USDA Vs. FHA Pro and Con comparison in Lynn-Haven, Bay County, FL
In the year 2025, the USDA loan limits within Lynn-Haven, specifically in the county of Bay, FL, are set at $285,000. Meanwhile, the FHA limit for purchasing a single-family home stands at $356,362.
Lendersa®'s USDA loan calculator is a valuable tool for contrasting today's top USDA versus FHA rates, aiding you in evaluating the necessary income, credit score, reserves, and documentation needed for qualification. Employing our comprehensive mortgage calculator allows you to view USDA, FHA, Conforming, and even VA loans juxtaposed, assisting in selecting the best plan in that fits your unique financial needs.
Loan limits and downpayment requirements for 2025 in Lynn-Haven, within Bay county, FL
Loan Type
Loan Limit
Down payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Available USDA and FHA loan incentives in Lynn-Haven, FL
Lendersa® is dedicated to securing the most advantageous USDA or FHA loan efficiently and effortlessly. Start by selecting one of three pathways that will guide you to matching lenders and appropriate USDA loan packages.
The USDA home loan is a government-backed product under the Department of Agriculture, also known as the USDA rural development loan or USDA mortgage. This loan option is exclusively available in rural areas. Unlike FHA loans, which have a mandatory minimum down payment of 3.5%, the USDA mortgage does not require any down payment at all.
If you are exploring home loans, understanding the USDA and FHA loans' differing requirements and terms can make finding the right mortgage more streamlined and tailored to your needs. Both loans offer unique opportunities for potential homebuyers to secure their ideal property.
At Insight Mortgage Corp., we broke away from the intimidating, slow process borrowers dread. We use Internet-based automated procedures to speed you on your way to home ownership or refinancing. You can provide loan application information on a secure Web server linked from our Web site, in person, or over the telephone.
HarborOne Mortgage has been a leader in residential mortgage lending. Our reputation as a premier service provider has been the key to our success. As a wholly owned subsidiary of HarborOne Bank. we offer a seasoned team of experienced mortgage professionals backed by the strength of New England’s largest state-chartered cooperative bank.
7750 Maryland Avenue, Suite 50004, Clayton, MO, 03105
4MyCash’s hard money loan programs are designed for St. Louis real estate investors. Our reliable hard money loan programs make the process of investment funding fast and easy. In fact, our simple loan process enables our clients to close their purchases in as little as 5 business days.
1285 VA Cutoff Road, White River Junction, VT, 05001
Vermont VA Federal Credit Union has been open since 1939. It's the 12th largest credit union in Vermont with assets totaling $32.41 Million and providing banking services to more than 2, 000 members as of March 2022.
The credit union is a not-for-profit, member-owned financial cooperative providing financial banking services
Mascoma Bank is a mutually owned bank and not for sale. With no shareholders to please, we are committed to remaining independent and to re-investing profits in our community. Our first priority has always been—and always will be—you, our customers. We are different than other banks and give you the security of a long-term relationship.
Farmers & Merchants State Bank has been locally owned and operated within our community for more than 110 years. As a local bank, we have the luxury of providing the friendly service and respect that should be expected of a small-town bank, while offering every banking service and also full-service personal and business banking to proven lending po
Nauset Mortgage LLC was founded in 2004 by Pablo Parada Pentz. Our mission at Nauset Mortgage LLC is to take an educated approach to mortgage financing. We do this by partnering with our clients and seeing them reach their financial goals, as they relate to mortgage lending, by utilizing a broad spectrum of property based lending programs.
The Credit Union was chartered on February 2, 1966, as the J-O-S Schools Federal Credit Union (Julesburg-Ovid-Sedgwick). The name was changed to Sedgwick County Federal Credit Union on 10-11-67 when it became community chartered. When people from Nebraska asked to join, the charter was expanded to include Deuel County in Nebraska.
At Members First, we're like pocket-sized financial superheroes - here to save the day! We're small enough to get to know you, which lets us make a big difference in your finances. So, share your goals with a member of our staff and we'll do everything we can to ensure we've made a difference for you.
The Pinnacle Mortgage Corp team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
Our Bank will evolve into a more diversified financial entity based on our "customer focus" and abilities to enhance traditional banking services. We will be responsive to customer issues and our services will be product based opportunities that the marketplace demands. Community 1st Bank Las Vegas originally opened on December 17, 1949.
National Bank of Commerce honors its history with a commitment to superior service for our customers, employees, shareholders, and the communities we serve. National Bank of Commerce is the largest locally owned, full-service community Bank serving Northwestern Wisconsin and Northeastern Minnesota
