In 2025, the USDA loan cap for Upper-Grand-Lagoon, located in Bay county, FL, is set at $285,000. Conversely, the FHA loan limit for a single-family home is $356,362.
Use the Lendersa® USDA loan calculator as a tool to evaluate the top USDA versus FHA rates available today and to ascertain the income, credit score, reserves, and documentation required for loan eligibility. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA loans side by side, allowing you to choose the most suitable program in tailored to your financial needs.
2025 Loan Limits and Down Payment Criteria in Upper-Grand-Lagoon, Bay County, FL
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Exploring USDA and FHA Loan Options in Upper-Grand-Lagoon, FL
Lendersa® focuses on swiftly securing optimal USDA or FHA loans for you with minimal fuss. Choose one of three initial strategies to find matching lenders and USDA loan programs.
A USDA home loan is supported by the U.S. Department of Agriculture, also referred to as a USDA rural development loan or USDA mortgage, available solely in rural communities. Unlike FHA loans that oblige a minimum 3.5% down payment, USDA mortgages require no down payment whatsoever.
This primarily benefits those residing in less populated areas, offering an accessible route to homeownership. Prospective borrowers should examine and comprehend the qualifying conditions and geographic boundaries linked to USDA loans to optimize the advantages they provide.
2557 Ashley Phosphate, North Charleston, SC, 29418
We know that each customer has specific needs, so we strive to meet those specific needs with a wide array of products, investment tools, mortgages and best of all quality service and individual attention. Our mission is to serve our customers with honesty, integrity and competence.
At REV, we’re passionate about being an active partner that works with local businesses, organizations and associations to build healthy communities. Through a digital first strategy and enhanced commitment to our members, we’re redefining what banking means. As a full-service financial institution, we offer competitive loan rates.
202 E. 2nd North St, Suite 1-A, Summerville, SC, 29483
Homefront Mortgages, Inc. offers the very best mortgage tools available on the Internet - easy, convenient, on-line shopping for the best loan programs and most current rates available, together with the assistance of an experienced, "live" loan officer to guide you through the often difficult and confusing process.
We are a product of our community and leader of our community, and we take its needs seriously. We will never do anything intentionally that goes against the best interest of the communities in which we serve. To do otherwise would violate a sacred trust. Since the bank was formed on August 28, 1890,
Elite Mortgage Concepts, a Florida based Mortgage Brokerage, is your premier lending resource and only resource you will ever need for any and all of your residential mortgage needs. Whether you are buying your first home, a vacation home, investment property, or even in the need of a business loan.
Full service mortgage company offering application process including ordering credit report, title, appraisal, verification of employment, evaluation of debt to income ratio and proof of all required documents for loan approval. Initiate closing date and time and all necessary information between all parties for a successful Close.
Gulf Coast Bank is a locally-owned and operated full-service banking institution with 9 locations within Lafayette and Vermilion Parishes. Whether your financial needs are personal or business related, Gulf Coast Bank has the knowledge and products to serve you best. Gulf Coast Bank is known throughout Acadiana for our continued generous support.
Abbeville Building & Loan is a mutual state-chartered savings bank that has been operating in Abbeville, Louisiana since 1890. Our bank prides itself in providing excellent customer service. Our main emphasis is the origination and servicing of owner-occupied residential loans. We also have a full range of savings accounts
147 Wappoo Creek Drive, Suite 105, Charleston, SC, 29412
At Homegrown Financial, we know you want financial freedom as you age. To achieve that, you need a smart and safe way to access an important retirement asset: home equity. The problem is traditional retirement sources are becoming unreliable and you’re worried about which options will allow you to best monetize your home equity in retirement.
Whether you're a first time homebuyer or an experienced borrower, The Bank of South Carolina's mortgage professionals can make the process clear and simple. Our knowledgeable professionals are trained to help you understand the entire loan process and select the most favorable loan product for your needs.
