FHA Vs. USDA loan program for Panama-City-Beach, Bay County, Florida

In 2024, USDA loan limit in Panama-City-Beach, county of Bay, FL is $285,000 while FHA limit is $356,362 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Panama-City-Beach, FL

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Florida?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(833) 426-8256 https://www.thebestloanofficer.com 1268 miles Lender's profile and map Reviews The Best Loan Officer 225 Union Blvd, Suite 150, Denver, CO, 80229 Colorado's Best Mortgage Broker, The Best Loan Officer! If you need money for a real estate transaction, we can find it for you. As your expert mortgage broker, your best interest is always on my mind. I like to keep my clients for life. The only way to do that is to offer exceptional service plus knowing that I am your trusted advisor
(303) 573-1170 http://www.denvercommunity.coop/ 1268 miles Lender's profile and map Reviews Denver Community Credit Union 1075 Acoma St, Denver, CO, 80204 Since 1934, Denver Community Credit Union has been advancing financial opportunity for its members. We serve our communities with quality loans with low rates, and savings and checking products that help members effectively manage their money. Our knowledgeable and friendly staff is ready to assist those members who prefer person-to-person service.
(303) 839-5262 https://www.uptownmortgage.com/ 1268 miles Lender's profile and map Reviews Uptown Mortgage LLC 1350 Lawrence Street, Suite 100, Denver, CO, 80204 Uptown Mortgage is located in Historic Lower Downtown Denver. Having operated in Colorado since 2000, we’ve worked hard to build a reputation that we are proud of. We make sure that every borrower that walks through our doors gets exceptional service. All our loan officers take very seriously the fact that purchasing a home.
(303) 321-8800 http://www.megastarfinancial.com 1268 miles Lender's profile and map Reviews Megastar Financial Corp 1080 Cherokee, Denver, CO, 80204 Megastar prides itself on our family company culture, employing seasoned and experienced loan officers who have the consumer's interest at heart. We are thrilled that you have taken the time to learn about our company, and we look forward to helping you achieve your homeownership dreams.
(308) 436-5024 https://www.bcbank.net/ 1268 miles Lender's profile and map Reviews Banner Capital Bank 205 State St, Harrisburg, NE, 69345 In 1964, we opened our doors under the brilliant blue skies of Harrisburg, Nebraska—a rural farming community in the heart of The Nebraska Panhandle. One firm handshake at a time, we earned the trust of our customers, allowing us to expand and create new relationships around Nebraska and then into Wyoming.
(303) 860-1117 https://www.optionscreditunion.com/ 1269 miles Lender's profile and map Reviews Options Credit Union 5935 S Zang St, Unit 4, Littleton, CO, 80127 Options Credit Union (formerly named Legal Community Credit Union) is a non-profit financial institution that was established in 1979 by the Denver Bar Association to serve the legal communities banking & financial needs. Options Credit Union you can enjoy a fuill suite of products and services with no monthly fees, no minimum balance requirements.
(303) 978-2274 https://www.ccu.org/ 1269 miles Lender's profile and map Reviews Colorado Credit Union 10026 W. San Juan Way, Littleton, CO, 80127 Our story began in 1973 when 35 Johns Manville employees gathered their funds together and started our credit union as a member-owned financial cooperative. We grew rapidly over the years, serving only employees, retirees, and family members of Johns Manville. In 1998, we expanded our membership to include other employer groups
(303) 667-4771 https://www.fitlending.com 1269 miles Lender's profile and map Reviews Fit Lending 10146 West San Juan Way, Unit 100, Littleton, CO, 80127 Fit Lending, we are the ideal choice for a homebuyer in Colorado. We offer low mortgage rates, fast closings and one-on-one personalized service. With our streamlined mortgage approval process, we will close your purchase transactions as quickly as possible and keep you and your realtor updated throughout the process.
(303) 972-4598 https://www.completefunding.com/ 1269 miles Lender's profile and map Reviews Complete Funding Financial Services Inc 7560 South Dome Peak, Littleton, CO, 80127 At Complete Funding Financial Services, where we specialize in residential mortgages. At Complete Funding Financial Services, we will find a loan that fits each borrower. Unlike big banks that have "order takers" helping you with your loan, we have highly skilled loan consultants.
(800) 359-7254 https://www.profilehomeloans.com/ 1269 miles Lender's profile and map Reviews Profile Home Loans Inc 6225 South Van Gordon Way, Littleton, CO, 80127 Profile Home Loans is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different. Diann and Eric have been helping customers secure and manage their home loans for over 40 years. We offer quality loan products, delivered with excellent service, at a great price.
(303) 798-6100 http://www.1stmtgs.com 1269 miles Lender's profile and map Reviews Pivot Lending Group 10397 W Centennial Rd, Littleton, CO, 80127 Based in Littleton, Colorado since 2002, Pivot Lending Group has always prided itself on being a Trusted and Collaborative mortgage lender. You will trust that your transaction is handled with the utmost care and with collaborative partnerships to produce options you want. We offer all home mortgage loans, including FHA, VA, USDA and Conventional.