USDA and FHA Pro and Con in Naples-Manor, Collier County, FL
In the year 2025, the USDA loan cap in Naples-Manor, located in Collier county, FL, is $368,000. For a single-family home, the FHA limit is $460,000.
To assess today's top USDA versus FHA rates, use the Lendersa® USDA loan calculator. This tool aids in understanding the income, credit requirements, reserves, and documentation necessary to qualify. Our advanced mortgage calculator offers a side-by-side look at USDA, FHA, Conforming, and VA loans to help you decide which option in is most suitable for your financial situation.
2025 Loan Limits and Down Payment Requirements in Naples-Manor, Collier, FL
Loan Type
Loan Limit
Down Payment
USDA
$368,000
0%
FHA
$460,000
3.5%
Conventional Conforming
$548,250
3%
Exploring USDA and FHA Loan Options in Naples-Manor, FL
The goal of Lendersa® is to swiftly secure the best USDA or FHA loan for you, without hassle. Choose one of three initial pathways to connect with lenders and discover USDA loan offerings.
A USDA home loan, backed by the Department of Agriculture, often referred to as a USDA rural development loan, is available exclusively in rural areas. Unlike FHA loans, which require at least a 3.5% down payment, USDA loans have no down payment requirement.
Stock Yards Bank & Trust Company, which was established in 1904 in Louisville, KY and now has offices in the Louisville, Indianapolis, Cincinnati & Central/Eastern Kentucky metropolitan markets. In addition to its banking operations, Stock Yards Bank & Trust Company offers a broad array of other financial services.
AgriFinancial (AgFi), a subsidiary of CGB Enterprises, is a leading provider of capital to farmers across the United States. Based in Louisville, Kentucky, AgFi provides loans and leases to help farmers own land, operate their farms and make improvements. As a subsidiary of CGB Enterprises, we are a sister organization to Consolidated Grain
Global Capital Funding – Strategic, Fast, and Reliable Commercial Lending
We provide custom financing solutions for real estate investors, developers, and business owners. Specializing in bridge loans, cash-out refinancing, construction, investment property and foreclosure bail-out loans, we deliver fast approvals, flexible terms, fast closings.
"Aligned Mortgage Processing is a contract loan processing company that partners with Mortgage Brokers, Lenders and Bankers throughout the State of Texas. our loan Program:
FHA $100 Down Payment Program: 203B
• Property must be a HUD REO
• Loans up to county loan limits
• Credit scores down to 500. Ratios can’t exceed 43% when manual underw
1901 Post Oak Boulevard, Unit 1205, Houston, TX, 77056
The founders of Residential Capital Mortgage have been helping individuals and families obtain mortgage financing for over 20 years. We created our company with the goal of offering the best service and pricing the market has to offer. The mortgage process can be overwhelming without expert advice.
5100 Westheimer Road, Suite 200, Houston, TX, 77056
Since 2001, Action Mortgage has delivered responsive and personalized service to thousands of home buyers and home owners. We are a full service mortgage broker licensed in Maryland, Michigan and Texas We pride ourselves on giving personalized one-on-one service to every customer. Our main focus is personalizing your loan to fit your needs.
Boxwood Mortgage LLC. was opened during 2018. Founded by Patti Contrasto; a loyal and tenacious individual who believes in living a balanced and fulfilled life focused on growth, relationships, deep connections, adding value to humanity and always learning. Why we do what we do every day
Hometrust Mortgage Company has been providing excellent service and value to our customers. Our combination of an extensive suite of exceptional loan programs and our in-house processing, underwriting, and closing departments have ensured that our customers receive the best loan program for their needs as well as a successful
"We are a leading provider of real estate financing with over 15 years of experience providing 24/7 exceptional concierge service to our clients.
We understand that every borrower is different, so we offer a wide variety of products to meet the specific requirements of both the home buyer and investor."
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan
