USDA Vs. FHA your options comparison in Lower-Grand-Lagoon, Bay County, FL
For 2025, the USDA loan limit in Lower-Grand-Lagoon, Bay County, FL, is $285,000. Meanwhile, the FHA ceiling for a single-family home is $356,362.
With the Lendersa® USDA loan calculator, you can compare USDA and FHA rates, determining the income, credit, reserves, and documents needed to qualify. Our advanced mortgage calculator enables a comparison of USDA, FHA, Conforming, and VA options side by side, assisting in choosing the right program for your financial needs in Alabama.
2025 Loan Limits and Down Payment Specifications in Lower-Grand-Lagoon, Bay, FL
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Loan Opportunities with USDA and FHA in Lower-Grand-Lagoon, FL
Lendersa® aims to provide the best possible USDA or FHA loan options quickly and easily. Choose one of three starting points to match with lenders and find USDA loan programs.
The USDA home loan is backed by the Department of Agriculture, known as the USDA rural development loan or mortgage, and is available strictly in rural areas. Unlike FHA loans that require a minimum 3.5% down payment, USDA loans eliminate this requirement, offering a zero down payment option for qualified buyers in rural communities.
Originally established in 1934 as one of the first twelve credit unions serving employees of the Farm Credit System, we organized as the Farm Credit Administration Cooperative Credit Association. In 2005 we converted to a federal charter and adopted the name Four Points in order to better reflect our new ability to serve members.
13520 California Street, Suite 250, Omaha, NE, 68154
Aksarben Mortgage brings to the Omaha mortgage market experienced, customized, comprehensive service that is local and personal. Exceptional service is our passion as we strive to be our clients’ advisors for life, not a single transaction. We've been helping customers afford the home of their dreams for many years.
I started in the mortgage industry back in 2002 right after graduating from the University of Nebraska at Lincoln. Since I had no idea what I wanted to do after graduating, I sort of just fell into being a loan officer. I don’t think anyone dreams of being a mortgage lender growing up, but in the many years
Eagle Mortgage Company is a locally owned and full-service mortgage company in Omaha, NE. We specialize in providing you with a Conventional loan, VA loan, FHA loan, and USDA loan in both Nebraska & Iowa, including Sarpy County, Douglas County, Omaha, and Council Bluffs. Whether you are buying a home or looking for a home refinance loan
American Federal Mortgage, we make it easy for those seeking to refinance or purchase their dream home in 10 states by offering a variety of flexible loan programs geared toward each client's specific mortgage needs. Having been a recognized leader in the mortgage lending industry for nearly three decades,
Premier Financial Credit Union is a full-service community credit union, with offices located in New Holstein, Kiel and Chilton. PFCU serves anyone who lives or works in Calumet, Sheboygan, Manitowoc, Fond du lac and Outagamie counties and their families. and also To serve our members in a safe, secure, and convenient environment
Commercial Loan Specialists looking to connect with Real Estate Investors to provide a superior service for any of your Lending, Investment or Funding needs. For any Commercial Real Estate or Business Purpose Loans, or to ask about our Real Estate Birddog Service that caters to off-market properties, give us a call. Be sure to visit our socials to
Solutions Credit Union is a member-owned, not for profit financial institution that has served Elmira, Southport, Ashland and the surrounding communities since 1952. Today, with a commitment to serving our members, we have established $36 million dollars in assets as we continue to grow.
