USDA Vs. FHA your options comparison in Upper-Grand-Lagoon, Bay County, FL
In 2025, the USDA loan cap for Upper-Grand-Lagoon, located in Bay county, FL, is set at $285,000. Conversely, the FHA loan limit for a single-family home is $356,362.
Use the Lendersa® USDA loan calculator as a tool to evaluate the top USDA versus FHA rates available today and to ascertain the income, credit score, reserves, and documentation required for loan eligibility. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA loans side by side, allowing you to choose the most suitable program in tailored to your financial needs.
2025 Loan Limits and Down Payment Criteria in Upper-Grand-Lagoon, Bay County, FL
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Exploring USDA and FHA Loan Options in Upper-Grand-Lagoon, FL
Lendersa® focuses on swiftly securing optimal USDA or FHA loans for you with minimal fuss. Choose one of three initial strategies to find matching lenders and USDA loan programs.
A USDA home loan is supported by the U.S. Department of Agriculture, also referred to as a USDA rural development loan or USDA mortgage, available solely in rural communities. Unlike FHA loans that oblige a minimum 3.5% down payment, USDA mortgages require no down payment whatsoever.
This primarily benefits those residing in less populated areas, offering an accessible route to homeownership. Prospective borrowers should examine and comprehend the qualifying conditions and geographic boundaries linked to USDA loans to optimize the advantages they provide.
Dynamic Financial Consultants Inc is a leading Mortgage Broker, agency, connecting borrowers to lenders. Our professional mortgage loan officers team takes on all the duties of maintaining your smooth mortgage process, allowing you to enjoy the process without having to deal with any of the hassles.
Brooklyn Cooperative Federal Credit Union As your community development credit union, our mission is to support the economic development of our neighborhoods through consumer, business, and home loans and core financial services. Today Brooklyn Cooperative is helping to revitalize Bushwick and Bedford-Stuyvesant
Where traditional lenders decline, we provide solutions.
We offer specialized programs for real estate investors, including:
No minimum FICO requirements
Ground-up construction financing with no prior experience needed
No-ratio loans (no income or DSCR)
Financing for rural and non-conventional properties
Up to 95% purchase and 100% rehab fu
IDB Ltd. began its operations in New York City in 1949, when it established a representative office. At that time there were only a few employees and limited contact with the public. In 1962, IDB Ltd. became one of the first foreign banks to open a branch in New York when the New York State banking law was changed to allow foreign banks.
1177 Avenue Of The Americas, 5th Floor, New York, NY, 10036
Amerimax Capital is a commercial real estate financing firm with history on the market for more than 20 years. Our knowledge, connections with lenders and established financing platform enables us to arrange the most favorable financing/equity placement for your commercial property.
Shield Funding is a leader in the financial lending industry providing business loans to small and medium-sized companies. We provide alternative financing to companies that have little or no credit or have been denied traditional financing. We specialize in providing merchant cash advances and other types of unsecured business loans.
Since 1990, Gala Resources LLC has been providing short-term mortgages to experienced real estate investors, builders and dealers. We furnish short-term financing for
Bank-foreclosed residential properties
REOs
Short Sales
Multi-family buildings
Real estate acquisition
We are a direct hard money lender. We are not brokers. We do work with b
60 East 42nd Street, Suite 3010, New York, NY, 10165
Fort Amsterdam Capital is a seasoned real estate debt platform that originates short-term, high-yielding bridge loans ranging in size from $8 - $100 million, primarily in the New York City metro area. To date, Fort Amsterdam Capital has originated over $95 million of loans with a proven track record of double-digit returns.
Founded in 1871 in Honesdale, PA, Wayne Bank has 26 community offices serving Northeast Pennsylvania, along with Delaware and Sullivan Counties in New York State. Wayne Bank also operates offices as Bank of the Finger Lakes and Bank of Cooperstown in Ontario, Seneca, Yates, and Otsego Counties in New York State.
At The Dime Bank, we believe in relationships. With offices in Honesdale, Hawley (downtown and the lake region), Damascus, Greentown, Dingmans Ferry, and Carbondale, we strive to be our communities’ total financial partner. We have been helping generations of customers in Northeastern Pennsylvania realize their goals and dreams by meeting their fin
