USDA Vs. FHA your options comparison in Lower-Grand-Lagoon, Bay County, FL
In 2025, USDA loan limit in Lower-Grand-Lagoon, county of Bay, FL is $285,000 while FHA limit is $356,362 for a single-family home.
Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.
2025 loan limits and downpayment requirments in Lower-Grand-Lagoon, county of Bay, FL
Loan Type
Loan Limit
Down payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
USDA and FHA loan options in Lower-Grand-Lagoon, FL
Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.
USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
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512 Bayshore Drive, Suite 201, Fort Lauderdale, FL, 10019
We provide you with reputable lending institutions and financial information to break down how the borrowing will work so you can select the best option to fit your personal situation. Our Mission to provide resources, support, and comparative lenders for businesses, organizations and individuals at every stage of their financial journey.
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