In the year 2025, the USDA loan cap in Heathrow, located in Seminole county of FL, stands at $336,500. In comparison, the single-family home limit under FHA is $472,030.
Employ the Lendersa® USDA loan calculator to analyze today's optimum USDA and FHA rates, discerning the income, credit, reserves, and documentation necessary to qualify. Our sophisticated mortgage calculator provides a side-by-side view of USDA, FHA, Conforming, and VA loans, aiding your decision on the most suitable program for your financial condition in .
Loan limitations and down payment needs for the year 2025 in Heathrow, Seminole county, FL
Type of Loan
Limit of Loan
Payment Down
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Options for USDA and FHA loans in Heathrow, FL
Lendersa®'s ambition is to secure you the most favorable USDA or FHA loan quickly and with minimal fuss. Choose from three initial pathways leading to matched lenders and USDA loan schemes.
A USDA home loan, or USDA mortgage, is endorsed by the government's Department of Agriculture, also known as a USDA rural development loan. This financial product is exclusively for applicants in rural locales. Differing from FHA loans that demand a minimum down payment of 3.5%, USDA loans require no down payment at all.
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