USDA and FHA Pro and Con in Lower-Grand-Lagoon, Bay County, FL
For 2025, the USDA loan limit in Lower-Grand-Lagoon, Bay County, FL, is $285,000. Meanwhile, the FHA ceiling for a single-family home is $356,362.
With the Lendersa® USDA loan calculator, you can compare USDA and FHA rates, determining the income, credit, reserves, and documents needed to qualify. Our advanced mortgage calculator enables a comparison of USDA, FHA, Conforming, and VA options side by side, assisting in choosing the right program for your financial needs in Alabama.
2025 Loan Limits and Down Payment Specifications in Lower-Grand-Lagoon, Bay, FL
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Loan Opportunities with USDA and FHA in Lower-Grand-Lagoon, FL
Lendersa® aims to provide the best possible USDA or FHA loan options quickly and easily. Choose one of three starting points to match with lenders and find USDA loan programs.
The USDA home loan is backed by the Department of Agriculture, known as the USDA rural development loan or mortgage, and is available strictly in rural areas. Unlike FHA loans that require a minimum 3.5% down payment, USDA loans eliminate this requirement, offering a zero down payment option for qualified buyers in rural communities.
Rate Leaf helps you buy homes the right way: simply and directly. We believe that the home-buying process should be free of hidden fees, roadblocks, and predatory rates. What we offer instead is a way for you to reclaim your community through the most important purchase of your life.
782 Northwest 42 Avenue, Suite 330, Miami, FL, 33126
At New Home Mortgage Group we get lenders to compete for your business. That means you get to compare multiple quotes from competing lender all in one place, saving you time and money. We are three loan officers who join forces with many years of experiance to vey service our client reducing closing cost
DG Pinnacle Funding LLC is a residential mortgage company based in South Florida, founded in 2008 and re-positioned later in 2013. With over 15 years of experience in the mortgage and real estate industry, our founder Noel Veitia had a personal goal. After working as a loan officer for other companies, many times he felt challenged
RML LLC, is a full service direct lender founded in 2013. The executive board has over 70 years of combined experience. Our CEO and President founded the company with a straightforward aspiration To support his staff with the finest tools and technology to accomplish the goal of providing. best product and services to our community
Beauregard Federal Savings Bank originally opened its doors for business as Beauregard Homestead Association in April of 1948. Our original building was located at 120 Jefferson Street in DeRidder, Louisiana. The original founders included Dr. J.D. Frazar, H.H. Pye, Cecil R. Middleton, Stuart S. Kay, and L.C. Lee.
First Street Federal Credit Union (formerly known as Boise Southern Employees FCU) has been open since 1970. The credit union has assets totaling $50.33 Million and provides banking services to more than 3, 000 members.
The credit union is a member-owned financial cooperative providing financial banking services to multiple member groups.
FNBD has been serving Southwest Louisiana for over 85 years. With the largest market share of any bank in Beauregard Parish, we are continuing to build upon that foundation of financial stability in Calcasieu Parish & the surrounding areas. FNBD is committed to serving the residents & businesses of SWLA with superior service and professional.
8370 West Flagler Street, Suite 145, Miami, FL, 33144
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
