-for-profit financial cooperative for 35 original members. As of January, 2012, we are proud to say we have well over 7, 500 members & total assets of over $75, 000, 000!Credit Union was originally chartered in 1949 as a not-for-profit financial cooperative for 35 original members.
Southwest 66 Credit Union began in late 1948 as a financial cooperative aimed at serving the needs of Permian Basin employees of the Phillips Petroleum company. The first chairman of the board was D.M. Hankings and the first Treasurer was A.W. Brumbelow. The first branch was located in Mr. Brumbelow's home.
Complex Community Federal Credit Union has been open since 1958. The credit union has assets totaling $633.38 Million & provides banking services to more than 40, 000 members as of March 2022. The credit union is a community-based financial institution. People living, working or worshipping in the credit union's geographic area can become a member.
St. Mary's Bank is proud of its heritage. For just over a century, we've been helping New Hampshire individuals, families, and businesses with a wide range of financial products and services, including checking accounts, personal loans, real estate loans, business banking, and savvy financial planning.
Security State Bank (SSB) is one of the oldest banks in Iowa. On July 1, 1884 the Bank of Radcliffe was the 1st Bank to be established in Radcliffe, Iowa. In 1914, the bank was incorporated & the name was changed to Security State Bank. We are proud to be celebrating over 135 years of community service to the Hardin, Hamilton, & Story County areas.
7750 Maryland Avenue, Suite 50004, Clayton, MO, 03105
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We offer our employees unlimited opportunities for career development.
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At Security Mortgage, a professional mortgage company specializing in residential mortgages. At Security Mortgage, we will find a loan that fits each borrower. Unlike big banks that have order takers helping you with your loan, we have highly skilled & trained loan consultants. Our consultants know what it takes to get through underwriting quickly.
PrimeWest Mortgage, decision making is kept to a local level and mortgage professionals are unwaveringly committed to deeply understanding every intricacy of every customer’s home buying experience. Because when that happens, a mortgage provider, even one with the backing of a company with national outreach, doesn’t just feel like a partner
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