USDA and FHA Pro and Con in Springfield, Bay County, FL
In the year 2026, the USDA loan limit for Springfield, located in Bay, FL, is set at $336,500, whereas the FHA limit for a single-family home is $472,030.
Take advantage of the Lendersa® USDA loan calculator to compare the most favorable rates of USDA versus FHA loans available today. This tool helps establish the necessary income, credit score, reserves, and supporting documents needed for qualification. Our advanced mortgage calculator exhibits USDA, FHA, Conforming, and VA lending options side by side, empowering you to determine the most suitable financial program in a place like Alabama for your specific situation.
2026 Loan Limits and Down Payment Requirements in Springfield, County of Bay, FL
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Springfield, FL
The primary aim of Lendersa® is to connect you with the most suitable USDA or FHA loan with speed and without unnecessary difficulty. Choose one of three tailored starting points that culminate in lender matches and USDA loan offerings.
The USDA home loan, supported by the Department of Agriculture, commonly referred to as a USDA rural development loan or mortgage, is available exclusively in rural areas. Unlike FHA loans that demand a minimum of 3.5% down payment, USDA mortgage loans offer zero down payment requirements.
Levo Credit Union provides the full range of consumer and business financial services. We are a member-owned financial cooperative with local decision-making for all business credit and deposit needs. A full-service locally owned financial institution providing financial services in Minnehaha, Lincoln, Turner and McCook County, South Dakota.
At Pacific National, we are a family oriented company that strives to help our customers recover from previous financial mistakes, and give them the support & assistance to get back on their feet again. We firmly believe that your past does not need to dictate your future, and wherever possible we aim to find a solution to your financial problems.
Service First’s history began like most credit unions: with our members. Back in the early stages of America’s financial system, banks were only accessible to the upper class. People began joining forces to create their own financial institutions. Credit unions were started by people, for people.
515 West 41st Street # 1002, Sioux Falls, SD, 57105
We accelerate the flow of money in the B2B (business-to-business) world.
We built Payclass with one focus — help our customers get their funds faster, or even instantly.
Payclass's platform finds the most economic and efficient capital source to fulfill business needs -- short or long-term loans, real estate financing, letters of credit, equi
Voyage Federal Credit Union has a continued legacy of personal service, small business, and community support. What began as two separate credit unions, Bell Federal Credit Union and Metz McKennan – with histories dating back to World War II – blossomed into a mutually respectful merger in 2011 that encouraged growth
Keystone Mortgage has been providing superior customer service to homeowners ever since incorporating in Sioux Falls in 1993. With over $60 million in funding each year, Keystone provides not only the very best loan options available to homeowners, but we also provide superior knowledge gained through years of experience.
CorTrust Mortgage has built a strong reputation as an outstanding mortgage banking firm, serving the lending needs of individual homebuyers throughout the upper Midwest, builders, and real estate professionals. We're a full service mortgage bank with an experienced staff offering expertise in every area of mortgage lending.
Our mission is to provide you the tools and manpower necessary to make the most of your VA mortgage benefits. From tracking your Certificate of Eligibility to funding your loan, we are there, every step of the way.
You may know that the VA loan program is one of the greatest benefits of military service
Satori Mortgage is a Minneapolis mortgage company with the experience and professionalism to make your dream of owning a home a reality. We know the lending industry inside and out and can provide dedicated mortgage solutions to suit any need and any budget.We offer a variety of mortgage solutions.
West Metro Schools Credit Union was formed December 31, 2008 with the merger of Hopkins Schools Credit Union and Edina Schools Credit Union. Membership is open to all employees of Hopkins, Edina and Wayzata Public Schools, their families and household members. Students of Hopkins and Edina school districts are eligible also.
