In 2026, the USDA loan cap for Upper-Grand-Lagoon, located in Bay county, FL, is set at $285,000. Conversely, the FHA loan limit for a single-family home is $356,362.
Use the Lendersa® USDA loan calculator as a tool to evaluate the top USDA versus FHA rates available today and to ascertain the income, credit score, reserves, and documentation required for loan eligibility. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA loans side by side, allowing you to choose the most suitable program in tailored to your financial needs.
2026 Loan Limits and Down Payment Criteria in Upper-Grand-Lagoon, Bay County, FL
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Exploring USDA and FHA Loan Options in Upper-Grand-Lagoon, FL
Lendersa® focuses on swiftly securing optimal USDA or FHA loans for you with minimal fuss. Choose one of three initial strategies to find matching lenders and USDA loan programs.
A USDA home loan is supported by the U.S. Department of Agriculture, also referred to as a USDA rural development loan or USDA mortgage, available solely in rural communities. Unlike FHA loans that oblige a minimum 3.5% down payment, USDA mortgages require no down payment whatsoever.
This primarily benefits those residing in less populated areas, offering an accessible route to homeownership. Prospective borrowers should examine and comprehend the qualifying conditions and geographic boundaries linked to USDA loans to optimize the advantages they provide.
Amherst Teacher’s Federal Credit Union, membership was comprised of employees from our original 46 sponsor groups and their families. For a list of original sponsors, click here. With the addition of new, non-education based sponsor groups in 2003, Amherst Teacher’s FCU modified its name to what we continue as today; Amherst Federal Credit Union.
Evans Bancorp's wholly owned insurance subsidiary, The Evans Insurance Agency, LLC, provides life insurance, employee benefits, and property and casualty insurance through ten insurance offices in the Western New York region. Evans Investment Services provides non-deposit investment products, such as annuities and mutual funds
The Rose Hill Group of WNY Ltd. was founded by Daniel Monte in 2006. Mr. Monte formed the company to serve as a specialty provider of mortgage banking and financial advisory services to commercial real estate developers and lenders. RHG’s employees collectively have over 75 years of experience in real estate financial services.
1st Priority Mortgage, Inc is committed to delivering a unique process that identifies the best mortgage solution tailored to your individual needs. How do we know our system works? As a company we consistently track and measure our results. We use what works and continually monitor for improvement.
MAINSTREAM FUNDING NETWORK, INC. have provided a remarkably streamlined and personalized application-to-closing experience for thousands of clients. Over the years as we have grown in size, our veteran administrators and staff continue to function in concert with our original philosophy.
Very few borrowers are exactly alike. When looking for a home there are many choices. People need to know what is available to them so they can make the best decision possible. There are always numerous choices; however credit, income & down payment are the main criteria.We always encourage our clients to come in before they meet with their realtor
Attica State Prison Employees Federal Credit Union was chartered in 1935. In 1985 membership was opened up to employees of Wyoming Correctional Facility. Our name was then changed to Attica-Wyoming Correctional Employees Federal Credit Union. Now, membership is open to all current and retired employees of Attica, Wyoming, Wende, Albion, Groveland,
MidState Federal Credit Union began over half a century ago on May 3, 1950, with a total membership of seven. These original seven members decided to pool their savings in order to promote thrift among them, by affording them an opportunity to accumulate their savingsand create a source of credit they could borrow from for provident
25 Lindsley Drive, Suite 209, Morristown, NJ, 07960
Our mortgage representatives specialize in providing home loans to first time home buyers and FHA purchases in Morris County as well the greater New Jersey and New York state area. We deliver an unparalleled level of service and the lowest possible loan rate in the business. Upon this – we have built our reputation, for over a decade
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