In 2025, the USDA loan limit for Lake-Mary, in Seminole county, FL, is $285,000, while the FHA limit is $356,362 for a single-family residence.
Utilize Lendersa® USDA loan calculator to compare the premier USDA versus FHA rates available today and determine the necessary income, credit score, reserves, and documents required for qualification. Our sophisticated mortgage calculator presents USDA, FHA, Conforming, and VA options side by side, aiding your decision about which program in aligns best with your financial situation.
2025 Loan Limits and Down Payment Requirements in Lake-Mary, Seminole County, FL
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Exploring USDA and FHA Loans in Lake-Mary, FL
Lendersa® aims to provide you with the optimal USDA or FHA loan quickly and efficiently. Opt for one of three starting points to find matching lenders and USDA loan programs tailored to your needs.
A USDA home loan, backed by the U.S. Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is exclusively for rural neighborhoods. Unlike FHA loans requiring a minimum 3.5% down payment, a USDA mortgage requires none, offering a zero down payment option for eligible rural buyers.
We are a local company servicing Pennsylvania and Florida with more ease and flexibility than out-of-the box solutions. Our expertise is at your disposal. We take pride in personally handling your specific needs and walking you through the entire process.vania and Florida with more ease and flexibility than out-of-the box solutions.
We are a local company servicing Pennsylvania and Florida with more ease and flexibility than out-of-the box solutions. Our expertise is at your disposal. We take pride in personally handling your specific needs and walking you through the entire process.vania and Florida with more ease and flexibility than out-of-the box solutions.
Lyons Mortgage Services, Inc. is a retail lender/servicer, portfolio investor and an FHA approved institution which has been in business for over a decade. Lyons has built its business on sound, consistent risk management lending strategies - strategies that have fueled our growth and financial stability for the past decade.
ince 1973, the Andreadis family has been providing private mortgage services to real estate owners and investors in the New York City area. George Andreadis, his son Nikos, and their staff invite you to click on the "Loan Guidelines" tab at left for more information. We look forward to speaking with you.
Everest Federal Credit Union (EFCU) is a first-ever autonomous financial institution formed by Nepali people outside of Nepal. It is our dream to establish our own financial institution in USA to help our community members financially. Keeping them in mind, following will be key mission, vision, principle and values of EFCU
Widget Financial are a We're a local not-for-profit credit union that is shared by more than 44, 000 members. Instead of stockholders found in traditional banks, our members both own and democratically control our financial cooperative. Our member-owners are the heart of our business
"AMERICO FEDERAL CREDIT UNION was formed when Erie County School Employees Federal Credit Union and American Sterilizer Federal Credit Union merged in 2003, changing our name to Americo Federal Credit Union.
Erie County School Emp FCU and American Sterilizer FCU were each chartered in the early 1950’s. At that time, credit unions served"
The State Bank of Herscher was chartered in 1902 by a group of residents who understood what a local bank meant for the well-being of their community. The growth that we have experienced since that time has allowed us to move to our present location in Herscher as well as expand to Limestone.
Our primary goal is to help people get the mortgage that best meets their needs so they can buy a home or stop overpaying on their existing mortgages.You can always count on the Summit Funding team to get it done for you. We have successfully helped thousands of people and look forward to helping thousands more.
