USDA Vs. FHA your options comparison in Naples-Manor, Collier County, FL

In 2024, USDA loan limit in Naples-Manor, county of Collier, FL is $368,000 while FHA limit is $460,000 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

Compare loan offers from 100 lenders

2024 loan limits and downpayment requirments in Naples-Manor, county of Collier, FL

Loan Type Loan Limit Down payment
USDA $368,000 0%
FHA $460,000 3.5%
Conventional Conforming $548,250 3%

USDA and FHA loan options in Naples-Manor, FL

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in Florida?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Neat Capital
  • 2560 55th Street, Suite 101, Boulder, CO, 80301
  • At Neat Capital, our first priority is delivering an excellent client experience across the entire home financing and real estate transaction. That’s why we work alongside borrowers, real estate agents, wealth managers, moving companies, builders, and corporations in the quest to create a seamless home financing process.
  • Lendmor LLC
  • 3945 Savannah Court, Boulder, CO, 80301
  • Lendmor is a 21 year old mortgage company based in Boulder, Colorado. Our small operation and low overhead allows us to provide home loans to our clients at the lowest interest rates and the lowest closing costs possible. We originate loans, perform our own in-house processing, and see to every aspect of the loan
  • AM Mortgage Brokers Inc
  • 4845 Pearl East Circle, Suite 101, Boulder, CO, 80301
  • AM Mortgage Brokers, is an Independent Brokerage, which allows us to work directly with multiple wholesale lenders. This is advantageous to the consumer because not only does it give us the most competitive rates, it also allows us to lower your costs. For example, AM Mortgage Brokers does not charge a processing fee nor an administrative fee.
  • White Earth Reservation Federal Credit Union
  • 785 Highway 59 South, Mahnomen, MN, 56557
  • White Earth Reservation Federal Credit Union has been open since 1966. The credit union has assets totaling $3.15 Million and provides banking services to more than 1, 000 members. White Earth Reservation Federal Credit Union Federally Insured Credit Union. Offering Savings, Checking, Christmas Accounts & More.
  • Mortgages Plus Inc
  • PO Box 3326, Boulder, CO, 80307
  • Our mortgage experts give you the individual attention you deserve - our priority is you. Mortgages Plus is trusted by clients and Colorado’s real estate professionals offering Lending at Its Best: | commitment to excellence | competitive rates | integrity | knowledge | exceptional service | loans that fit your lifestyle and financial goals |
  • United Savings Credit Union
  • 1001 1st Avenue N, Fargo, ND, 58102
  • United Savings Credit Union is dedicated to providing exceptional customer service, educating members and helping them succeed financially. Visit us online for more information. United Savings Credit Union has been open since 1935. It's the 13th largest credit union in North Dakota with assets totaling $81.35 Million
  • Freedom Community Credit Union
  • 2940 N University Drive, Fargo, ND, 58102
  • Freedom Community Credit Union is a member-owned and controlled financial organization. We promote financial responsibility and member education and involvement while maintaining long-term financial stability.Credit Union is a member-owned and controlled financial organization. We promote financial responsibility and member education
  • Fargo Federal Employee Federal Credit Union
  • 657 2nd Avenue North, Room 450, Fargo, ND, 58102
  • FFE Federal Credit Union has been open since 1954. The credit union has assets totaling $4.93 Million and provides banking services to more than 500 members. The credit union is a not-for-profit, member-owned financial cooperative providing services to government employee members.
  • Fargo VA Federal Credit Union
  • 2101 North Elm Street, Fargo, ND, 58102
  • At Fargo VA Federal Credit Union, our members are our first priority. If you have questions or concerns, we want to know. We provide products and services that help the financial stability and economic growth for both our members and our community. As part of your community, we plan for the future to help individuals
  • American Federal Bank
  • 215 5th St N, Fargo, ND, 58102
  • At American Federal Bank, we know our clients and understand their farm and business operations. Our clients have confidence in the advice and solutions we offer to help them reach their goals. They know and trust that we will take care of them. Clients tell us they'd recommend American Federal in a heartbeat!