USDA VS FHA in Heathrow, Seminole County, FL

In the year 2025, the USDA loan cap in Heathrow, located in Seminole county of FL, stands at $336,500. In comparison, the single-family home limit under FHA is $472,030.

Employ the Lendersa® USDA loan calculator to analyze today's optimum USDA and FHA rates, discerning the income, credit, reserves, and documentation necessary to qualify. Our sophisticated mortgage calculator provides a side-by-side view of USDA, FHA, Conforming, and VA loans, aiding your decision on the most suitable program for your financial condition in .

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Loan limitations and down payment needs for the year 2025 in Heathrow, Seminole county, FL

Type of Loan Limit of Loan Payment Down
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Options for USDA and FHA loans in Heathrow, FL

Lendersa®'s ambition is to secure you the most favorable USDA or FHA loan quickly and with minimal fuss. Choose from three initial pathways leading to matched lenders and USDA loan schemes.

Matching results for Lendersa USDA loan request

Defining the USDA Loan in FL

A USDA home loan, or USDA mortgage, is endorsed by the government's Department of Agriculture, also known as a USDA rural development loan. This financial product is exclusively for applicants in rural locales. Differing from FHA loans that demand a minimum down payment of 3.5%, USDA loans require no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



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