USDA Vs. FHA your options comparison in Panama-City, Bay County, FL
For 2025, the USDA loan limit applicable in Panama-City, Bay county, FL, is $285,000. Meanwhile, the FHA ceiling for a single-family home is set at $356,362.
Explore today’s top USDA vs. FHA rates using Lendersa®'s USDA loan calculator, and determine the income, credit, reserves, and documents needed for eligibility. With our advanced mortgage calculator, you can view USDA, FHA, Conforming, and VA options side-by-side, to choose which program in is optimal for your financial needs.
2025 Loan Limits and Down Payment Requirements in Panama-City, Bay, FL
Loan Type
Loan Ceiling
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Options for USDA and FHA Loans in Panama-City, FL
Lendersa®'s mission is to secure the best USDA or FHA loans swiftly without hassle. Choose one of three initial strategies that align you with lenders and USDA loan programs.
The USDA home loan, endorsed by the Department of Agriculture and sometimes called a USDA rural development loan or USDA mortgage, is available exclusively in rural areas. Unlike FHA loans that demand at least a 3.5% down payment, USDA loans do not require any down payment.
Union Bank & Trust Company began serving the Evansville community as Grange Bank in 1897. In 1916, it was acquired by Gertrude Eager and operated by her son, Leonard Eager.
In 2016, we celebrate our centennial anniversary of Eager family community banking. At the same time, we honor the 150th birthday of the place our story began.
We are a not-for-profit cooperative; formed, owned and operated for a single purpose: members helping members. We have a proud tradition of service to our members since 1951. ELGA Credit Union had a humble beginning, helping Consumers Energy employees that were paid below the average of other industrial workers in the 1940’s and 50’s.
1024 Springfield Road Collingdale, Collingdale, PA, 19023
Best American Mortgage Company is a mortgage broker in PA with over a decade of VA loan experience. We work multiple lenders that have special programs to maximize the VA home loan benefit. We're dedicated to helping the best Americans get the best loan.broker in PA with over a decade of VA loan experience.
PyraMax Bank is a publicly held community bank headquartered in Greenfield, Wisconsin and also has offices in Franklin, Grafton, Greenfield, Mukwonago, South Milwaukee, and Waukesha.
Whether you're looking for a Home Loan, Home Equity Line or Loan, Business Loan, Free Checking, Mobile Banking,
Go Loan Go, LLC was founded in the midst of 2020. we have partnered with the nation’s top wholesale lenders to offer you the best mortgage products. Our low overhead allows us to pass the savings to you, while our light footprint keeps us nimble enough to pivot to industry changes.
115 Saint Charles Street, Suite B, Drexel Hill, PA, 19026
Atlantic Finance Group LLC fulfill all of your mortgage needs efficiently. You can rely on us to offer you a variety of mortgage products and also give you the assistance that you need to choose the right product that suits your requirements. You can rely on us to provide you with the latest in financial tools.
Max Mortgage is a full-service mortgage brokerage based in Reading, Pennsylvania. Founded in 2005 by a Brazilian-American woman, we are proud to have helped turn thousands of customers into homeowners.
We are not a large company, nor do we want to be. We are a tight-knit, family-owned company that puts our customers first.
Sovita Credit Union serves education and healthcare workers in Genesee, Lapeer, Livingston, Oakland and Shiawassee counties. We provide low-cost, high-value financial services to people who enrich, heal, lift and lead all others in the community. Founded in 1934 as Flint Teachers Credit Union,
"RenoFi offers the first home equity loan purpose built for renovations.
For homeowners planning a renovation, RenoFi loans let you borrow the most money at the best possible terms without the need to refinance your primary mortgage. This is because RenoFi uses the expected value of your home post-renovation rather than your home’s current val
4379 S. Howell Avenue, Suite 22, Milwaukee, WI, 53207
A Better Mortgage Company has been saving Wisconsin homeowners money with the most aggressive programs down to 500 credit score, and 100% financing available with 580+ scores and also Providing Wisconsin home services since 1998 with the most aggressive programs, refinancing, 1st and 2nd mortgages, reverse mortgages, VA, FHA and etc
We were built on the "People Helping People" philosophy and that remains true today. Our mission is to provide quality services to meet the financial needs of our members. We are committed to serving our members' needs both today and in the future. Jersey Shore Federal Credit Union is a member-owned, not-for-profit financial cooperative.
