USDA VS FHA in University, Hillsborough County, FL
In the year 2025, the USDA loan limit in University, located in Hillsborough county, FL, is set at $336,500, whereas the FHA limit for a single-family residence is $472,030.
To determine the best current rates and qualification requirements, use the Lendersa® USDA loan calculator for a comparison between USDA and FHA. Our advanced mortgage calculator shows USDA, FHA, Conforming, and VA options side-by-side to help decide which program in best suits your financial needs.
Loan Limits and Down Payment Requirements for 2025 in University, Hillsborough, FL
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Options for USDA and FHA Loans in University, FL
The primary goal of Lendersa® is to quickly and conveniently secure the best USDA or FHA loans for you. Choose from three starting options to find matching lenders and relevant USDA loan programs.
The USDA home loan, guaranteed by the government through the Department of Agriculture, is also known as the USDA rural development loan or mortgage, available exclusively in rural areas. Unlike FHA loans, which require at least a 3.5% down payment, USDA mortgages require no down payment.
581 Technology Park Suite 1001, Lake Mary, FL, 32746
Our team is committed to providing our clients with the highest quality financial services combined with the lowest rates available in your area. Our outstanding mortgage professionals will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
1400 International Pkwy S, Suite 1000, Lake Mary, FL, 32746
RP Funding is a Direct Mortgage Lender helping home buyers save thousands in lender fees when getting a mortgage. RP Funding offers the guaranteed lowest interest rates and customers pay NO lender fees. Customer satisfaction is our #1 goal. That is why every question, concern or complaint is reviewed directly by the CEO Robert Palmer.
1331 S International Parkway, Ste 2251, Lake Mary, FL, 32746
Certified Mortgage Planners is focused on helping our clients build a strong financial position through careful management of equity, the proper use of capital, and a dedication to maximizing their rate of return. We take a consultative approach to helping our clients develop a mortgage strategy that encompasses your overall long
We are the financial that doesn’t want you to have any debt. We offer solutions and advice to help you on your journey to financial freedom. FAIRWINDS Credit Union is Federally Insured by NCUA. We will not address specific member service issues or complaints through our social media channels.
First Choice Lending has gathered a team of experienced professionals under one roof, providing each client with step-by-step customer guidance from the initial inquiry until the purchase of their dream home. All in an atmosphere of mutual respect, professionalism and dedication. First Choice Lending; making a difference!
Isaza International Mortgage Bankers Corp is a boutique style mortgage brokerage agency committed to reviving the lost art of delivering exceptional personal service. Our loan officers have the experience, the tools and untiring determination to exceed your expectations. The market is in a constant state of transition.
Independent Thinking, Independent Banking. Founded in 1946, the Citizens Bank of Florida is a financial institution that provides a variety of banking services. It offers savings, checking and money market accounts. The bank also provides certificates of deposit and individual retirement accounts.
Giles Wardian serves as team lead and is a senior mortgage loan specialist with twenty-one years of experience. Our team of mortgage professionals operates on a unique platform whereby we have access to several wholesale lending sources which gives you the advantage. We are able to provide excellent rates.
1755 West Broadway Street, Suite 2, Oviedo, FL, 32765
At 1st Residential Funding, we make you feel at home during your home loan process. We are a family-owned company that was founded in 1999 with the commitment to find you the most competitive interest rates and closing costs available. We shop hundreds of lenders in order to provide the loan best suited for you.
